Expertise For life insurance: terms of your policy, additional benefits, beneficiaries, endorsements, personal accident policies, etc. Also in Panama for your mortgage the bank requires life insurance (not title).
For health insurance: international vs. domestic coverage, limits, limitations, pre-existing conditions, claims, etc. I can help foreigners who are relocating to Panama get a health insurance policy which is specific for your needs. If you have pre-existing conditions such as diabetes or are a retiree I can help you with your health insurance concerns.
Experience My company has over 30 years of experience in the insurance industry. Founded in 1976, Forlacol is a family oriented company, with me (Ursula) as the third generation in the business. I obtained my insurance license in 2004 and I am qualified to sell personal, property and casualty, and guarantee bonds in the country of Panama.
Organizations International School of Panama Alumni Society (Vice President 2002-2005)
Florida State University Real Estate Society
Florida State University Insurance Society (Vice President 2005-2006)
Publications Panama Real Estate Magazine
Building the Best
The Pananole - FSU Panama’s Online Newspaper. (Founder and writer 2002 - 2004)
Education/Credentials I went to college at Florida State University with a scholarship. I graduated with a double major in Multinational Business and Human Resource Management. I took my Real Estate course in 2004 and my Insurance Course in 2003.
Awards and Honors Florida State University 2 2 Scholarship
Hispanic Honor Society
Past/Present Clients My clients are mostly foreigners. Countries of origin include: the US, Canada, Europe, and Central/South America.
Q: Ursula, what does the law implies for someone who works forty hours a week and who is responsible ... A: James I do not understand your question. Are you stating from the employers view point of hiring a ...
Q: What is the interest rate for the cost of protection on a whole life policy? A: In Panama where I sell insurance right now it is 4.5% guaranteed and up to 6% proyected. As the ...
Q: My name is mohd. saquib qureshi & i am Financial consultant in HDFC std.life insurance (india), i ... A: Insurance is all about connecting with the person, best brokers are not necessarily the ones that ...
Q: First, I appreciate your advice. My parents are 69(dad) and 63(mom) years old. They have a term ... A: I'm an insurance broker in the country of Panama, so I can't really respond to a question from the ...
