| Subject | Date Asked |
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| 2 health care policies | 9/26/2008 |
Q: I have an insurance policy with Aetna that covers both my wife and I. It costs a little over $300 a ...
A: Allen: Your question is tough to answer without knowing a few things. Will Mobil keep you on their ...
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| Primary insurance, Bill to? | 9/8/2008 |
Q: I have insurance for my stepson and supposedly does his mother. My step son resides with his mother ...
A: Brooke: Whatever billing address was given to the doctor's office when the child had his first ...
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| Primary insurance, Bill to? | 9/8/2008 |
Q: I have insurance for my stepson and supposedly does his mother. My step son resides with his mother ...
A: This is a legal question. My guess would be that because your husband has a court order requiring ...
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| health care bills | 9/8/2008 |
Q: I have my family insured through my employer. If they incur any health expenses that are not ...
A: Your question relates more to a legal situation really, rather than a health insurance inquiry. That ...
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| Cobra Health Insurance | 9/8/2008 |
Q: For 6 months I have been paying $336 per month for Cobra health insurance for my minor son. When I ...
A: Chuck: Here is a paragraph from the Department of Labor website: ...
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| health care bills | 9/8/2008 |
Q: I have my family insured through my employer. If they incur any health expenses that are not ...
A: The patient is billed, not your employer. If your step daughter is not a legal adult, her legal ...
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| Live outside US, need US health insurance | 8/30/2008 |
Q: a German company. I am an American citizen and travel to the US very often. What I need is US ...
A: Assuming you have looked into purchasing travelers insurance while in the U.S.A., your other option ...
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| ERISA | 8/26/2008 |
Q: I am aware a consumer can file a complaint against an insurance company with the state department of ...
A: Fernando: My recommendation would be to request reconsideration of the claim directly with the ...
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| health insurance | 7/30/2008 |
Q: Mr. Higgins, My 29 yr. old daughter is a college senior, and has no health coverage. She works ...
A: Your daughter has pre-existing conditions and no health insurance to help offset the cost of ...
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| chronic kidney failer | 7/24/2008 |
Q: I am 30 years old and I currently have a group health plan through my employer in Arizona. I have ...
A: Christopher: If your current employer has 20 or more employees on the group plan COBRA will be ...
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| Health Insurance for my 60-yr old mom | 7/9/2008 |
Q: My Mom is 60 years old. She had a triple-bypass surgery 4 years ago and is on heart medications. She ...
A: Tina: Each state has different programs offered to those that are uninsurable on an individual ...
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| Cobra and pregnancy | 6/29/2008 |
Q: I currently have health assurance thru my employer but would like to leave my job and become self ...
A: This is a question for the human resources person at your school, whether COBRA is available to you ...
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| Pre exisiting conditions | 6/29/2008 |
Q: I'm thinking of changing jobs and I just found out I have cancer. I'm 25. I've been told that under ...
A: It is very likely that you will be covered from day one, including the pre-existing condition. Each ...
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| APA | 6/28/2008 |
Q: my question is in regards to mental health coverage. I am 19-years-old and want to see a ...
A: I think that calling the insurance company is fine, but you will need the policy number to find out ...
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| APA | 6/28/2008 |
Q: my question is in regards to mental health coverage. I am 19-years-old and want to see a ...
A: Your parents do not have the ability to know about your claims history unless you signed a ...
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| Health Insurance | 6/21/2008 |
Q: here is my problem. My husband is a business owner, and we pay out of pocket for individual health ...
A: As a broker in Arizona, I'm not too familiar with the plans in Colorado. I did look over the plans ...
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| Dental Insurance | 6/10/2008 |
Q: I currently have medical and dental insurance (BCBS) through my employer but the dental is quite ...
A: Craig: All dental insurance plans offer minimal coverage, and are expensive, in my opinion. With ...
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| Health Insurance | 6/4/2008 |
Q: I used to have group health insurance through my job. I have quit my job and my health insurance ...
A: My answer will be based on Arizona insurance laws and underwriting practices, but hopefully will ...
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| Health Insurance | 3/20/2008 |
Q: I am considering getting personal health insurance for my family instead of through my employer. Am ...
A: Each state has their own laws, but generally speaking, no, you are at no more risk of being canceled ...
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| Is pregnancy consider a pre-existing condition in Nevada? | 3/19/2008 |
Q: Michael: I am considering taking a job offer with AAA and they have United HealthCare as their ...
A: It will be best to check with your new employers Human Resources representative to be sure the birth ...
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| Billing System | 3/13/2008 |
Q: My Doctor's "billing" company has not submitted a bill to my State Medical Insurance Company or to ...
A: It is your responsibility to pay any medical bills, whether you have insurance or not. Most ...
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| health insurance cost | 2/7/2008 |
Q: blue cross blue shield insurnce raised my rate to 100.00 a day. is there a limit an insurance ...
A: Thomas: It is hard to imagine that an insuror is charging you $3000 a month for individual health ...
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| BCBS Tennessee rider | 1/23/2008 |
Q: I have BCBS health insurance. I have a rider which I understand, if I have to have something done ...
A: The hospital is correct, unfortunately. A rider excludes coverage for a certain condition, and you ...
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| Insurance Recommendations | 1/16/2008 |
Q: I'm a 26 year old single male in Pennsylvania looking into getting health insurance for the first ...
A: Steve: It is likely that your current treatment will be a pre-existing condition. I think the best ...
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| pregnancy as pre-existing condition? | 1/15/2008 |
Q: I am coming from India to Cincinnati,OH on L1-A work visa to work with GE Aviation. My employer has ...
A: Generally speaking, maternity is not considered a pre-existing condition. I cannot imagine any ...
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| Health insurance | 12/31/2007 |
Q: We have an adult child on our medical insurance. Are we financially responsible for her uncovered ...
A: The contract is between your husband and the insuror. Your husband is financially responsible for ...
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| COBRA Insurance | 12/28/2007 |
Q: Need your inputs. I changed my job and on to new Health Insurance from my new company from Dec 01 ...
A: Your wife may stay on COBRA for up to 18 months. The statement you refer to on the COBRA letter ...
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| Cobra insurance | 12/17/2007 |
Q: Mr. Higgins,My wife was diagnosed with a cancerous brain tumor in November 2006.The company she ...
A: Most likely, yes, assuming your work offers group insurance for it's employees. There will be an ...
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| Cobra insurance | 12/17/2007 |
Q: Mr. Higgins,My wife was diagnosed with a cancerous brain tumor in November 2006.The company she ...
A: Mr. Putnam: Once COBRA has been exhausted, your wife will qualify for Portability individual ...
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| differential diagnosis & pre-existing conditions | 12/14/2007 |
Q: On three or four occassions over the past 4 years I saw two different GP's for treatment of mild ...
A: Rick: You are right to suspect that the claims will be denied. At this point I would supply the ...
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| health ins | 12/4/2007 |
Q: I currently have Anthem-Matthew Thorton Blue through the company that I work for. I've been at the ...
A: Each state has different laws regarding underwriting, especially regarding individual/family ...
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| cancellation of health | 11/25/2007 |
Q: my wife and i have two small children. ive been paying out of pocket for the last five years for our ...
A: Eric: I've spoken with Aetna this morning and have been told that it is possible for you to cancel ...
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| obtaining high deduct health insurance & hippa | 11/10/2007 |
Q: My wife and I recently semi-retired and opted for a less stress life. We are both 50 and before we ...
A: Many insurors use the MIB, (Medical Insurance Bureau,) to verify the health history of applicants. ...
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| Cancer Ins. | 11/4/2007 |
Q: My elderly mother pays over $200.00 a month for cancer insurance, which she does not need. She has ...
A: Agreeing that it is likely that your mother does not need a separate policy to cover cancer, as this ...
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| High deductible health insurance | 11/3/2007 |
Q: I am a very healthy, well to do 56 year old unemployed man paying about $250 a month for health ...
A: Woodrow: Blue Cross Blue Shield of Arizona offers a $10,000 deductible plan. In your age bracket the ...
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| health insurance | 10/16/2007 |
Q: I AM RECENTLY MARRIED AND WE WANT TO START A FAMILY(HAVE A BABY). I AM A HAIRSTYLIST AND MY HUSBAND ...
A: Ms. Wood: In Arizona most individual PPO plans do not cover maternity, only complications of ...
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| COBRA | 10/11/2007 |
Q: We have been paying COBRA payments to my husband's former employer, as instructed. Recently, our ...
A: This is more a legal question than an insurance question, unfortunately. My educated guess is that ...
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| Health Insurance | 10/7/2007 |
Q: I will turn 23 this month, and I will no longer be covered under my parent's health insurance. I was ...
A: Simply visit the online local Blue Cross Blue Shield in your state. The higher the deductible ...
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| Health Insurance Increase | 10/2/2007 |
Q: I work for Walgreens in Fla. My insurance is Uniter Health. I was informed as a smoker my premium ...
A: The legality of this underwriting practice is for an attorney. Though your question refers to group ...
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