| Subject | Date Asked | Expert |
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| 3 Types of Debt ...What to pay first? | 10/27/2009 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: "Hello there, I am struggling with what to do with my financial situation pretty badly and could use ...
A: With a good solid job at $52K per year, there is no need to be in credit card debt at all by the end ...
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| 3 Types of Debt | 10/27/2009 | tbaarr |
Q: I am struggling with what to do with my financial situation pretty badly and could use some advice. ...
A: what I would try is pay off 1 credit card in full. IF they have a life of the loan low interest ...
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| living independantly on disability pension | 10/15/2009 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: I've been disabled due to a chronic illness, and now I've acquire an additional, much more serious, ...
A: I understand, completely, the concern of living on a fixed income with a disability. I have MS and ...
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| Credit Card Debt | 9/10/2009 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: my question is one I wish I never had to ask. I'm currently $32,000 in debt with 1 credit card, ...
A: First, let me offer this valuable piece of advice. Cut up the credit card(s) and do not get any ...
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| paying off debt | 8/26/2009 | Gina Boykin |
Q: Our credit card debt is extremely high & we will not be able to continue making all the payments, ...
A: You need to proceed with caution on doing this. Have you considered the fact that there will be ...
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| credit cards and past debt | 8/20/2009 | Gina Boykin |
Q: I am a single mother with 3 children at home and I have alot of charge offs and collections from the ...
A: Having a good payment history is actually one of the best things you can do to improve your credit ...
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| save my house | 8/18/2009 | Gina Boykin |
Q: My husband and I are separting after 30 plus years . And I want to stay in my home. But cant afford ...
A: If your separation also means a divorce, it is possible that the divorce settlement will include ...
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| Pay off credit card | 8/14/2009 | Gina Boykin |
Q: I am single, 57 1/2, earn 42,500 year. I have a 20,000 credit card debt I want to pay off. Options: ...
A: If you did not sell your Texaco stock, when would you need that money? If you will need that money ...
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| what should I pay first | 8/10/2009 | Julie Zorgo |
Q: I have a $200,000 mortgage, $60,000 student loans, 2 car loans around $5,000 each. I also have ...
A: I would personally take the $5,000 you were give, as well as half your savings and pay off both of ...
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| Where to go for help. | 7/30/2009 | Bill Bauer |
Q: I am a 49-year-old middle manager for a large corporation; father of two teen daughters. I need to ...
A: I'm not a financial planner but I can teach you get rid of some of that debt. It won't be easy and ...
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| Where to go for help. | 7/30/2009 | Gina Boykin |
Q: I am a 49-year-old middle manager for a large corporation; father of two teen daughters. I need to ...
A: You may actually be a good candidate for consumer credit counseling with the NFCC. They offer ...
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| Finance/Future | 7/23/2009 | tbaarr |
Q: I need an outsiders perspective. I am 31 yrs old, a stay at home mom living in Sherwood, OR. My ...
A: this is not legal advice its personel experience. MY best friend in cali went thru what you did ...
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| Credit Card Debt - should we pay it off? | 7/22/2009 | Gina Boykin |
Q: I recently saw Suzie Orman on a talk show where she said with today's recession situation, CASH IS ...
A: I agree with Suze that cash is king. It is so important these days to have an emergency fund. You ...
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| Credit Card Debt - to pay or Not pay it off | 7/22/2009 | Bill Bauer |
Q: I recently saw Suzie Orman on a talk show where she said with today's recession situation, CASH IS ...
A: It is a tough call. I do agree with Orman on her point that cash is king and you do need a cash ...
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| extra money | 7/17/2009 | Gina Boykin |
Q: so I'm not quite sure where to post this, but i will start here. i just recently bought a townhouse ...
A: In general, it's not a great idea to take out secured debt (mortgage debt# so that you can purchase ...
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| financial planning | 7/1/2009 | Gina Boykin |
Q: My daughter is 31, single and very responsible with money. She purchased her first home 4/25/08 on ...
A: It depends on what her goals are on whether or not she needs to pay for the advice of a financial ...
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| Student Loans and Financial Aid | 6/22/2009 | Bill Bauer |
Q: There wasn't an expert listed under the Financial Aid category in Education, so I was hoping you may ...
A: I really don't have any answers for you either. You just have to figure out what your goals are and ...
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| Saving for Retirement Instead of Investing | 6/12/2009 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: I am 41-years-old, have no debt other than a home equity loan instead of a mortgage($460 a month, ...
A: I think you are on a very good plan, but I would want to remind you that there is no such thing as ...
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| College? | 6/7/2009 | tbaarr |
Q: I'm 13 at the time and I make straight A's,only for B's this year,I'm getting ready to go to high ...
A: If your grades hold you may get a full ride scholarship. If not you may be able to get a state ...
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| College? | 6/7/2009 | Jaynee Sasso |
Q: I'm 13 at the time and I make straight A's,only for B's this year,I'm getting ready to go to high ...
A: I would like to refer you to a good friend of mine, who can better answer your question. Her name is ...
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| College? | 6/7/2009 | Gina Boykin |
Q: I'm 13 at the time and I make straight A's,only for B's this year,I'm getting ready to go to high ...
A: You can do anything you want to do, if you set a goal, make a plan, and take action. None of these ...
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| Owe 8k to Ford | 6/4/2009 | Gina Boykin |
Q: My boyfriend currently owes 8k to Ford. Ford has been calling him, telling him that he needs to pay ...
A: Does he owe for a car that he still has in his possession? Whether he does or not, you have a few ...
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| I am drowning in my financial situation | 5/30/2009 | Julie Zorgo |
Q: I am on social security and make too much for assitance, but am not paying any debt just the bare ...
A: My best suggestions: 1. Look for a less expensive place to live 2. Sell your car and buy a cheap ...
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| Financial Trouble | 5/29/2009 | Jaynee Sasso |
Q: My fiance and I have a total of 6 credit cards (3 in each of our names). Since aquiring the cards ...
A: I am curious, How much are you paying out in credit card payments each month? Another loan is not ...
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| budgeting | 5/25/2009 | Jaynee Sasso |
Q: i am trying to move out of my parents house i make about 1600 a month and am still having trouble ...
A: You will need to calculate the total amount needed to move. Then decide how long you are willing to ...
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| Money | 5/20/2009 | Jaynee Sasso |
Q: I have credit card debt and it is scaring me because of how banks are raising rates, etc. I have a ...
A: Before you withdraw any money from your IRA I strongly suggest that you consult with an investment ...
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| How quickly to pay off student loans? | 5/17/2009 | Gina Boykin |
Q: I have $60,000 in student loans. About $12,000 of that is low-interest, fixed-rate federal student ...
A: I don't think it's necessary to be out of student loan debt before purchasing a home. It is very ...
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| Young Investor | 5/9/2009 | Gina Boykin |
Q: Hey Gina, my name's Tony and I'm a young investor and I live in Canada. Investing to me is ...
A: I'm not aware of one comprehensive website that lists new investments. This is because it is highly ...
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| Poor? | 5/7/2009 | Jaynee Sasso |
Q: If you live on welfare and medicaid,does that mean that you are poor but you don't live under poor ...
A: Absolutely not. Your mother's decisions have nothing to do with you. You are only poor if you ...
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| getting my husband out of spending addiction | 5/6/2009 | Jaynee Sasso |
Q: I am frustratied with my husbands spending - I have talked to him about it, how can I be more ...
A: I truly understand your frustration and want you to know that you are not alone. Many people ...
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| Poor? | 5/5/2009 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: If you live on welfare and medicaid,does that mean that you are poor but you don't live under poor ...
A: Living on welfare and medicaid certainly qualifies one to be "low income" but hardly poor ...
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| Poor? | 5/5/2009 | Jaynee Sasso |
Q: If you live on welfare and medicaid,does that mean that you are poor but you don't live under poor ...
A: Poor my friend is a state of mind. Sometimes life throws a person a few curve balls and knocks them ...
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| Poor? | 5/5/2009 | Gina Boykin |
Q: If you live on welfare and medicaid,does that mean that you are poor but you don't live under poor ...
A: In my personal opinion, being poor is the relationship between what you have and what you need to ...
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| Poor? | 5/5/2009 | Chris G. |
Q: If you live on welfare and medicaid,does that mean that you are poor but you don't live under poor ...
A: Poor is more of a state of mind. If you don't have much money, then you are probably broke, but I ...
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| Would I really be saving money? | 5/4/2009 | Jaynee Sasso |
Q: You may be getting lots of questions right now with the financial crisis. I actually have an ...
A: There are a few things to keep in mind about the refinance option: 1. Your home may have dropped in ...
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| Would I really be saving money? | 5/4/2009 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: You may be getting lots of questions right now with the financial crisis. I actually have an ...
A: Unfortunately, people who take care of their business and have not over extended are not going to be ...
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| Would I really be saving money? | 5/4/2009 | Chris G. |
Q: You may be getting lots of questions right now with the financial crisis. I actually have an ...
A: Generally, you would save money on the refinance if you can get a rate that is at least 1 percent ...
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| Re: Drowning with debt | 4/25/2009 | Chris G. |
Q: I hope you can give me practical solutions to my debt problem. I am married and in my 30's, renting ...
A: I would stop IRA contributions and focus on the debt. If you already have money in an IRA, don't ...
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| warrent in debt | 4/25/2009 | Gina Boykin |
Q: I recently received a warrant for $4500+ from what I know the account started at $3000 the rest is ...
A: I don't think I can give you the odds, but it is always better to try and settle out of court to ...
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| Re: Drowning with debt | 4/24/2009 | Chris G. |
Q: I hope you can give me practical solutions to my debt problem. I am married and in my 30's, renting ...
A: The two of you certainly do have a lot on your plate. I would definitely recommend that your husband ...
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