| Subject | Date Asked | Expert |
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| Student Loans and Financial Aid | 6/22/2009 | Bill Bauer |
Q: There wasn't an expert listed under the Financial Aid category in Education, so I was hoping you may ...
A: I really don't have any answers for you either. You just have to figure out what your goals are and ...
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| Saving for Retirement Instead of Investing | 6/12/2009 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: I am 41-years-old, have no debt other than a home equity loan instead of a mortgage($460 a month, ...
A: I think you are on a very good plan, but I would want to remind you that there is no such thing as ...
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| College? | 6/7/2009 | tbaarr |
Q: I'm 13 at the time and I make straight A's,only for B's this year,I'm getting ready to go to high ...
A: If your grades hold you may get a full ride scholarship. If not you may be able to get a state ...
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| College? | 6/7/2009 | Jaynee Sasso |
Q: I'm 13 at the time and I make straight A's,only for B's this year,I'm getting ready to go to high ...
A: I would like to refer you to a good friend of mine, who can better answer your question. Her name is ...
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| College? | 6/7/2009 | Gina Boykin |
Q: I'm 13 at the time and I make straight A's,only for B's this year,I'm getting ready to go to high ...
A: You can do anything you want to do, if you set a goal, make a plan, and take action. None of these ...
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| Owe 8k to Ford | 6/4/2009 | Gina Boykin |
Q: My boyfriend currently owes 8k to Ford. Ford has been calling him, telling him that he needs to pay ...
A: Does he owe for a car that he still has in his possession? Whether he does or not, you have a few ...
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| I am drowning in my financial situation | 5/30/2009 | Julie Zorgo |
Q: I am on social security and make too much for assitance, but am not paying any debt just the bare ...
A: My best suggestions: 1. Look for a less expensive place to live 2. Sell your car and buy a cheap ...
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| Financial Trouble | 5/29/2009 | Jaynee Sasso |
Q: My fiance and I have a total of 6 credit cards (3 in each of our names). Since aquiring the cards ...
A: I am curious, How much are you paying out in credit card payments each month? Another loan is not ...
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| budgeting | 5/25/2009 | Jaynee Sasso |
Q: i am trying to move out of my parents house i make about 1600 a month and am still having trouble ...
A: You will need to calculate the total amount needed to move. Then decide how long you are willing to ...
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| Money | 5/20/2009 | Jaynee Sasso |
Q: I have credit card debt and it is scaring me because of how banks are raising rates, etc. I have a ...
A: Before you withdraw any money from your IRA I strongly suggest that you consult with an investment ...
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| How quickly to pay off student loans? | 5/17/2009 | Gina Boykin |
Q: I have $60,000 in student loans. About $12,000 of that is low-interest, fixed-rate federal student ...
A: I don't think it's necessary to be out of student loan debt before purchasing a home. It is very ...
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| Young Investor | 5/9/2009 | Gina Boykin |
Q: Hey Gina, my name's Tony and I'm a young investor and I live in Canada. Investing to me is ...
A: I'm not aware of one comprehensive website that lists new investments. This is because it is highly ...
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| Poor? | 5/7/2009 | Jaynee Sasso |
Q: If you live on welfare and medicaid,does that mean that you are poor but you don't live under poor ...
A: Absolutely not. Your mother's decisions have nothing to do with you. You are only poor if you ...
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| getting my husband out of spending addiction | 5/6/2009 | Jaynee Sasso |
Q: I am frustratied with my husbands spending - I have talked to him about it, how can I be more ...
A: I truly understand your frustration and want you to know that you are not alone. Many people ...
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| Poor? | 5/5/2009 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: If you live on welfare and medicaid,does that mean that you are poor but you don't live under poor ...
A: Living on welfare and medicaid certainly qualifies one to be "low income" but hardly poor ...
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| Poor? | 5/5/2009 | Jaynee Sasso |
Q: If you live on welfare and medicaid,does that mean that you are poor but you don't live under poor ...
A: Poor my friend is a state of mind. Sometimes life throws a person a few curve balls and knocks them ...
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| Poor? | 5/5/2009 | Gina Boykin |
Q: If you live on welfare and medicaid,does that mean that you are poor but you don't live under poor ...
A: In my personal opinion, being poor is the relationship between what you have and what you need to ...
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| Poor? | 5/5/2009 | Chris G. |
Q: If you live on welfare and medicaid,does that mean that you are poor but you don't live under poor ...
A: Poor is more of a state of mind. If you don't have much money, then you are probably broke, but I ...
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| Would I really be saving money? | 5/4/2009 | Jaynee Sasso |
Q: You may be getting lots of questions right now with the financial crisis. I actually have an ...
A: There are a few things to keep in mind about the refinance option: 1. Your home may have dropped in ...
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| Would I really be saving money? | 5/4/2009 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: You may be getting lots of questions right now with the financial crisis. I actually have an ...
A: Unfortunately, people who take care of their business and have not over extended are not going to be ...
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| Would I really be saving money? | 5/4/2009 | Chris G. |
Q: You may be getting lots of questions right now with the financial crisis. I actually have an ...
A: Generally, you would save money on the refinance if you can get a rate that is at least 1 percent ...
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| Re: Drowning with debt | 4/25/2009 | Chris G. |
Q: I hope you can give me practical solutions to my debt problem. I am married and in my 30's, renting ...
A: I would stop IRA contributions and focus on the debt. If you already have money in an IRA, don't ...
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| warrent in debt | 4/25/2009 | Gina Boykin |
Q: I recently received a warrant for $4500+ from what I know the account started at $3000 the rest is ...
A: I don't think I can give you the odds, but it is always better to try and settle out of court to ...
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| Re: Drowning with debt | 4/24/2009 | Chris G. |
Q: I hope you can give me practical solutions to my debt problem. I am married and in my 30's, renting ...
A: The two of you certainly do have a lot on your plate. I would definitely recommend that your husband ...
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| Re: Drowning with debt | 4/24/2009 | Chris G. |
Q: I hope you can give me practical solutions to my debt problem. I am married and in my 30's, renting ...
A: I have a few more questions that I need to ask in order to clarify the current situation. If you ...
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| buying a motorcycle | 4/16/2009 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: so first off, i have always wanted a motorcycle, every since i was a little kid. i am now 21. i have ...
A: I think your feelings are quite normal. I remember how badly my hand shook when I signed the ...
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| buying a motorcycle | 4/16/2009 | Chris G. |
Q: so first off, i have always wanted a motorcycle, every since i was a little kid. i am now 21. i have ...
A: Hey Mark, Thanks for the question. It would appear that you are experiencing a little thing called ...
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| Personal finances... need help | 4/7/2009 | Chris G. |
Q: Well, Im 26 and work 2 jobs. I make about $2200 p/month and I cant seem to manage my money AT ALL. I ...
A: Hey Rebecca, Thanks for the email. It sounds like times are rough in your world but don't worry ...
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| Overall finance | 4/7/2009 | Chris G. |
Q: I have a rather complicated situation. My credit score at present is around 500. I have a lot of ...
A: Hey Melissa, Thanks for the question. I'm not sure that I will be able to answer everything that is ...
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| investments | 4/3/2009 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: I am interested in buying a piece of property with a waterfront, but it is in a low-income ...
A: I have given serious consideration to your question. I really think this double lot in town is a ...
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| investments | 4/3/2009 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: I am interested in buying a piece of property with a waterfront, but it is in a low-income ...
A: I think land is a good investment, but land in the city limits may be a bit of a risk, only because ...
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| Budget software | 3/27/2009 | Jaynee Sasso |
Q: I've tried creating a budget using Excel, but it lacks the flexibility - or I do - to account for ...
A: I must admit that I am not a great fan of any budgeting software. I prefer the good ole fashion ...
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| Roth or Savings? | 3/18/2009 | Jaynee Sasso |
Q: we recently finished our taxes and will be getting back a 13K refund (part of it is the first time ...
A: This question is a little beyond the scope of what I can answer. Based on the information given you ...
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| Pay-off Debt or Save? | 3/14/2009 | Chris G. |
Q: Good Morning, Thank you for making yourself available for advise. I start a temporary job with the ...
A: Hey Aneika, Thanks for the question. It sounds like it is an excellent time to be receiving a $4800 ...
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| Pay-off Debt or Save? | 3/14/2009 | Jaynee Sasso |
Q: Good Morning, Thank you for making yourself available for advise. I start a temporary job with the ...
A: Typically, the answer would be to pay off your debts first. However, you do not have a steady stream ...
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| Credit Cards | 3/9/2009 | Gina Boykin |
Q: I did not make the best choices when I was 18 and first got a credit card and racked up about 2500 ...
A: Getting a new card will temporarily hurt your score, because part of your score is determined by the ...
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| Mutual consolidators saving ltd | 3/3/2009 | Chris G. |
Q: I hope you can help me out this company called me up out of the blue and asked if I was interested ...
A: Alright. Well, since you have already went with this deal, you might as well stick with it. In the ...
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| Debt worries | 3/1/2009 | Chris G. |
Q: I have recently gone from making 92K to 40K. I have about 6K in bills each month and have been using ...
A: First of all thanks for the question. It definitely appears that you're in a tight situation. Even ...
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| Share Acct? | 2/27/2009 | Jaynee Sasso |
Q: My girlfriend and I are moving in together after we graduate from college. She got a great job, I'm ...
A: Congratulations on completing such a great milestone in your life. I pray for the best for you and ...
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| credit cards/disabled veteran | 2/25/2009 | Gina Boykin |
Q: My father-in-law is considering paying off his credit card debt completely. He heard that because ...
A: The NFCC may be able to work out a lump sum payment as well. The only other alternative I can think ...
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