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About Julie Zorgo
Expertise
I can answer questions about debt management, family and individual budgets, saving money, and living debt free. I cannot answer large business type financial questions.

Experience
I currently manage a Debt Free Living Website. I have helped lots of every day people enjoy living within a budget.

Organizations
I currently operate the site Moms Living Debt Free.

Publications
Articles I have authored include: Paying off Your Credit Card Debt, and other articles on Moms Living Debt Free.

Education/Credentials
Bachelor of Science

 
   

You are here:  Experts > Shopping > Frugal Living > Living on a Budget, Saving Money > I am drowning in my financial situation

Living on a Budget, Saving Money - I am drowning in my financial situation


Expert: Julie Zorgo - 5/30/2009

Question
I am on social security and make too much for assitance, but am not paying any debt just the bare minmum for survival. I pay rent, electriciy, car payment, insurance, cable, (just the bare basic), etc. After I pay the bare esstentials I have 60 dollars left a month for gas, food, personal products or anything else that pops up. I despretely want to find a part time job to supplement my income but am having no luck. Family is helping a bit but they have thier own finaces to worry about. Do you have any suggestions?

Answer
My best suggestions:

1. Look for a less expensive place to live
2. Sell your car and buy a cheap used one
3. Cut out all cable

I know that sounds difficult, but in your situation it may be what is required.

For help making a budget, see:

http://www.moms-living-debt-free.com/Budget.html

Thanks for your question,
Julie

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