Living on a Budget, Saving Money/gift

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Question
I know this is slightly off topic but thought you might be able to answer since this is frugal living.

I have a friend who has 3 boys and she is a cardiologist. My husband and I are low income. I mentioned to her thatI wanted to give her 3 boys a 15 dollar itune gift card for their ipads for xmas. She went on to say "no! don't give them anything they are already spoiled. Save up your money and buy YOU an ipad"

is there a smaller gift I could give the boys as a token for my appreciation for our friendship..or should I take her at her word and not buy them anything? thanks!

Answer
i would at least buy cards and maybe take them for ice cream sometime with ur kids.

john Bunyan wrote the mark of a great man/person is to do something for someone who can never hope to repay you

i believe that your friend subscribes to this thinking as i do

which is why i do this for fun and for free

one day maybe go over and offer to help straighten the rooms of her kids up or clean or laundry or just something to say thx u

may you have a blessed day

Living on a Budget, Saving Money

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tbaarr

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I prefer to answer only public questions so all can benefit . there is a donation button.but its not necessary for you to donate to ask me a question. if you want to donate. it will go to my daughters education fund and I thank you. Questions related to credit card management and use of credit to achieve your financial goals I have found on google that my screename has been linked to some garbage financial sites, that I have nothing to do with Please ask me to verify this if you are not sure and let me know who is making any claims so i can sue their asses off this is my website or my blog http://www.geocities.com/tbaarr/night_vision.html http://www.tbaarr.blogspot.com/

Experience

i own over 10 credit cards

8 of these have credit limits over 10k and i use 2 of them to invest with

i have the balance as a fixed life of the loan balance transfer

and make 10 points profit on the money

Organizations
none

I retired doing this in 1996

and wish to pass on my experience. BE aware I got married in 1998 and started Driving Rig in 2004 so that I could get affordable quality Heath insurance for my family as I now have 2 beautiful daughters 4 and 8 as of aug 2007, so I may take longer to answer som questions. i cover such subjects as, my approach to credit, how to establish and maintain multiple accounts, how i get single digit life of the loan balance transfers, how i use their money for 45 days interest free, how i use credit cards to invest for 30% a year profit, and how i maintain a 650+ credit rating while holding 5 or more accounts. I challege anyone have me compare any answer, that suze orman gives on her tv show, to what i would suggest as i find her answers just plain incompetant, especially when she states that borrowing money from an ira causes you to pay double taxation. Thats just plain wrong

Education/Credentials
outsourced electrical engineer with a calculus background

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