Living on a Budget, Saving Money/money


hi, I want to save and invest money on a regular basis.. weekly ..sometimes I don't have enough to save..i have made a target every year to save but it does not happen always... how can I save on a consistent basis,thanks

the change trick and the envelope trick.

open ur wallet at breakfast and put a buck into an envelope. thats 30 bucks at months end.

the change trick.  toss ur change in a jar.  every 3 days count it.  the jar has an envelope in it. you buy 1 or 2 bucks worth of change with paper dollars.

u spend that change for lunch. u have 30-60 bucks at months end

hope this helps

when u can get to 100 a month i will suggest a credit card trick i use.

first show the dillengence to do the 30 and pls follow up

good luck

Living on a Budget, Saving Money

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i own over 10 credit cards

8 of these have credit limits over 10k and i use 2 of them to invest with

i have the balance as a fixed life of the loan balance transfer

and make 10 points profit on the money


I retired doing this in 1996

and wish to pass on my experience. BE aware I got married in 1998 and started Driving Rig in 2004 so that I could get affordable quality Heath insurance for my family as I now have 2 beautiful daughters 4 and 8 as of aug 2007, so I may take longer to answer som questions. i cover such subjects as, my approach to credit, how to establish and maintain multiple accounts, how i get single digit life of the loan balance transfers, how i use their money for 45 days interest free, how i use credit cards to invest for 30% a year profit, and how i maintain a 650+ credit rating while holding 5 or more accounts. I challege anyone have me compare any answer, that suze orman gives on her tv show, to what i would suggest as i find her answers just plain incompetant, especially when she states that borrowing money from an ira causes you to pay double taxation. Thats just plain wrong

outsourced electrical engineer with a calculus background

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