Abouttbaarr Expertise Questions related to credit card management
and use of credit to achieve your financial goals
I have found on google that my screename has been linked to some garbage
financial sites, that I have nothing to do with
Please ask me to verify this if you are not sure
and let me know who is making any claims so i can sue their asses off
this is my website or my blog
http://www.geocities.com/tbaarr/night_vision.html
http://www.tbaarr.blogspot.com/
Experience i own over 10 credit cards
8 of these have credit limits over 10k and i use 2 of them to invest with
i have the balance as a fixed life of the loan balance transfer
and make 10 points profit on the money
Organizations none
I retired doing this in 1996
and wish to pass on my experience.
BE aware I got married in 1998 and started Driving Rig in 2004 so that I could get affordable quality Heath insurance for my family as I now have 2 beautiful daughters 4 and 8 as of aug 2007, so I may take longer to answer som questions.
i cover such subjects as,
my approach to credit,
how to establish and maintain multiple accounts,
how i get single digit life of the loan balance transfers,
how i use their money for 45 days interest free,
how i use credit cards to invest for 30% a year profit,
and how i maintain a 650+ credit rating while holding 5 or more accounts.
I challege anyone have me compare any answer, that suze orman gives on her tv show,
to what i would suggest
as i find her answers just plain incompetant,
especially when she states that borrowing money from an ira causes you to pay double taxation.
Thats just plain wrong
Question Hello,
I live in Las Vegas,NV and I am in a situation where I have one particular credit card that I am having a problem paying each month. Would it be a good idea to go to a credit counsler for just this one bill? I'm not even sure how credit counslers work? Any help would be appreciated.
Sincerely,
Skyler
Answer ok skyler try this trick
lets say your phone bill is 75 bucks a month
and your credit card bill is 50 for the min payment
and you have say 500 bucks credit on your credit card
but only have 100 bucks cash to pay both bills
you pay 100 to the credit card and then use the card to pay the 75 buck credit card bill
as long as your interest rate was not so high as you were charged over 25 bucks in interest
you end up using the money twice and both bills are paid
