You are here:
- Home
- Shopping
- Frugal Living
- Living on a Budget, Saving Money
Living on a Budget, Saving Money/Questions Answered by Expert Jaynee Sasso
| Subject | Date Asked |
| budget & socially responsible investing | 10/5/2010 |
| Q: My question is twofold. For background, I am in my mid-30's & make a very modest income. I have ... A: You ask two very important questions. I'm glad to know that there are people out there who take ... | |
| What is my first move? My second? | 4/10/2010 |
| Q: I have debts and I have a small amount of income from employment. I go to school online, but I used ... A: Unless you can earn enough money to pay all your obligations your credit will continue to suffer. ... | |
| Mrtg down or credit crd payoff? | 4/2/2010 |
| Q: I am currently in the process of looking for a condo to purchase. I am looking for something in the ... A: Paying off your debt first would be my suggestion with the expectation that you only use credit for ... | |
| Where Can I Find The Money Saving Coupons Of Days Gone By? | 2/11/2010 |
| Q: Remember when our moms and grandmothers used to sit at the table every Sunday clipping coupons from ... A: I certainly do remember the days of clipping coupons for grandma. However, those days have long ... | |
| Climb out of debt | 2/5/2010 |
| Q: After my divorce 5 years ago my money habits became very poor. I have 2 children and spoiled them. ... A: I am glad that you decided to change your spending habits in an effort to get your financial life ... | |
| Are There Reputable Debt Consolidation Companies? | 2/2/2010 |
| Q: I'm really trying to get in control of my finances. I've had to depend on credit cards for things ... A: I definitely understand your dilemma. However, you must work toward breaking this cycle of relying ... | |
| Car insurance after car loan payoff | 2/1/2010 |
| Q: I'm planning to pay off my personal car loan. What advantages could I get from paying it off ... A: I suggest speaking with your car insurance agent about the options available to you. ... | |
| Setting a budget on a fixed income | 1/27/2010 |
| Q: How do I know what I can afford as to a rent pymt? How do I set a budget on a fixed income with 5 ... A: My prayers are surely with you and your family. I truly understand what you are facing because I to ... | |
| joint investment | 1/24/2010 |
| Q: jaynee First off thank you for taking the time to help me out with this. I am 25 years old and live ... A: First, let me say you gotta get going on rebuilding your credit and establishing your own financial ... | |
| Student Loans | 1/22/2010 |
| Q: I recently graduated from my masters program about 6 months ago and I have also now been working ... A: Congratulations on all that you have accomplished! Your first step should be to determine your ... | |
| paying down credit cards | 1/17/2010 |
| Q: I have about 16K in credit card debt, spread equally across two cards. I closed one due to the ... A: I am glad that you decided to take the necessary steps to get out debt before it got to ... | |
| credit card debt | 1/11/2010 |
| Q: Somehow my wife and I have amassed $35,000.00 in credit card debt over the years. Living paycheck to ... A: I'm glad to hear about the changes you intend to make. Please use the link below to get an estimate ... | |
| credit card debt | 1/11/2010 |
| Q: Somehow my wife and I have amassed $35,000.00 in credit card debt over the years. Living paycheck to ... A: I never ever like to suggest borrowing from your retirement plan to pay off debt simply because it ... | |
| College? | 6/7/2009 |
| Q: I'm 13 at the time and I make straight A's,only for B's this year,I'm getting ready to go to high ... A: I would like to refer you to a good friend of mine, who can better answer your question. Her name is ... | |
| Financial Trouble | 5/29/2009 |
| Q: My fiance and I have a total of 6 credit cards (3 in each of our names). Since aquiring the cards ... A: I am curious, How much are you paying out in credit card payments each month? Another loan is not ... | |
| budgeting | 5/25/2009 |
| Q: i am trying to move out of my parents house i make about 1600 a month and am still having trouble ... A: You will need to calculate the total amount needed to move. Then decide how long you are willing to ... | |
| Money | 5/20/2009 |
| Q: I have credit card debt and it is scaring me because of how banks are raising rates, etc. I have a ... A: Before you withdraw any money from your IRA I strongly suggest that you consult with an investment ... | |
| Poor? | 5/7/2009 |
| Q: If you live on welfare and medicaid,does that mean that you are poor but you don't live under poor ... A: Absolutely not. Your mother's decisions have nothing to do with you. You are only poor if you ... | |
| getting my husband out of spending addiction | 5/6/2009 |
| Q: I am frustratied with my husbands spending - I have talked to him about it, how can I be more ... A: I truly understand your frustration and want you to know that you are not alone. Many people ... | |
| Poor? | 5/5/2009 |
| Q: If you live on welfare and medicaid,does that mean that you are poor but you don't live under poor ... A: Poor my friend is a state of mind. Sometimes life throws a person a few curve balls and knocks them ... | |
| Would I really be saving money? | 5/4/2009 |
| Q: You may be getting lots of questions right now with the financial crisis. I actually have an ... A: There are a few things to keep in mind about the refinance option: 1. Your home may have dropped in ... | |
| Budget software | 3/27/2009 |
| Q: I've tried creating a budget using Excel, but it lacks the flexibility - or I do - to account for ... A: I must admit that I am not a great fan of any budgeting software. I prefer the good ole fashion ... | |
| Roth or Savings? | 3/18/2009 |
| Q: we recently finished our taxes and will be getting back a 13K refund (part of it is the first time ... A: This question is a little beyond the scope of what I can answer. Based on the information given you ... | |
| Pay-off Debt or Save? | 3/14/2009 |
| Q: Good Morning, Thank you for making yourself available for advise. I start a temporary job with the ... A: Typically, the answer would be to pay off your debts first. However, you do not have a steady stream ... | |
| Share Acct? | 2/27/2009 |
| Q: My girlfriend and I are moving in together after we graduate from college. She got a great job, I'm ... A: Congratulations on completing such a great milestone in your life. I pray for the best for you and ... | |
| Bill paying services | 2/5/2009 |
| Q: Are there any services out there that will walk me through developing a budget and even pay my bills ... A: Yes, there are bill-paying services available via the internet (just google bill pay service). ... | |
| What to do?? | 1/17/2009 |
| Q: My husband recently got laid off, he will be 59 1/2 March 2009. After the stock market took a huge ... A: You are really facing some tough decisions. However, your world doesn't have to come to an end. Your ... | |
| ?? | 1/16/2009 |
| Q: can you live good making a $150,000 a year? A: The answer to your question really depends on how you define "living good". Each person's definition ... | |
| Income loss | 1/4/2009 |
| Q: I need help and don't know where to get advice. I am a single person that has been at the same job ... A: I truly understand your dilemma. I have faced similar financial challenges. I'm happy to report that ... | |
Answers by Expert:
Jaynee Sasso
Top Expert on this page
Expertise
I can answer questions about how to develop an effective budgeting strategy, rebuild & repair your credit, getting out of debt, developing a financial plan beyond paying bills, money & relationships and positioning yourself to experience a lifetime of financial success.
Experience
Jaynee Sasso is founder and president of Faithful Assistants Inc, which is an online financial empowerment center. Sasso has been a licensed real estate agent for ten years and a broker for five years. As a foreclosure specialist, she helped families understand their options and helps them survive foreclosure and financial ruin.
Prior to founding Faithful Assistants Inc. Sasso worked as a licensed registered representative (Series 6 & 63 securities license) and life insurance representative for three years. It was during this time, as well as, her continuation in real estate that lead to the creation of her company. With all the financial difficulties facing Americans today she feels compelled to help them uncover the root of their financial problems and teach them the financial principles that would change their mindset first and ultimately their behavior.
Publications
I currently have a financial column in the Urban Views Weekly newspaper. Please visit www.urbanviewsweekly.com You can also get more financial tips by visiting my blog at www.commonsensewaytowealth.blogspot.com
Education/Credentials
Sasso recently accepted the position of Chief Financial Officer of Mt Gilead Baptist Church in Newport News, VA. She attended Clark University in Worcester, MA and is an alumnus of the Congressional Youth Leadership Council & A Better Chance Inc., 1995. She also served as a member of the Short Hills BNI chapter and speaker for the Somerset County Coalition On Affordable Housing SCCOAH - Step by Step 1st time homebuyers program. She is the former host of the "Protect Your American Dream" radio broadcast featured on the WMCA 970 AM.
©2012 About.com, a part of The New York Times Company. All rights reserved.