| Subject | Date Asked | Expert |
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| credit card account canceal or decrease | 5/25/2007 | tbaarr |
Q: 1.I live in australia W.A. I have a ge creditline card its in credit $4.00 I want to canceal the ...
A: since i live in america i know american law not your countries law if this were america i would ...
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| savings | 5/23/2007 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: I am 52 years old, single. I made 38k last year, 31k the year before. I am a flight attendant. I ...
A: I wouldn't worry about what everyone says about mobile or manufactured homes. If your home lasts ...
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| Credit Card Loans vs Other Loans | 5/22/2007 | tbaarr |
Q: I am interested in purchasing a used truck and investment properties, but I am have trouble weighing ...
A: credit cards use add on interest some car loans do this also and some do simple interest you need ...
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| Debt relief | 5/21/2007 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: I am 21 years old and recently had an urgent surgery. I had no health insurance, but a little help ...
A: I do not personally believe in going to doctors, so I can't address this issue very thoroughly, but ...
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| Interest | 5/14/2007 | tbaarr |
Q: For the past several years I have been paying off a credit card debt by rolling it over to 0% for 12 ...
A: 150 is roughly 1% of 14k 10% is 1400 so 1% is 140 since you are dividing it by 8 months its about ...
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| Debt Reduction and Savings | 5/11/2007 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: I just finished my third week of employment after graduation from college and I need to find a way ...
A: Congratulations on your graduation. Priorities are the key in maintaining a manageable budget. If ...
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| Interest | 5/6/2007 | tbaarr |
Q: For the past several years I have been paying off a credit card debt by rolling it over to 0% for 12 ...
A: divide 150 by 8 since you have 8 out of nine months where you dont have to pay off the balance ...
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| An auto loan and my credit? | 5/6/2007 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: I just bought a car and financed it through the dealer. The only reason I did this is because I am ...
A: I'm really not sure that those "buy here/pay here" car deals do anything to boost your credit. Here ...
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| Transaction Fees | 5/4/2007 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: For the past several years I have been paying off a credit card debt by rolling it over to 0% for 12 ...
A: If you've been doing this for "the past several years" I don't understand why there is still credit ...
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| balance transfer | 4/21/2007 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: I have a loan that I am paying. The balance on the loan is $9000.00 with 7.75% interest. I often ...
A: I hope this is helpful. And I applaud you for getting rid of the debt. Run an amortization chart ...
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| FDIC | 4/7/2007 | Jennifer S. Wilkov |
Q: When will an increase in Bank FDIC insurance next occur? Thank you
A: M. Thank you for your question. The FDIC issues a newsletter on a quarterly basis that you can ...
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| help | 4/5/2007 | Jennifer S. Wilkov |
Q: ) okso here is my situation. i am a 20year old full time student and a part time worker at stater ...
A: Sofi. Thank you for your question. I am concerned for you about the various debts you are ...
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| Debt | 4/4/2007 | tbaarr |
Q: I own 2 homes the one I live in (20 acres in the country) approx 250,000 owe 220,000 on house land ...
A: all i can say is why have you not tried to buy out your co-owners this would end a lot of your ...
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| Debt | 4/2/2007 | tbaarr |
Q: I own 2 homes the one I live in (20 acres in the country) approx 250,000 owe 220,000 on house land ...
A: In my opinion I would make George Bush pay your debt you make 100k a year therefore you are in the ...
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| Money | 3/26/2007 | Jennifer S. Wilkov |
Q: Jodie
A: Jodie. Thank you for your question. I am so glad you have asked for assistance. This is a perfect ...
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| Credit Card Debt | 3/22/2007 | Jennifer S. Wilkov |
Q: I am 27, engaged to be married next September. I am currently in the process of buying a home. I ...
A: Ben. Thank you for your question. First, let's consider your interest rates. Call your credit card ...
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| To pay or not to pay | 3/21/2007 | Jennifer S. Wilkov |
Q: I'll be joining the Reserves and they are offering 2 options... $50,000 (20,000/20,000/10,000 per ...
A: Mike. Thank you for your question. Let's look at the facts you have presented in a logical manner. ...
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| home & debt | 3/19/2007 | tbaarr |
Q: I will give you my situation, tell you what I want to do, and then get your opinion. Currently my ...
A: i really dont see how you will integrate your debt into a bigger house your 95k home if it brings ...
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| Moving | 2/28/2007 | Jennifer S. Wilkov |
Q: Im moving in 8 months to Michigan. I am 19 years old, I will be spliting rent with a buddy of mine. ...
A: James. Thank you for your question and please forgive my delayed response. Congratulations on your ...
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| student loan consolidation | 2/25/2007 | tbaarr |
Q: I ‘m writing because my wife and I need to know the best way to consolidate her college loans. My ...
A: i have no real experience with this area but if it were me i would ask my local banker if they can ...
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| student loan consolidation | 2/25/2007 | Kathryn Nye |
Q: I ‘m writing because my wife and I need to know the best way to consolidate her college loans. My ...
A: This subject is by far NOT my expertise but I'll take a stab at it for you. I believe, someone could ...
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| new car purchase/lease | 2/24/2007 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: For years I leaned towards leasing a car rather than buying, mostly because I enjoy driving a newer ...
A: I never recommend leasing to anyone, but I don't recommend debt, either, so . . . This may be a ...
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| how many registers | 2/11/2007 | Kathryn Nye |
Q: I am using quicken to keep track of my budget. I need to have a register for each of my ...
A: Meg: I am definitely confused. And, I understand why you are as well. Too many things and registers ...
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| After Bankruptcy | 2/8/2007 | Kathryn Nye |
Q: Well, the long and short of it is that after 13 years of "robbing Peter to pay Paul" and 55,000 of ...
A: Now, you say you have searched the web but I'm not sure you came across my website because it sounds ...
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| Flipping 0% credit cards | 2/4/2007 | tbaarr |
Q: Just wanting to pick your brain here. I have a single credit card that I use to maintain good ...
A: carrying a balance will always hurt your credit score slightly just like having multiple cards will ...
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| Scared To Retire | 1/26/2007 | Niquenya D. Fulbright, Professional Life Coach |
Q: I'm 58 years old and married to a man with a room-mate relationship as our marriage died long ago ...
A: I sincerely feel for your situation. I question your reasoning behind staying in a living ...
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| advice | 1/22/2007 | Kathryn Nye |
Q: I am 30 years old single male from Detroit, MI. I live with my 2 siblings and our mother. I make ...
A: I would say that YES it will be very difficult to live on $1000 a month for 2 people on their own. ...
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| getting on a budget when your already behind | 1/16/2007 | Kathryn Nye |
Q: I want to start a budget however at this time we are in the hole and seem to get further in the ...
A: well, it looks like your basic bills add up to $2363, which is your husband's pay for the entire ...
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| Need Help BAD!!!!!!!!! | 1/16/2007 | Jennifer S. Wilkov |
Q: I have 3 kids one 4 one 18 mot. and one 3 weeks old income taxes is coming up tomorrow for me and i ...
A: Amanda. Thank you for your question. It is clear from the information you have shared that you ...
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| money market / savings | 1/14/2007 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: Can you explain what money market savings accounts are? What are the differences from regular ...
A: Usually a money market account is an interest bearing checking account with limited check writing ...
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| Loan to pay off bills | 1/14/2007 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: Greetings Kindred, I am considering taking out a loan from my credit union to pay off my credit ...
A: Although I do not advise people to borrow money to get out of debt, a reduction of interest rate is ...
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| prices | 1/9/2007 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: I am trying to move out of my parents' house. I need to get a realistic idea of how much income I ...
A: There are many sites for various cities that give quite a bit of information about the cost of ...
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| Please help, debt problem | 1/9/2007 | tbaarr |
Q: I am a 34 year old woman who lives in Texas and have a pretty ok job. I currently make $1876.00 ...
A: from what i see your bills are about 1400 a month this is a guess since you did not disclose your ...
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| How do I dig myself out of this debt? | 1/9/2007 | Jennifer S. Wilkov |
Q: I am a 34 year old woman who lives in Texas and have a pretty ok job. I currently make $1876.00 ...
A: Kat. Thank you for your question and courage to ask for assistance. I noticed you mentioned that ...
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| renting with boyfriend while renting out my condo | 1/9/2007 | Niquenya D. Fulbright, Professional Life Coach |
Q: I think this is more of a moral dilemma, but I am struggling to make logical sense so that I can ...
A: You already answered your own question. You stated from the beginning that this is a moral dilemna. ...
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| short term savings goal | 1/8/2007 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: I plan on purchasing a new dining room set during the summer of 2007. I'm saving for it because I ...
A: There is nothing wrong with having more than one account and I applaud your willingness to wait and ...
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| Marital payout and financing | 1/3/2007 | Kindred Beisinger penname K D Elizabeth Beisinger |
Q: I am able to refinance my mortgage and add an additional $52,000 to pay out the 35,000 I owe my ...
A: Yes, you have written a small book here and I am not an accountant, so please keep that in mind. I ...
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| budget credit help | 12/31/2006 | tbaarr |
Q: We are a two income family with one small child. My wife and I have alot of credit card debt from ...
A: this is what i do it may not appear to be good for you but it works for me currently i have about ...
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| Saving money for after college | 12/29/2006 | Niquenya D. Fulbright, Professional Life Coach |
Q: I am graduating from college in one year with my BS in accounting. How much money should I save so ...
A: This is a difficult question to answer too precisely without knowing what the cost of living is ...
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| Rent Sharing | 12/28/2006 | Niquenya D. Fulbright, Professional Life Coach |
Q: This might be a little out of your area of expertise, but I hope you'll take the time to assist me. ...
A: While I am not a lawyer and you would best be served by seeking legal advice in this matter, I will ...
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