You are here:
- Home
- Shopping
- Frugal Living
- Living on a Budget, Saving Money
Living on a Budget, Saving Money/Questions
| Subject | Date Asked | Expert |
| Budget software | 3/27/2009 | Jaynee Sasso |
| Q: I've tried creating a budget using Excel, but it lacks the flexibility - or I do - to account for ... A: I must admit that I am not a great fan of any budgeting software. I prefer the good ole fashion ... | ||
| Roth or Savings? | 3/18/2009 | Jaynee Sasso |
| Q: we recently finished our taxes and will be getting back a 13K refund (part of it is the first time ... A: This question is a little beyond the scope of what I can answer. Based on the information given you ... | ||
| Pay-off Debt or Save? | 3/14/2009 | Chris G. |
| Q: Good Morning, Thank you for making yourself available for advise. I start a temporary job with the ... A: Hey Aneika, Thanks for the question. It sounds like it is an excellent time to be receiving a $4800 ... | ||
| Pay-off Debt or Save? | 3/14/2009 | Jaynee Sasso |
| Q: Good Morning, Thank you for making yourself available for advise. I start a temporary job with the ... A: Typically, the answer would be to pay off your debts first. However, you do not have a steady stream ... | ||
| Credit Cards | 3/9/2009 | Gina Boykin |
| Q: I did not make the best choices when I was 18 and first got a credit card and racked up about 2500 ... A: Getting a new card will temporarily hurt your score, because part of your score is determined by the ... | ||
| Mutual consolidators saving ltd | 3/3/2009 | Chris G. |
| Q: I hope you can help me out this company called me up out of the blue and asked if I was interested ... A: Alright. Well, since you have already went with this deal, you might as well stick with it. In the ... | ||
| Debt worries | 3/1/2009 | Chris G. |
| Q: I have recently gone from making 92K to 40K. I have about 6K in bills each month and have been using ... A: First of all thanks for the question. It definitely appears that you're in a tight situation. Even ... | ||
| Share Acct? | 2/27/2009 | Jaynee Sasso |
| Q: My girlfriend and I are moving in together after we graduate from college. She got a great job, I'm ... A: Congratulations on completing such a great milestone in your life. I pray for the best for you and ... | ||
| credit cards/disabled veteran | 2/25/2009 | Gina Boykin |
| Q: My father-in-law is considering paying off his credit card debt completely. He heard that because ... A: The NFCC may be able to work out a lump sum payment as well. The only other alternative I can think ... | ||
| credit cards/disabled veteran | 2/20/2009 | Gina Boykin |
| Q: My father-in-law is considering paying off his credit card debt completely. He heard that because ... A: I've never heard about specific repayment programs for the disabled. If he is interested in a ... | ||
| personal finance | 2/20/2009 | Chris G. |
| Q: I have about 20,000 in credit card debt with a car loan of 22,000 and a mortgage for 207,000. should ... A: Refinancing is often times marketed as being a bigger, better deal because you can save interest ... | ||
| Pay off negative equity in home or save? | 2/17/2009 | Chris G. |
| Q: my wife and I currently have about $25K in negative equity in our house in MD (Baltimore suburbs). ... A: Since you will probably be selling the house in 3-4 years, the market will probably have time to ... | ||
| Two-Cycle Daily Balance | 2/10/2009 | tbaarr |
| Q: I hope that you can answer my question regarding credit cards. Do you know how to determine the ... A: Its beyond me you need a computer the best I can say is take your interest rate divide it by 365 ... | ||
| Can we afford it??? | 2/10/2009 | Julie Zorgo |
| Q: I'm thinking of proposing to my GF, but I need some feedback on whether or not we are financially ... A: I'm not entirely sure if you can afford it. It really depends on what you are spending per month. ... | ||
| Bill paying services | 2/5/2009 | Jaynee Sasso |
| Q: Are there any services out there that will walk me through developing a budget and even pay my bills ... A: Yes, there are bill-paying services available via the internet (just google bill pay service). ... | ||
| Budget & Bill Paying Services | 2/5/2009 | Julie Zorgo |
| Q: Are there any services out there that will walk me through developing a budget and even pay my bills ... A: There are free downloads for a budget through Microsoft Word/Office, available on this page of my ... | ||
| Credit Card / Credit Score Question | 2/5/2009 | Gina Boykin |
| Q: I have 2 credit cards, one from Discover and one from Capital One. I'm a college student with no ... A: One of the factors that affects your credit score is the ratio of how much you owe to your available ... | ||
| CD's | 2/1/2009 | Gina Boykin |
| Q: I live near Atlanta and occasionally scan the AJC. There are several advertisements by companies ... A: I have seen those ads....and I had the same thoughts, which is why I've never followed up on them. ... | ||
| Credit Crads | 1/26/2009 | tbaarr |
| Q: I recently recieved a credit card. The limit is not so high but I really plan on using it in case I ... A: Not sure what you are asking,so I will give you an example of how I bump up my credit limits. I pay ... | ||
| What to do?? | 1/17/2009 | Jaynee Sasso |
| Q: My husband recently got laid off, he will be 59 1/2 March 2009. After the stock market took a huge ... A: You are really facing some tough decisions. However, your world doesn't have to come to an end. Your ... | ||
| financial planning | 1/17/2009 | Kindred Beisinger penname K D Elizabeth Beisinger |
| Q: I am 23 and 3 months pregnant,got pregnant on birth control, DO NOT believe in abortion, and the ... A: I admire your determination, but I really think you should consider seeking some sort of state ... | ||
| ?? | 1/16/2009 | Jaynee Sasso |
| Q: can you live good making a $150,000 a year? A: The answer to your question really depends on how you define "living good". Each person's definition ... | ||
| easy living country? | 1/16/2009 | Gary C. Dunn |
| Q: i was wondering if there was any country out there in the world that you could live debt free and ... A: a recent research study carried out by the American National Scientific Foundation proved that ... | ||
| debt | 1/16/2009 | Gina Boykin |
| Q: I was told I would receive a warrant of debt in North Carolina. Should I worry. I'm unemployed. A: A warrant of debt is a lawsuit. It will request that you appear in court on a particular date. On ... | ||
| Income loss | 1/4/2009 | tbaarr |
| Q: I need help and don't know where to get advice. I am a single person that has been at the same job ... A: Sounds like 2nd job or job change is necessary.Heck at min wage 2 nights plus weekends at the local ... | ||
| Income loss | 1/4/2009 | Jaynee Sasso |
| Q: I need help and don't know where to get advice. I am a single person that has been at the same job ... A: I truly understand your dilemma. I have faced similar financial challenges. I'm happy to report that ... | ||
| Income decrese | 1/4/2009 | Bill Bauer |
| Q: I need help and don't know where to get advice. I am a single person that has been at the same job ... A: One thing that would help a little bit is get a magic jack which will cost you about $110 for 5 ... | ||
| Debt Management Plan -- Future Employment | 12/17/2008 | Gina Boykin |
| Q: I have been to see a counsellor and have had a Debt Management Plan drawn up. I was just wondering ... A: Great! Signing up for this plan through the CCCS will not affect your score. There will be a ... | ||
| Debt Management Plan -- Future Employment | 12/15/2008 | Gina Boykin |
| Q: I have been to see a counsellor and have had a Debt Management Plan drawn up. I was just wondering ... A: I don't think that the fact that a plan was drawn will affect your credit. However, if you decide ... | ||
| Re: torn between family and finances | 12/14/2008 | Kindred Beisinger penname K D Elizabeth Beisinger |
| Q: I hope you can at least offer some sound advice to my dilemma. My husband and I have been married ... A: If everyone waited to have a baby, until life was established and set and financially secure, the ... | ||
| Credit Cards versus Simple Interest Loan | 12/10/2008 | tbaarr |
| Q: I have $25,000 total in credit debt on two credit cards. One with 13.99% interest rate and one with ... A: First off you made a VERY bad deal going from 11.99 and 13.99 to 18% for 7 years if you had paid ... | ||
| publicatiosn | 12/8/2008 | Gary C. Dunn |
| Q: Where can I obtain a copy of you free rent locations publications? A: please click here: www.caretaker.org -- Take care, Gary C. Dunn, Publisher THE CARETAKER GAZETTE ... | ||
| Glory Box | 11/30/2008 | Gina Boykin |
| Q: Hey Gina =] Im 18 years old and i've decided it would be a good idea to start a glory box. ... A: In general, it really is a better idea to save your money, even in a plain old savings account. ... | ||
| I feel hopeless about all this debt | 11/17/2008 | Gina Boykin |
| Q: I don't know where to start, but I'll try. My husband and I have a lot of debt: about $45 000 in ... A: If, on paper, you should have over $1000 a month, then you're in good shape. Now we just need to ... | ||
| budgeting | 11/14/2008 | Julie Zorgo |
| Q: I neeed somewhere online, etc I can look to be able to set up a budget without going to a debt ... A: I would recommend printing a budget sheet out. Please see the free tools page, for a free printable ... | ||
| saving for a down payment versus paying down debt | 11/13/2008 | Kindred Beisinger penname K D Elizabeth Beisinger |
| Q: My husband and I are currently living rent free in a small home with our son. We are hoping to move ... A: I think you are wise to be trying to sort this out. Kudos to you! I think for now, and that may ... | ||
| money | 11/6/2008 | Gina Boykin |
| Q: i recently put in about $5,000 in a mutual fund about 5 months ago, and although the economy isn't ... A: It depends on how you feel about the market, and your tolerance of the market. Many people right ... | ||
| Paying down school debt | 11/4/2008 | Kindred Beisinger penname K D Elizabeth Beisinger |
| Q: We are a young married couple with three kids. I recently graduated and my husband is about to ... A: I'm a bit confused in your plan here. If you went to school with children, why not get at least a ... | ||
| Living rent-free in Jamaica? | 11/3/2008 | Gary C. Dunn |
| Q: Dunn, Would you have any information on living rent-free in Jamaica? In the capital, Kingston, in ... A: Living rent-free in Jamaica? --> Sorry Joi, but we haven't published any Jamaica rent-free living ... | ||
| Credit card v. Debit card | 10/26/2008 | Gina Boykin |
| Q: I am 20/f. I got laid off of my job, and am now going to college full time. I'm currently living ... A: Let’s deal with your worry first, by helping you create a plan. Right now, not having a plan is ... | ||
Page: Previous | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | Next All
Living on a Budget, Saving Money
Answers by Expert:
Gina Boykin
Top Expert on this page
Expertise
Financial planning, debt management & credit cards, and money-saving tips for adults and teens. Saving vehicles such as CDs, treasuries, bonds, and money-market funds. I provide honest, objective and relevant information to help you made the best decision for your money.
Experience
Over 10 years of combined experience in accounting, audit, investing, entrepreneurship, real estate.
I am the CEO of Atlanta Y.E.S., a nonprofit organization dedicated to financial literacy for youth.
Education/Credentials
B.S. Accounting, 10 years of experience in accounting, audit, and investing
©2012 About.com, a part of The New York Times Company. All rights reserved.