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Can you please help me providing the answers for below questions.

1.Elaborate various phases of banking sector development in India.
2.Why reserve fund and other reserve are created? Name any five reserves and also stages at which they are created.
3.a) How funds management is playing an important role in the banking business?
b) What are the major difference between saving deposit, current deposit and fixed deposit schemes?
4.Discuss the bank risk management system in detail.
5.Describe in your words about the scope of bank licensing policy in India.
6.Discuss the importance of the financial statements of the banking company, while quoting suitable examples.

1.Briefly describe primary market and secondary market for G-sec in India.
2.Define equity analysis and explain why it is important for an investor.
3.Describe the factors on which risk and return of a Portfolio depends.
4.Explain some of the Economic factors that affect various portfolio alternatives.
5.Explain different types of bonds
6.Explain the three approaches to value a property

1.Explain the meaning of branch banking and its merits and demerits.
2.Briefly describe the various financial institutions engaged in providing long term finance.
3.Elaborate the concept of economic impact of banking operations.
4.Discuss the policy implications of liquidity creation and liquidity management.
5.Explain the principal weaknesses of the Indian capital markets.
6.Which are the various parties involved in credit card system? Discuss their respective role in a credit card transaction.

1.Describe Adizes 10 stage Corporate Life Cycle.
2.Briefly discuss the mechanics of making public issue.
3.What is the objective of takeover defences? Describe any five pre takeover defences adopted by the target corporates.Distinguish between friendly takeover and hostile takeover. Elaborate the strategies adopted for executing hostile takeover.
4.Define working capital and working capital management. Why is working capital management significant?
5.Discuss the different approaches to the computation of cost of equity capital.
6.What are the advantages and drawbacks of going public?

I  will send  the balance  asap.

1.Describe Adizes 10 stage Corporate Life Cycle.
10 Stages of Corporate Life Cycles
adizes' ten stages of corporate life-cycle
The single-word Adizes descriptions are actually quite self-explanatory for many people's understanding, which is part of the model's appeal and elegance. Below this first list I've extended the model with some brief interpretation and descriptive examples of each stage.
1.   courtship
2.   infancy
3.   go-go
4.   adolescence
5.   prime
6.   stability
7.   aristocracy
8.   recrimination
9.   bureaucracy
10.   death

Courtship. Would-be founders focus on ideas and future possibilities,making and talking about ambitious plans. Courtship ends and infancy beginswhen the founders assume risk.
Infancy. The founders' attention shifts from ideas and possibilities toresults. The need to make sales drives this action-oriented, opportunity-drivenstage. Nobody pays much attention to paperwork, controls, systems, orprocedures. Founders work 16-hour days, six to seven days a week, trying to doeverything by themselves.
Go-Go. This is a rapid-growth stage. Sales are still king. The foundersbelieve they can do no wrong. Because they see everything as an opportunity,their arrogance leaves their businesses vulnerable to flagrant mistakes. Theyorganize their companies around people rather than functions; capable employeescan--and do--wear many hats, but to their staff's consternation, the founderscontinue to make every decision.
Adolescence. During this stage, companies take a new form. The foundershire chief operating officers but find it difficult to hand over the reins. Anattitude of us (the old-timers) versus them (the COO and his or her supporters)hampers operations. There are so many internal conflicts, people have littletime left to serve customers. Companies suffer a temporary loss of vision.
Prime. With a renewed clarity of vision, companies establish an evenbalance between control and flexibility. Everything comes together. Disciplinedyet innovative, companies consistently meet their customers' needs. Newbusinesses sprout up within the organization, and they are decentralized toprovide new life-cycle opportunities.
Stability. Companies are still strong, but without the eagerness oftheir earlier stages. They welcome new ideas but with less excitement than theydid during the growing stages. The financial people begin to impose controlsfor short-term results in ways that curtail long-term innovation. The emphasison marketing and research and development wanes.
Aristocracy. Not making waves becomes a way of life. Outward signs ofrespectability--dress, office decor, and titles--take on enormous importance.Companies acquire businesses rather than incubate start-ups. Their cultureemphasizes how things are done over what's being done and why people are doingit. Company leaders rely on the past to carry them into the future.
Recrimination. In this stage of decay, companies conduct witch-hunts tofind out who did wrong rather than try to discover what went wrong and how tofix it. Cost reductions take precedence over efforts that could increaserevenues. Backstabbing and corporate infighting rule. Executives fight toprotect their turf, isolating themselves from their fellow executives. Pettyjealousies reign supreme.
Bureaucracy. If companies do not die in the previous stage--maybe theyare in a regulated environment where the critical factor for success is not howthey satisfy customers but whether they are politically an asset or aliability--they become bureaucratic. Procedure manuals thicken, paperworkabounds, and rules and policies choke innovation and creativity. Evencustomers--forsaken and forgotten--find they need to devise elaboratestrategies to get anybody's attention.
Death. This final stage may creep up over several years, or it mayarrive suddenly, with one massive blow. Companies crumble when they cannotgenerate the cash they need; the outflow finally exhausts any inflow
2.Briefly discuss the mechanics of making public issue.
The management of securities of the corporate sector offered to the public on a regular basis, and existing shareholders on a rights basis, is known as public issue management. Issue management is an important function if merchant bankers and lead managers.
The management of issues for raising funds though various types of instruments by companies is known as Issue management. The function of capital issues management in India is carried out by merchant bankers who have the requisite professional skill and competence. One of their functions, in fact, is issue management. Factors such as the tremendous growth in the number and size of public listed companies, and the complexity arising due to the ever increasing SEBI requirements have all attributed to the increasingly significant role played by merchant bankers in the recent past.
The definition of merchant baker as contained in SEBI (Merchant Banker) Rules and Regulations, 1992 clearly brings out the significance of Issue Management as follows: any person who is engaged in the business of issue management either by making arrangement regarding selling, buying or subscribing to securities as manager, consultant advisor or rendering corporate advisory services in elation to such issue management.
A fast growing economy like India offers tremendous scope for issue management and the merchant bankers provide their skills and expertise to companies in the management of capital issues. This essentially aims at channeling household savings into the corporate sector through the issue of corporate securities. Companies raise funds for the purposes of financing new projects, expansion/modernization/diversification of existing units and augmenting long term resources for working capital purposes.
The general functions that form part of the capital issues management of merchant of merchant bakers are as follows:
1. Obtaining approval for the issue from SEBI
2. Arranging for underwriting the proposed issues
3. Preparation of draft and finalization of the prospectus and obtaining its clearance from the various agencies concerned.
4. Preparation of draft and finalization of other documents such as application forms, newspaper advertisements and other statutory requirements.
5. Making a choice regarding registrar to the issues, printing press, advertising agencies brokers and bankers to the issue and finalization of the fees to be paid to them.
6. Arranging for press conference and the investors’ conferences
7. coordinating printing, publicity and other work in order it get everything ready at the time f the public issue.
8. Complying with SEBI guidelines after the issue is over by sending various reports as required by the authorities
Categories of Securities issue:
Corporate enterprises use several sources for raising funds from the capital market. Issue of securities constitutes an important mode of raising such finances. Security takes the following forms:
1. Public Issue
2. Right Issue
3. Private Placements
Public Issue of Securities:
When capital funds are raised through the issue of a prospectus, it is called public issue of securities. It is the most common method of raising funds in the capital market. A security issue may take place either at par, or at a premium or at a discount. The prospectus has to disclose all the essential facts about the company to the prospective purchasers of the shares. Further, the prospectus must conform to the format set out in Schedule II of the Companies Act 1956, besides taking into the account SEBI guidelines. SEBI insists on the adequacy of disclosure of information that should serve as the basis for investors take a decision about the investment of their money.
Rights Issue:
When shares are issued to the existing shareholders of a company on a privileged basis, it is called as Rights Issue. The existing shareholders have a pre-emptive to subscribe to the new issue of shares. Rights shares are offered as additional issues by corporate to mop up further capital funds. Such shares are offered in proportion to the capital paid up on the shares held by them at the time of the offer.
Private Placements:
When the issuing company sells securities directly to the investors especially institutional investors, it takes the form of private placement. In this case no prospectus is issued since it is presumed that the inverts have sufficient knowledge and experience and are capable of evaluating of the risk of the investment. Private placement covers shares, preference shares and debentures. The role of the financial intermediary such as the merchant Bankers and lead managers assumes greater significance in private placement. They involve themselves in the task of preparing a offer memorandum and negotiating it investors.


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