AboutTricia Expertise Has your medical insurance company denied your claim and refuses to pay? Have
you received a pre-authorization and still your insurance company
refuses to pay? How can you get your insurance company to reverse a
denied claim? How do you get a provider to waive your copayment if you
are financially unable to pay? Can a provider sue you for a unpaid bill and
will they? Can a provider send me to a collection agency for a medical bill?
If my insurance company does not pay, am I responsible? If you have these questions or others on why your insurance company is not paying your bills, I can help. I can give you "tricks of the trade" to get your insurance company to pay.
I have limited knowledge on Medicare and Medicaid and that is not my expertise. Each state is very different regarding Medicare and Medicaid so you need to review their website when you have questions. So please no Medicare or Medicaid questions!!
Experience In the medical field for over 20 years spending majority of time in the collections aspect.
Question I was at Kaiser, in the hospital, for 3-4 days without any insurance. I called
them to get my bill and tried to apply for their reduced rate plan. No One ever
contacted me. I want to know what my bill is but I do not want to call them
and have them start harassing me as I am sure the bill is way beyond what I
can pay. It has been a year already. Now my new job wants to sign me up for
health insurance through Kaiser. Can they refuse me due to an outstanding
bill? I am not sure if I should even try or just decline the insurance which I
need bad?
Answer Hi Nevena!
I doubt very much that the department who collects on bills communicates with the department who enrolls new members.
I would enroll and if they come back to you regarding this bill just tell them you thought it was under their "charity care plan" since you advised them over a year ago you had no insurance.
