AboutTricia Expertise Has your medical insurance company denied your claim and refuses to pay? Have
you received a pre-authorization and still your insurance company
refuses to pay? How can you get your insurance company to reverse a
denied claim? How do you get a provider to waive your copayment if you
are financially unable to pay? Can a provider sue you for a unpaid bill and
will they? Can a provider send me to a collection agency for a medical bill?
If my insurance company does not pay, am I responsible? If you have these questions or others on why your insurance company is not paying your bills, I can help. I can give you "tricks of the trade" to get your insurance company to pay.
I have limited knowledge on Medicare and Medicaid and that is not my expertise. Each state is very different regarding Medicare and Medicaid so you need to review their website when you have questions. So please no Medicare or Medicaid questions!!
Experience In the medical field for over 20 years spending majority of time in the collections aspect.
Question what dental insurance has the lowest at office co-payments. my company will pay up to 250.00/month but most of the programs i find look the same. besides the out of pocket payments are comparable. i'd love to find a program where i can make my co-paynets by mail in over time, but i don't know if that exists. i really need to get some teeth fixed soon. they just need fillings right now but soon will crack i 'm sure. maybe i'll have to get a dual healthcare/dental package? thanks for any help!
Answer Hi Zip!
Most dental plans are similar.....they usually pay between $1000-$1500 per year with a $25-$50 deductible and 20% copay if you stay in their network. Outside the network all these are higher.
Copayments are payable to the Dentist not the insurance company so the Dentist office makes their own rules. Most now require you to pay your copay at the end of your visit however my Dentist when I have a large copay for things such as crowns allows me to split the copay in half since you have two visits.
If you are having alot of work done perhaps the Dentist will work with you.....call them and ask.
