AboutTricia Expertise Has your medical insurance company denied your claim and refuses to pay? Have
you received a pre-authorization and still your insurance company
refuses to pay? How can you get your insurance company to reverse a
denied claim? How do you get a provider to waive your copayment if you
are financially unable to pay? Can a provider sue you for a unpaid bill and
will they? Can a provider send me to a collection agency for a medical bill?
If my insurance company does not pay, am I responsible? If you have these questions or others on why your insurance company is not paying your bills, I can help. I can give you "tricks of the trade" to get your insurance company to pay.
I have limited knowledge on Medicare and Medicaid and that is not my expertise. Each state is very different regarding Medicare and Medicaid so you need to review their website when you have questions. So please no Medicare or Medicaid questions!!
Experience In the medical field for over 20 years spending majority of time in the collections aspect.
Question As POA for my dyeing mothers affairs, I recently cashed in 4 CD's to buy an irrevocable burial fund for her to help qualify her for Medicaid. Seems like 2 of those accounts were "in trust for" her grandchildren. I am now being questioned about the money and the children's mother doesnt want to know about the medicaid situation insisting she has the original bank books. Did I do anything wrong? Medicaid would have taken this money and my mother would have no burial expense funds and the children would be out of the money anyway. Should I see a lawyer? It's only $1,000 each child (3) but I'm being challenged and fell very insulted to even be questioned about this. Also, if I add my name on mom's checking account (with her permission of course, will that affect her Medicaid status or hurt me?
Answer Hi Steven!
You did what you had to do and as you say if your mother did not go on Medicaid that money would have been used for her medical bills and no money would be given to anyone. Your family needs to know that it was the best decision they can either accept it or not.
Unsure about adding your name to your mom's checking account but I would assume if you did and put money in there they may expect you to take care of her????? Unsure but to be safe I don't think I would. Medicaid is very strict on guidelines and it takes so little to rock the boat.
