AboutJohn Pedit Expertise Am an expert on Medicare, Medicare HMOs, and Medicare supplemental insurance. Also have extensive knowledge of Medicare especially in Mich. Have knowledge of COBRA and the Portability Act
Experience
Past/Present clients Council about 300 persons yearly and do many presentations on Medicare
Question I am 67& receive SS and medicare A & B benefits as primary and personal insurance as secondary coverage. I have been retired but am now considering returning to work( as a private consultant, not an employee) which will require some overseas travel. What would my health insurance coverage situation be if I became ill or injured while in a foreign country.
Regards;
Patrick Moore
Answer Hi Patrick
With Medicare it is pretty limited. From US mainland: emergency when traveling in a direct course to Alaska; In emergency if nearest treatment facility is in Canada or Mexico; US possessions.
With Medicare Advantage plan: Emergency or urgent care outside of coverage area, with some tricky reporting rules.
With a Medigap plan: Up to $50,000 lifetime coverage with some plans.
