Medicare, Medicaid, Life and Health Insurance/Severance and Medicare

Advertisement


Question
QUESTION: My job ends at the end of the year and my employer will provide six months of extended health care coverage.  I am 66 and understand that I have an eight-month window to sign up for Part B without penalty.

My question is this:  Am I missing something?  Can I use my employers six months of coverage and then sign up for Part B within the eight-month window without penalty?

If that's the case, it seems to me that I should ask my employer to offer eight months of extended health care coverage.

Thanks.

ANSWER: Hi Greg

Can always try.  reason for different times is that they come from 2 different regulations

John

---------- FOLLOW-UP ----------

QUESTION: Thanks for your response but I'm still lost so let me try again:

Can I use my employer's health care for six months (assuming it agrees to be primary to Medicare) and sign up for Medicare sometime during fifth month without penalty -- "penalty" means both a higher Medicare premium or some other undesirable lurking in the bureaucratic nightmare that is healthcare.

Thanks,

Greg

Answer
Hi again

You should have received a copy of Medicare and You 2013 in October.  If not go to the local Social Security office ad pick on up.  In the center of the back page is a phone number.  Call the and make an appointment with a counselor.  They will explain the whole system to you and help with any problems that may arise.
John

Medicare, Medicaid, Life and Health Insurance

All Answers


Answers by Expert:


Ask Experts

Volunteer


John Pedit

Expertise

Am an expert on Medicare, Medicare HMOs, and Medicare supplemental insurance. Also have extensive knowledge of Medicare especially in Mich. Have knowledge of COBRA and the Portability Act

Experience


Past/Present Clients
Council about 300 persons yearly and do many presentations on Medicare

©2016 About.com. All rights reserved.