Medicare, Medicaid, Life and Health Insurance/Severance and Medicare
QUESTION: My job ends at the end of the year and my employer will provide six months of extended health care coverage. I am 66 and understand that I have an eight-month window to sign up for Part B without penalty.
My question is this: Am I missing something? Can I use my employers six months of coverage and then sign up for Part B within the eight-month window without penalty?
If that's the case, it seems to me that I should ask my employer to offer eight months of extended health care coverage.
ANSWER: Hi Greg
Can always try. reason for different times is that they come from 2 different regulations
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QUESTION: Thanks for your response but I'm still lost so let me try again:
Can I use my employer's health care for six months (assuming it agrees to be primary to Medicare) and sign up for Medicare sometime during fifth month without penalty -- "penalty" means both a higher Medicare premium or some other undesirable lurking in the bureaucratic nightmare that is healthcare.
You should have received a copy of Medicare and You 2013 in October. If not go to the local Social Security office ad pick on up. In the center of the back page is a phone number. Call the and make an appointment with a counselor. They will explain the whole system to you and help with any problems that may arise.