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About Tricia
(Top Expert on this page)

Expertise
Has your medical insurance company denied your claim and refuses to pay? Have you received a pre-authorization and still your insurance company refuses to pay? How can you get your insurance company to reverse a denied claim? How do you get a provider to waive your copayment if you are financially unable to pay? Can a provider sue you for a unpaid bill and will they? Can a provider send me to a collection agency for a medical bill? If my insurance company does not pay, am I responsible? If you have these questions or others on why your insurance company is not paying your bills, I can help. I can give you "tricks of the trade" to get your insurance company to pay. I have limited knowledge on Medicare and Medicaid and that is not my expertise. Each state is very different regarding Medicare and Medicaid so you need to review their website when you have questions. So please no Medicare or Medicaid questions!!

Experience
In the medical field for over 20 years spending majority of time in the collections aspect.

   

You are here:  Experts > Health/Fitness > Health Care: UK > Medicare, Medicaid, Insurance, HMO problems

SubjectDate AskedExpert

QMB BENEFITS In FLORIDA10/2/2008Merry Schiff
  Q: I was approved for Qmb 8/08 and Have Medicare as of 08/08.I live in Florida While visiting my sister ...
  A: Medicaid is state specific and you are covered by Medicaid in FL and not in KY. Since this was an ...
Medicare Share of Cost10/2/2008John Pedit
  Q: I am writing in concern of my mother just got approved for Medicare Share of cost in Orlando, FL. It ...
  A: Her Medicare card is proof of coverage under Medicare and most doctors accept it. If she is in ...
Billing 2 insurances for one visit10/2/2008Tricia
  Q: We have a patient that the doctor sees for both her BWC issue and her health issues. She comes in ...
  A: I would think so---------as long as you are providing a different service for each carrier. If the ...
dental insurance10/2/2008Tricia
  Q: what dental insurance has the lowest at office co-payments. my company will pay up to 250.00/month ...
  A: Most dental plans are similar.....they usually pay between $1000-$1500 per year with a $25-$50 ...
billing10/2/2008Tricia
  Q: I was at Kaiser, in the hospital, for 3-4 days without any insurance. I called them to get my bill ...
  A: I doubt very much that the department who collects on bills communicates with the department who ...
copays10/2/2008Tricia
  Q: We have ADS softwear in our office and I was wondering how do you submit a copay to the secondary ...
  A: I do not know this software--there are hundreds of billing software types and I don't know them all. ...
florida medicaid10/1/2008Tricia
  Q: i am moving back to florida in a month, and my dr here in ohio medicaid is coverd for a breast ...
  A: Every state is different and has different guidelines------just because Ohio Medicaid will cover ...
Medicare9/29/2008John Pedit
  Q: To follow up with what someone else ask about switching form a medicare program (ie-Blue Shield) to ...
  A: You appear to be in an Advantage plan, an HMO. To go from one advantage plan to another, you simply ...
medicare HMO non contracted plans9/29/2008Merry Schiff
  Q: If a patient has a Medicare HMO (ie. humana)that is not contracted with the hospital, is there still ...
  A: The payment would have to be made by the HMO to the hospital if it was a true emergency. They do not ...
Submitting bills to medicate9/28/2008John Pedit
  Q: I would like to purchase a power wheelchair online. There is a significant difference if the ...
  A: Suzanne What you want to do sounds good, but it is the hard way to go and very frustrating. Also ...
Louisiana Medicaid9/27/2008Tricia
  Q: I was living in Gonzalez, LA for about 6 months. While I was down there I found out I was pregnant ...
  A: The phone number you have is the one that is listed on LA's Medicaid website. However I have pasted ...
Medicare and Lipid Panel Blood tests9/26/2008Tricia
  Q: Since 2002 I have had medicare pay for blood tests to check for liver problems and they have paid ...
  A: Medicare guidelines and rules change each year.......however find out why they were rejected the ...
medicare insurance with AARP secure Horizons in colorado9/26/2008John Pedit
  Q: My mother in law has been living in Denver area and will be relocating to New Mexico due to ...
  A: When she moves out of a plan coverage area she is entitled to change plans, and if she does so ...
Breast reconstruction after mastectomy for breast cancer9/25/2008John Pedit
  Q: If a woman has breast reconstruction after a mastectomy for breast cancer, does her managed medicare ...
  A: The doctor is the one that makes the decision if it is medically necessary and assigns the proper ...
Medicare9/25/2008Tricia
  Q: My mom had Medicare as her primary and AARP as secondary.. she passed away 6months ago.. and we are ...
  A: Usually the providers bill Medicare directly since they require a NPI # in order to pay. So what I ...
Billing patient while waiting on appeal9/24/2008Tricia
  Q: Can my provider bill me for something I am personally appealing with my insurance?
  A: Yes they can but usually as a courtesy they will hold off until you get an answer from your ...
DENTAL CLAIMS FROM NYS9/24/2008Tricia
  Q: I am a office manager of a pediatric dental office. we have a very big problem with nys medicaid ...
  A: Getting paid by insurance carriers is a big game unfortunately--------you got to keep calling, ...
Dental Claim Denied9/23/2008Tricia
  Q: Last July my dentist supplied the required info to my insurance co's website for a printed treatment ...
  A: You have to give them a good reason why your appeal was past their time limit to file the ...
Medicaid in PA9/23/2008Merry Schiff
  Q: I was widowed 3 years ago. I am juvenile diabetic and extremely brittle. I was on the insulin pump ...
  A: Medicaid is determined by income and you may be over the limit for your state. I would definitely ...
COB with Medicaid/med assistance?9/23/2008Tricia
  Q: 2 dependent children (under 19) are fully covered under my employers fully insured health/dental ...
  A: Usually it is a year. Not all providers participate with Medicaid there for they can not bill them ...
COB with Medicaid/med assistance?9/23/2008Tricia
  Q: 2 dependent children (under 19) are fully covered under my employers fully insured health/dental ...
  A: Medicaid pays very little and if they deem a bill to be paid beyond their allowable, then they will ...
Unjustified medical nill9/23/2008Merry Schiff
  Q: I am currently billed $243 for an E.R. visit, and I'm wondering if there is a way for me to cancel ...
  A: Actually, no. The fees can vary. You were obviously charged for a very limited visit. The person who ...
Medicare9/22/2008John Pedit
  Q: My mom lives in Central Oregon, approximately one hour to two hours from Boise ID. In July of 2007, ...
  A: You asked about Medicaid, so that is what I will address. I am in Michigan, and since the ...
Medicaid HMO cut letter9/22/2008Kyla Kelim
  Q: I work for a longterm care facility, I have recently been asked by a Medicaid HMO company to have a ...
  A: Ms. Stevens, I do not typically answer these questions. Its my opinion, in this and other areas ...
Unjustified medical nill9/22/2008Merry Schiff
  Q: I am currently billed $243 for an E.R. visit, and I'm wondering if there is a way for me to cancel ...
  A: When you signed the paperwork at the hospital, you said that you would pay the bill. The dr charged ...
Medicare Part A9/22/2008Merry Schiff
  Q: .he broke his femur and fractured his hip...he has to have surgery today and it will be only an ...
  A: Medicare Part A and B come into play here. I assume that he has Original Medicare and not an HMO. If ...
Medicare Medicaid dual billing9/22/2008John Pedit
  Q: I currently work for a podiatrist that sees many Medicare/Medicaid eligible patients. They are ...
  A: I can not answer this question because it is out of my expertise . However it sure looks like ...
mother-in law says she does not have medicare9/22/2008John Pedit
  Q: My motherinlaw is 90 years old and only has about 700 a month from social security. She does not ...
  A: Go to Benefits.com and enter her information. They will check about 400 programs and come up with ...
Medicaid From Another State9/21/2008Kyla Kelim
  Q: My mother is currently on Medicaid through the state of Florida. I live in Massachusetts and ...
  A: Allison, someone is Massachusetts is going to be better off answering this question. Vaguely, you ...
mirena IUD9/21/2008Merry Schiff
  Q: my doctor is ordering this IUD for me and said it may not be covered by medicare but said ablation ...
  A: I agree with you..but Medicare and other plans only pay for what is medically necessary and ...I ...
codes, qualifying treaetments9/21/2008Tricia
  Q: okay, does medicare cover any of the following, intravenous vitamin c,i.v. ascorbic acid, i.v. ...
  A: You would have to go onto Medicare's website for your state/region and check each of the above ...
inheritance and medicaid/food stamps9/20/2008Kyla Kelim
  Q: food stamps ($140.) and medical insurance through Medicaid/Medicare. This is all NY state. I am ...
  A: Lynn, I am a bit confused, with your income, you should not be on Medicaid. The inheritance will ...
What is the medicare reimbursement for weight loss surgery9/19/2008Merry Schiff
  Q: I have just bought a new insurance policy because the health insurance that I have through my ...
  A: I cannot give you an answer. Medicare reimburses according to geographical location. You can be ...
Inheritance to make son inelligible for medicaid?9/19/2008John Pedit
  Q: In Missouri, my 26 year old son is diagnosed with diabetes and an extreme case of depression, has no ...
  A: Sorry, but you just about have it all figured out. Medicare regulations vary from State to State. ...
Monies used to Qualify Mom for Medicaid9/18/2008Tricia
  Q: As POA for my dyeing mothers affairs, I recently cashed in 4 CD's to buy an irrevocable burial fund ...
  A: You did what you had to do and as you say if your mother did not go on Medicaid that money would ...
Need medicaid to approve hysterectomy9/17/2008Tricia
  Q: I am a 26 year old female. I have had my tubes tied, and endometrial ablasion. But have still be ...
  A: It is hard to say...Medicaid will review all the medical information and determine if they feel it ...
COORDINATION OF BENEFITS WITH TWO HEALTH PLANS AND MEDICARE9/17/2008John Pedit
  Q: Our member is actively at work under age 65 for a group of more than 100. Her spouse is retired ...
  A: Hard to tell. Normally it would be his plan, then hers, then Medicare. But the commercial ...
Medicare coverage for refugee and permanent resident9/17/2008Kyla Kelim
  Q: Do a person on refugee or permanent resident, qualify for medicare once he or she is over 65 years? ...
  A: RJ, to be eligible for Medicare you must be 65 or older, or have been disabled for more than 2 years ...
Mom in nursing home9/17/2008Kyla Kelim
  Q: My Mother has been on Medicaid for a year now and just recently went into the nursing home. Her ...
  A: Marlene, this is the magic question right now for millions. This is how it works: When you go into ...
moved, hmo not covering my area9/17/2008John Pedit
  Q: My mother-in-law is now living with us. needs 24/7 care. Her HMO(healthsprings) doesn't recognize ...
  A: Go to Medicare.gov===scroll down to and click on Compare plans in your area===search the plans and ...

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