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About Tricia
(Top Expert on this page)

Expertise
Has your medical insurance company denied your claim and refuses to pay? Have you received a pre-authorization and still your insurance company refuses to pay? How can you get your insurance company to reverse a denied claim? How do you get a provider to waive your copayment if you are financially unable to pay? Can a provider sue you for a unpaid bill and will they? Can a provider send me to a collection agency for a medical bill? If my insurance company does not pay, am I responsible? If you have these questions or others on why your insurance company is not paying your bills, I can help. I can give you "tricks of the trade" to get your insurance company to pay. I have limited knowledge on Medicare and Medicaid and that is not my expertise. Each state is very different regarding Medicare and Medicaid so you need to review their website when you have questions. So please no Medicare or Medicaid questions!!

Experience
In the medical field for over 20 years spending majority of time in the collections aspect.

   

You are here:  Experts > Health/Fitness > Health Care: UK > Medicare, Medicaid, Insurance, HMO problems

SubjectDate AskedExpert

Medicaid not paying10/20/2008Tricia
  Q: I went to the emergency room and was not asked about insurance while there. I received a bill over a ...
  A: Usually you can appeal a denial. Call Medicaid and ask how you can appeal the denial. Also ask ...
Medicare Part A & B10/20/2008Kyla Kelim
  Q: I receive FREE VA medical care, except dental. Can I get my teeth worked on with Medicare? I need ...
  A: Medicare does not cover dental services , however, you might have a Medicare managed care plan that ...
is my medicade active?10/19/2008Tricia
  Q: i called the the # 800-997-1111 but i dont know what to do through all the prompts i just want to ...
  A: Dana! Each state has it's own number and I have no clue what state you live in.....go to the ...
Medicare, medicaid,share cost10/18/2008Kyla Kelim
  Q: i am turning 65 at the end of this year and might need supplemental insurance but i am very confused ...
  A: You are in luck with this. As complex as this area of health care has become, the government has ...
is my medicade active?10/18/2008Tricia
  Q: i called the the # 800-997-1111 but i dont know what to do through all the prompts i just want to ...
  A: Don't know all the Medicaid phone numbers since each state is different....but if that is your ...
Medicare C10/18/2008Merry Schiff
  Q: My mother lives in Atlanta Ga. someone continues to call her re: the above. I am unclear as to why ...
  A: The sales people are NOT allowed to solicit. She does not need an HMO. Actually if she is happy with ...
medicaid10/18/2008Merry Schiff
  Q: can a doctor refuse to re-bill medicaid (in North Carolina)because you have not received your card ...
  A: Here is the story. Did your doctor take you as a Medicaid patient when he or she saw you for ...
cost coverage10/17/2008Tricia
  Q: I am 42 years old and weight around 260. I've tried everything to lose weight. I have tendentious in ...
  A: Since you probably make to much money for any type of Medicaid, perhaps call some clinics that ...
HMO out of state10/16/2008Tricia
  Q: I have coverage with an HMO in Hawaii and am currently in North Carolina, where I have delivered a ...
  A: I think I would be careful of bringing up that there was a provider within 15 miles...if you were ...
Medicare Primary - Medicaid QMB10/15/2008John Pedit
  Q: If a patient has Medicare Primary and has applied for Medicaid - can they sign up to a Medicaid HMO, ...
  A: Usually you will end up with Medicare and Medicaid which makes you a dual eligible. Along with that ...
Helping My Father Change from Sr. Dimensions to Medicare in Nevada10/15/2008Merry Schiff
  Q: My father is 81 years old and would like to switch from Sr. Dimensions to traditional Medicare. We ...
  A: Great news Christine..Your dad can switch once during the Annual Coordinated Election Period which ...
Transfering medicaid from one nursing home to another in another state10/15/2008Merry Schiff
  Q: The nursing home my relative is presentlt in(3 yrs.)is being closed by state of Mich.They are in ...
  A: You may very well have a residency problem. You are smart that you are questioning this. If you will ...
copayment10/15/2008Tricia
  Q: What is the copay amount for a doctors office call if I am on Medicare? Thank you
  A: Your copay amount depends on what the Dr charges. You are liable for 20% of the approved amount by ...
medicare and infertility10/15/2008Kyla Kelim
  Q: and I been fighting infertility for about 10 years now. And I only have Medicare part A and B. I am ...
  A: Peggy, sadly, no. There are very few insurance plans that will cover infertility treatments in the ...
changing medicare to primary and suppliment to secondary10/15/2008John Pedit
  Q: I have a family member who's secondary insurace is Medicare and primary insurance is Advantra GHP- ...
  A: This appears to be a situation where the family member is on a working spouse or their own ...
More than one treatment rendered in same day10/14/2008Tricia
  Q: I've got another exciting one for you! Patient is treated by chiropractor twice in one day. I ...
  A: You have a few options and most are based on what insurance company you are billing since all have ...
HMO out of state10/14/2008Tricia
  Q: I have coverage with an HMO in Hawaii and am currently in North Carolina, where I have delivered a ...
  A: I think your best bet is to appeal with medical info from your NC Dr stating that you had ...
Insurance won't pay for MRI10/14/2008Tricia
  Q: My sister was recently diagnosed with a brain anuerism, her attending physican (Director of ...
  A: You need to prove to them it is just not a screening. Perhaps get a good strong detailed letter of ...
Denied Claim10/14/2008Tricia
  Q: My daughter's insurance company is denying payment for surgery that was preauthorized before the ...
  A: I would get a copy of the preauthorization from the Dr's office and send an appeal to the insurance ...
Mayo Clinic, Scottsdale & out-of-state medicaid10/13/2008Kyla Kelim
  Q: My sister is on her way to this clinic, with a referal from her Dr. in New Mexico. She has severe ...
  A: Thea, not everyone accepts Medicaid, unfortunately. Some insurance companies are coming up with ...
claim appeal10/13/2008Tricia
  Q: I have a question, an employee of ours finally got our insurance company to cover a claim from last ...
  A: A provider does not have to wait until a patient appeals with their insurance company. On the first ...
ER Billing10/13/2008Tricia
  Q: I went to the ER to receive 13 sutures in my left leg. I do not have Med. insurance. I paid the ...
  A: Call the hospital up and ask them directly. Usually they can not double bill for same code for the ...
Does Kaiser have an obligation to provide an expert surgeon?10/13/2008Merry Schiff
  Q: My daughter has to have arthroscopic hip surgery to repair FAI. She is only 12. This is an ...
  A: Interesting question. I am in CA also so I am familiar with Kaiser. I would talk to someone at ...
coverage for spouse10/12/2008John Pedit
  Q: I am employed at a hospital and I provide hospitalization for both my husband and myself. He will ...
  A: If he is already drawing social security, he should receive his Medicare card somewhere around May ...
do I need medicare part B10/12/2008Kyla Kelim
  Q: I am retired and live in Florida. I have Blue Cross Blue Shield Federal Basic plan. Do I need ...
  A: Jim, it depends. This is a very good, but very case specific question. Please contact your local ...
do I need medicare part B10/12/2008John Pedit
  Q: I am retired and have Blue Cross Blue Shield Federal Basic plan insurance. Do I need medicare part ...
  A: If you are retired and 65, Medicare becomes the primary insurance. So you will need Part B, ...
My Sister's Disability10/11/2008Kyla Kelim
  Q: Good morning Kyla! My sister has MD. She reccently moved back to Ohio from North Carolina where she ...
  A: Joyce, just from the information you're giving me, I don't know. I believe that its each month she ...
Weight loss surgery10/10/2008Tricia
  Q: I am a 25 year old female and I weigh 274 pounds. I have done a complete life change over the last ...
  A: I think they will if you meet their guidelines.......you may have a problem finding a Dr local ...
moving from OH to CA Medicare HMO Coverage10/10/2008Merry Schiff
  Q: My father recently had a stroke (1 month ago) and is currently in a short term stay in Skill Nursing ...
  A: You need to contact AARP and see if they have coverage in the area that your father will be moving ...
medicare secondary insurance10/8/2008Merry Schiff
  Q: I have medicare in Texas thru Trailblazer as my seoncdary insurance. I am trying to find out if ...
  A: no..Medicare will pay up to their allowables on each procedure. Does your primary insurance pay 85% ...
Dental Insurance10/8/2008Tricia
  Q: I live in California and have dual Dental Insurance Coverage due bad teeth. Dental work was ...
  A: Yes insurance companies all have time limits to submit billing however if the reason is a good one ...
out of network billing for emergency surgery10/8/2008Merry Schiff
  Q: My boyfriend was in a motorcycle accident, was taken to UCI Med center with a broken back. Surgery ...
  A: Kaiser will have to pay. The physician who treated him has to document that he could not be ...
out of network surgery/ kaiser refuses to pay10/8/2008John Pedit
  Q: My boyfriend was in a motorcycle accident, was taken to UCI Med center with a broken back. Surgery ...
  A: There is a missing factor here. Did he have any kind of accident insurance. If so, then the ...
Insurer Denies Payment for Physical Therapy10/8/2008Tricia
  Q: My wife had been receiving physical therapy for several months which was being paid for by our ...
  A: Yes an insurance company can deny claims after someone receives the treatment even if the Dr feels ...
coordination between medicare & medicaid10/7/2008Merry Schiff
  Q: My father in law is currently enrolled in a ppo plan and is also on medicaid. He is in a nursing ...
  A: I FIL is in a Medicare Advantage Program. If you go to Original Medicare, you have a choice of ...
Cobra and Medicare10/7/2008Kyla Kelim
  Q: My fiance is 67. He turned down Medicare because he was employed & covered by his employers ...
  A: Barbara: this is on Social Security's website:What happens if I am in Medicare and choose to get ...
EDICARE BILLING10/6/2008Tricia
  Q: How do i get a copy of medicare payments to my doctors
  A: Every time Medicare makes a payment for you they should send you an EOB, explanation of benefits ...
OVERPAYMENT ON PRISCRIPTIONS10/6/2008John Pedit
  Q: I PAID FOR RX,S BECAUSE THE PHARMACIST TOLD ME HE COULDN'T GET THEM TO GO THROUGH THE COMPUTER I WAS ...
  A: You need to sit down with the SHIP counselor from your area. They are trained by CMS to assist with ...
Medicare and Tricare10/3/2008John Pedit
  Q: John, I was medically retired from the military in March 2003. I was eligible for Tricare Prime ...
  A: Makes no sense to me, The important date is the date SS picks to make you eligible for SS ...
Amerigroup Medicaid10/3/2008Tricia
  Q: I have 2 stepsons whose mother is court ordered to cover them on insurance. She has them on ...
  A: No the mother can not just switch over to another insurance company since usually the employer is ...

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