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About David Vaughan
Expertise
I can help the consumer with any moving and storage questions. I am able to aid in the "how to`s?" and "What to look for in a mover" area. I can help with tarrif questions. I can help with packing, loading, etc. I can help with how to read inventories, how to file claims with the van lines, Valuation issues.

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Official Mover of the NFL, Official Mover of the LPGA, UPS, NBA, Cendant Mobility, Prudential Relocation, Coldwell Banker, New Orleans Saints, Canadian Football League,

 
   

You are here:  Experts > Home/Garden > Housework > Moving Furniture > SHRINKWRAPPING WOOD + MOVE INSURANCE Q

Moving Furniture - SHRINKWRAPPING WOOD + MOVE INSURANCE Q


Expert: David Vaughan - 5/22/2009

Question
Hello, I just read in one of your responses... "If you are storing a sofa for any length of time, I wouldn't keep it wrapped in stretch wrap. Moisture can build up underneath and cause damage. Use blankets or cloth covers."

One moving company has told never wrap a wooden item in shrinkwrap that will be stored for long periods another has told me it is perfectly alright to do so as long as furniture wrap or blankets are on first.

"Plastic might be fine on the finest of solid woods (along with the ways of older finish products used on them) but not on today's veneers.  The finish will simply fall asunder and the wood layered composition itself will be forever ruined", I was told.

Please tell me which is true.  I don't want to open storage in a year or two and find a warped bowed but scratch free mess.

Shifting Gears Entirely:
INSURANCE
Insurance documents remark that reimbursement will be based upon an item's replacement cost.

How would an insurance company know an item's actual replacement cost?

I shop for items sometimes for years and derive many many prices before I buy.  Some items are last of a run or one of a kind.

How would they know the cost to replace anything or do they go by a receipt for what I paid for an item?

One of my concerns is let's say I pay only $1000 for an item that typically sells for $8000.  That one on sale is the only one at that low a price.  If I insure it for full replacement value of $8000 is the insurance company going to pay me $8000 or only the $1000 I paid or some other amount entirely?

Answer
1st answer. Leather furniture need not be stratchwrapped as it will sweat and ruin. Our co. policy is to stratchwrap all fabric. If there is alot of wood as well, we will place pads ontop the wooden parts and stretchwrap the piece. Our whse is fully climate control. That is another thing to think about, If you plan on storing for a long period of time consider climate control. If you live in an extra humid area (LIKE LOUISIANA) climate control will help make sure  that there is no bow in the article.

2nd part.  Full Value Protection means they will ask for reicept along w/ any statements you provide showing that particular piece is high value. Please make sure you request and place that item on a "High Value Inventory". Claims adjusters will look at what it cost today to replace and give fair market value. If it can be repaired they will repair.

I hope this helps and Good Luck/ God Bless- David

Our website that has additional helpful info is www.faulk-collier.com  www.mwtransfer.net    www.louisianavanlines.com

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