| Subject | Date Asked | Expert |
|
| taxable dividends | 5/13/2008 | John D Smith, CFP |
Q: I own funds with t rowe price, dodge & Cox and vanguard. It seems that relative to the poor ...
A: First, it is important to realize that 2007 was a record year on average for distributions from ...
|
| Mutual Fund | 5/9/2008 | John D Smith, CFP |
Q: What is your feeling about the Janus Fund (JANSX). I have been holding this fund since 1999 as part ...
A: As you are aware as an investor in the fund, Janus has been around a long time and has gone through ...
|
| Re: Advice on Investment Portfolio | 4/22/2008 | John D Smith, CFP |
Q: Re: Advice on Investment Portfolio Hello, after reading 9 books on investing I have created my ...
A: First, to clarify, I think you are heading in the right direction by building a portfolio of ETF's. ...
|
| mutual fund | 4/21/2008 | Warren Boroson |
Q: What's your opinion of T. Rowe Price Latin America? Is Latin America a still a good place to be?
A: I agree with Morningstar's assessment. If you're planning to invest in Latin America, you had better ...
|
| mutual fund | 4/21/2008 | John D Smith, CFP |
Q: What's your opinion on T.Rowe Price Latin America? Is Latin America still a good place to be?
A: For ling term investing, I feel Latin America is a good place to be. However, lating america, like ...
|
| hello | 4/21/2008 | Warren Boroson |
Q: When i graduate i want to start a hedge fund. Ive looked at profiles of major hedge fund managers ...
A: It's hard to say. By going directly to a fine firm like T. Rowe Price, you may rise high in the ...
|
| Bonds funds | 3/30/2008 | Warren Boroson |
Q: I am changing my investments of $93000 into bond funds because of the present outlook of the ...
A: Yes, diversify. But the decision about municipals depends largely on your tax bracket--although, ...
|
| Mutual Funds - Capital Gains & Dividends | 3/24/2008 | Warren Boroson |
Q: Good Morning Warren, I have held Putnam's Growth & Income Fund for over twenty five years now, but ...
A: Sell the fund immediately. Take the balance and put it into a better fund--like Fairholme. Or a ...
|
| Mutual Funds - Capital Gains & Dividends | 3/20/2008 | Warren Boroson |
Q: Good Morning Warren, I have held Putnam's Growth & Income Fund for over twenty five years now, but ...
A: First off: When you invest in a stock or bond, you can make money two ways: (1) Your investment can ...
|
| ETF's in 403(b) | 3/12/2008 | John D Smith, CFP |
Q: I read your response regarding ETF's in a 403(b). I would like to do this also, but I was told that ...
A: My understanding is that only mutual funds can be part of the investment choices in 403b's, not ...
|
| ira-mutual funds | 3/7/2008 | John D Smith, CFP |
Q: I now have all my IRA investments in 5 mutual funds, as I have been advised by my bank's investment ...
A: The important thing to remember with investing is risk and return. The higher the return you expect ...
|
| Currency Risk | 3/7/2008 | Warren Boroson |
Q: Can you tell me how a long term investor should view and approach currency risk in general? Thanks ...
A: Jean-Marie Eveillard, who is one shrewd investor, suggests: ignore it. In the long run, things ...
|
| Short term investing | 2/25/2008 | Michael A. Weiss, CFA |
Q: I am very new to the idea of investing. I am saving up to renovate my bathroom in three years. ...
A: Please understand that I cannot provide you with personalized investment advice in this type of ...
|
| Long term S&P 500 vs Diversified index | 2/21/2008 | Warren Boroson |
Q: If given the choice between Vanguard 500 vs Vanguard LifeStrategy High Growth and one intended to ...
A: I'd recommend a Vanguard Target Retirement fund--one whose date coincides closely with the date you ...
|
| Mutual Funds | 2/20/2008 | Michael A. Weiss, CFA |
Q: I recently heard on a television commercial that 80% of mutual funds underperform the market. Is ...
A: Please understand that I cannot provide you with personalized investment advice in this type of ...
|
| Mutual Funds | 2/18/2008 | Michael A. Weiss, CFA |
Q: With the volatility in today's market does it make sense to move out of Mutual funds in a 401k into ...
A: Please understand that I cannot provide you with personalized investment advice in this type of ...
|
| Moving America Funds to Money Market | 2/16/2008 | John D Smith, CFP |
Q: In Sept 07 I moved fund balances from ICA and Growth Fund of America to Cash Mgmnt Trust of America ...
A: If you sold the shares of ICA and Growth Fund of America for gain then this gain does need to be ...
|
| Mutual Fund handling - Inheritance/Disposition | 2/11/2008 | John D Smith, CFP |
Q: I inherited a mutual fund from my mother. My name was on the account only because I was Power of ...
A: The cost basis of the mutual fund holding is the value as of the date of death or 9 months later. ...
|
| First Time Investor | 2/3/2008 | John D Smith, CFP |
Q: I will be attending university this upcoming fall and if all goes well I will not have any payments ...
A: How you invest depends on many factors, such as the amount you have to invest, the amount of ...
|
| Funds to avoid | 2/1/2008 | Warren Boroson |
Q: In your experience, what global and local funds (including sectors and indexes) should young ...
A: Interesting question. Keep in mind that the narrower your choice, the riskier--but possibly the more ...
|
| ETF | 1/31/2008 | Michael A. Weiss, CFA |
Q: How can I find the stocks that make up an ETF? I would like to be able to see the all the companies ...
A: Rasnake, Thank you for the question. My suggestion would be to go the website of the ETFs that your ...
|
| mutual funds 2 or one? | 1/30/2008 | John D Smith, CFP |
Q: I have just been hired by a bank. They contribute to a mutual fund within their company when ...
A: I am a firm believer in making sure a portfolio is diversified, so if you choose to invest in only 1 ...
|
| Mixing Rollover and Non Rollover IRA | 1/29/2008 | John D Smith, CFP |
Q: Sir: 25 Years ago, when my employer laid me off, I converted a Vanguard 401K plan to a "rollover ...
A: The IRS does not require you to keep the accounts separate. The purpose of keeping them separate is ...
|
| mutual fund redemption | 1/28/2008 | John D Smith, CFP |
Q: I am the nominee for a mutual fund equally owned by 3 people. I have always reported all 1099-DIV ...
A: The tax transaction needs to be reported on whoever's tax return matches up with the social security ...
|
| Investing | 1/26/2008 | Warren Boroson |
Q: I have been thinking about investing in stocks and bonds. My questions is how much of a stock can ...
A: Of course, if you invest in a mutual fund, your proportional holding of any stock may be minimal. ...
|
| fxi | 1/25/2008 | John D Smith, CFP |
Q: what is your current opinion about "fxi" thanks
A: I like iShares and exchanged traded funds in general, so any reservations I have about FXI is the ...
|
| ASAP | 1/21/2008 | Warren Boroson |
Q: I'm 70 yrs. old and retired. I was wondering what type of mutual funds would best fit my situation? ...
A: I would buy a few funds--just for diversity. The Fidelity Asset Manager fund plus, maybe, Vanguard ...
|
| Asian mutual funds in $ | 1/20/2008 | Warren Boroson |
Q: ive invested in two good performing asian mutual funds in $ abt a year back. Presently they r down ...
A: Do you have an otherwise well-diversified portfolio? Or are those two funds mainly what you own? If, ...
|
| looking to invest | 1/14/2008 | Warren Boroson |
Q: i want to invest $1000 and whenever i want to be able to take the money out or stop the investment. ...
A: Are you willing to lose some of that money--in order to possibly gain money? Or do you want to ...
|
| Asia & India Equity Funds | 1/10/2008 | Warren Boroson |
Q: What are your thoughts on Asian and Indian equity funds in terms of suitability for a young investor ...
A: Everyone tells me that the Indian stocks are overpriced, but I've made a little money on them. In ...
|
| timing of Mutual Fund purchases | 12/31/2007 | Docs99 |
Q: I'm looking to purchase a mutual fund. Is there a "right" time of the year to purchase one? I was ...
A: I do not think there is a timing per se. I do think that each person has his her own timing ...
|
| T-Rowe funds | 12/29/2007 | Warren Boroson |
Q: My wife and I are in our mid 40's and maxing out Roth IRA's in a T-Rowe Price 2035 target fund and a ...
A: I think the T Rowe target funds are on the aggressive side--I once researched the Depression years, ...
|
| Merrill Lynch MFA Selects program | 12/27/2007 | Michael A. Weiss, CFA |
Q: Mr Weiss, The financial advisor at Merrill Lynch has suggested the Mutual Fund Advisor Selects with ...
A: Archibald, Thank you for the question. Please understand that I cannot provide you with ...
|
| changing retirement investment portfolio | 12/25/2007 | Warren Boroson |
Q: For years I’ve had American Funds (all A-shares) in my retirement account. In the past I had 401(K) ...
A: I've given your question some thought. Are you coordinating your retirement accounts with your ...
|
| Asset Allocation | 12/7/2007 | John D Smith, CFP |
Q: Could you suggest an asset allocation strategy of how a beginning investor desiring moderate to high ...
A: Although there are various rules of thumb, a person's asset allocation should be based on their ...
|
| Asset Allocation | 12/7/2007 | Michael A. Weiss, CFA |
Q: Could you suggest an asset allocation strategy of how a beginning investor desiring moderate to high ...
A: Please understand that I cannot provide you with personalized investment advice in this type of ...
|
| mutual funds | 12/7/2007 | Michael A. Weiss, CFA |
Q: Total Cost showing on the Mutual Fund Papers are they the money that was put into the funds? Or the ...
A: It is hard to tell without actually looking at the statement, but I will try to help you with some ...
|
| Robert T Kiyosaki on Mutual Funds | 12/2/2007 | Warren Boroson |
Q: What are your thoughts about the famous Rich Dad Poor Dad author Robert T Kiyosaki saying that ...
A: Kiyosaki ia not only a fool, but a dangerous fool. Wikipedia does a good job of exposing him, but ...
|
| 401K | 11/28/2007 | Warren Boroson |
Q: I'm 55 year old. Currently I'm loosing money on my 401K. Am I loosing money only on the paper ...
A: Desr Tina-- It's very possible that you have nothing to worry about. You may own good mutual funds ...
|
| taking from fund to payoff loan? | 11/27/2007 | John D Smith, CFP |
Q: I have a fund (not sure if it's a 403B or if it's called a mutual fund) with Planmember Corp ...
A: Under most circumstances, mortgage interest is deductible as an itemized deduction on your income ...
|
