| Subject | Date Asked |
|
| conservative funds | 9/27/2009 |
Q: I have around $16,000 that I want to put into a more income/conservative type fund. I'm willing to ...
A: First, diversify. With $16,000, you can invest in more than one fund. Maybe three or four. Second, ...
|
| portfolio performance | 9/25/2009 |
Q: I have a portfolio of funds that is rated moderately aggressive. In the last six months, it has ...
A: Over six months, almost anything can happen. But hardly any diversified, moderately aggressive ...
|
| portfolio performance | 9/20/2009 |
Q: I have a portfolio of funds that is rated moderately aggressive. In the last six months, it has ...
A: Visit a large library, go to the reference desk, and ask to see a copy of Morningstar Mutual Funds. ...
|
| Mutual Fun Liabilites | 9/18/2009 |
Q: Hey Warren, I was reading about NAV and I had a question, where would a mutual fund have ...
A: Off the top of my head, I'd venture that liabilities include the cost of accounting...the cost of ...
|
| Third Ave Real Estate Value Fund | 9/17/2009 |
Q: Warren: I have noticed that Third Avenue Real Estate Fund (Tarex) is now doing quite well. Please ...
A: I notice that most of the real estate funds are now doing well, including Vanguard's REIT index. The ...
|
| Tax consequences for withdrawing from Vanguard Star Investment account | 9/17/2009 |
Q: Started investing about $100 per month with initial startup of $700 approx. 15 years ago. At this ...
A: Is the fund in your personal account or in a tax-favored account (IRA, 401K)? If it's in your ...
|
| Roth IRA | 9/16/2009 |
Q: I am 31 years old and besides my company's 401k I just opened up a Roth IRA with Vanguard. I just ...
A: I suspect that by the time you're 65, you will have made out like a bandit. (I will be 108 at that ...
|
| Finances | 9/6/2009 |
Q: My wife and I are in our early 80's and our income is derived from (3) Vanguard mutual funds ...
A: A good portfolio. Though some might say you have too much in the high-yield fund. On the other hand, ...
|
| What to do now? | 8/12/2009 |
Q: I, like most folks, have lost a lot of money on paper over the last year or two. One fund was ...
A: Fidelity Balanced wasn't 100% in stocks--but apparently it wasn't in the safer stocks. A new ...
|
| Can't Find Mutual Fund Ticker - Delaware Emerging Markets | 7/24/2009 |
Q: What is the ticker symbol for Delaware Emerging Markets Fund (Asset Class = International/Global, ...
A: I spoke to someone in shareholder relations for Delaware-- She said that the share price of the ...
|
| Can't Find Mutual Fund Ticker - Delaware Emerging Markets | 7/21/2009 |
Q: What is the ticker symbol for Delaware Emerging Markets Fund (Asset Class = International/Global, ...
A: Ticker symbol is DEMAX. It's rated 5 stars by M*, so it seems to be a fund worth holding onto. ...
|
| Emerging markets funds | 7/7/2009 |
Q: Given to choose between T.Rowe Price and Fidelity Emerging Markets Funds, which one would you ...
A: Easy question. The T. Rowe Price Fund. The Fidelity fund is rated 2 stars. "We would approach this ...
|
| Vanguard Funds | 7/4/2009 |
Q: At current my wife an I have our 401k with Vanguard in 2 seperate funds, The VG Balanced Index and ...
A: Those are excellent funds and they constitute good core holdings. I wouldn't diversify into energy ...
|
| Mutual fund with a 2010 time horizon | 7/3/2009 |
Q: We have some money in mutual funds with time horizons, the earliest being 2010. (Unfortunately, ...
A: Actually, Wells Fargo Lifepath 2010 has a good record--no doubt in great part because its exposure ...
|
| Mutual Fund Definitions | 6/17/2009 |
Q: I have a high risk mutual fund that has achieved a YTD of 49%. The Yield is .94 but I don't know ...
A: A year-to-date return of 49%? How much did that fund lose last year? I'm impressed. I'll have to ...
|
| Mortgage reits | 6/6/2009 |
Q: Hey Warren, my question concerns mortgage REITS and how they make their money. I read somewhere that ...
A: This is from an Internet site--and yes, mortgage REITs can make money on interest rate spreads--WB ...
|
| etf`s vs. Vanguard and DFA funds | 5/23/2009 |
Q: I am currently invested in a combination of 11 asset classes well diversified globally having ...
A: Interesting that ETFs have done so well. Apparently the word has gotten out: Some financial planners ...
|
| etf`s vs. Vanguard and DFA funds | 5/20/2009 |
Q: I am currently invested in a combination of 11 asset classes well diversified globally having ...
A: I saw a study recently comparing Vanguard funds with DFA, with DFA the clear winner. (I guess that's ...
|
| bond funds | 5/9/2009 |
Q: if you are interested in bond funds for retirement income, how do you choose the right funds? i ...
A: You do NOT want a fund with a sales charge or with high expenses. Fixed-income funds usually don't ...
|
| Mutual Fund Rates | 5/7/2009 |
Q: What is the current interest rate for a mutual fund?
A: Mutual funds are an empty box. You can put all sorts of different things in them. The interest rate ...
|
| How to cash out a mutual fund | 4/24/2009 |
Q: My parents set up a custodial mutual fund account when I was very young. The account is threw Trowe ...
A: I've forwarded your note to a PR person at T. Rowe. Probably the company is giving you a hard time ...
|
| researching a mutual fund | 4/14/2009 |
Q: How do you determine what is a good fund fit? Once youhave a list of funds, what "homework" can you ...
A: First, check what Morningstar Mutual Funds writes about the funds. You can get a copy in larger ...
|
| mutual funds | 3/17/2009 |
Q: This is a very generalMy parents have approximately $500,000.00 in mutual funds. On average, what ...
A: $2 million is fine. But you cannot avoid risk. You need some exposure to the stock market--a minimum ...
|
| mutual funds | 3/16/2009 |
Q: This is a very generalMy parents have approximately $500,000.00 in mutual funds. On average, what ...
A: Everything depends on what kinds of mutual funds they own. A mutual fund is like an empty box; you ...
|
| Investing for retirement | 3/3/2009 |
Q: I am 30 years old and want to open a Roth IRA. I only have about $2000 to $4000 to invest per year. ...
A: You seem rather sophisticated. I'd recommend a target retirement fund--because it's better ...
|
| Index funds | 2/9/2009 |
Q: For many years I had invested in index funds, mainly through Vanguard and mainly in the S&P 500. ...
A: The actively managed funds haven't done especially well, either. And index funds continue to have ...
|
| paying financial planners | 1/21/2009 |
Q: My financial planner is recommending that I change the company I have much of my money invested in. ...
A: Is your CFP -- assuming he is a CFP-- fee-only? That's a good clue that he isn't getting any ...
|
| Confussed young investor | 1/9/2009 |
Q: I have been searching for investment for the past 2 weeks, i got a little abuut how the game is but ...
A: Clearly, you are a beginning investor. And while you may be eager to start investing, I suggest that ...
|
| Stock Price | 11/18/2008 |
Q: Could you suggest a source of information to learn about how stock prices are determined on the ...
A: Glad to find someone who has read my books! I also write for Gurufocus.com and the ConsumerReports ...
|
| 403b | 11/18/2008 |
Q: I took a 50% loan against my 403b a few months ago for my friend ... but after he didn't need the ...
A: This is a complicated situation, and I suggest that you consult a professional--someone ...
|
| Is my financial representative a good advisor? | 11/17/2008 |
Q: I have not known who to ask about this question, as it relates to my own financial advisor! I have ...
A: You probably could do better. A CLU is primarily an insurance expert. A CFP -- Certified Financial ...
|
| Too old to wait for rebound? | 11/13/2008 |
Q: My husband and I are 60. My husband lost his banking job last year, found a job 2 weeks ago paying ...
A: You should see a fee-only Certified Financial Planner, to do the math about your retirement needs. ...
|
| mutual fund | 11/6/2008 |
Q: i recently put in about $5,000 in a mutual fund about 5 months ago, and although the economy isn't ...
A: Well, I can't really answer this because I don't know enough about your financial situation. Do you ...
|
| Mutual funds | 11/2/2008 |
Q: Our financial advisor is with Smith Barney. Up till recently I have trusted him implicitly, but ...
A: Hire a fee-only Certified Financial Planner--which will give you a better shot at getting objective, ...
|
| Making the Most of the Dow | 10/15/2008 |
Q: If the Dow declines much further, I'm contemplating trying to cash in on its eventual return to ...
A: I agree with you that the stock market will rebound--eventually. But it may take years, so I ...
|
| Pay Credit Card with Investment Acct Money | 10/7/2008 |
Q: We have $ 14,000.00 on a credit card at 0% until July 2009. We also have $13,000.00 in a mutual fund ...
A: You might pay off the debt with the $13,000, but do it gradually--dollar-cost-average--because you ...
|
| Pay Credit Card with Investment Acct Money | 10/7/2008 |
Q: We have $ 14,000.00 on a credit card at 0% until July 2009. We also have $13,000.00 in a mutual fund ...
A: Right now may not be the best time to sell a mutual fund. The $14,000 is interest-free? Until next ...
|
| mutual funds redemption costs | 10/3/2008 |
Q: B I have held this fund for >7 years. I have reported all capital gains,dividends every year based ...
A: http://www.fairmark.com/mutual/selling.htm Dear Mark: The larger, better mutual fund families will ...
|
| mutual funds redemption costs | 10/1/2008 |
Q: B I have held this fund for >7 years. I have reported all capital gains,dividends every year based ...
A: You've paid taxes on the capital gains and dividends you received in the past? They were in a ...
|
| Retirement | 9/27/2008 |
Q: I have a Self Directing Pension Plan and have to start distributions this year (71 1/2yrs.). Can I ...
A: You can do it yourself. The rules have been simplified, and the IRS instructions are not hard to ...
|
| Mutual Funds | 9/18/2008 |
Q: We have 10,000.00 invested in Mutual funds with Edward Jones-Capital Income Builder Fund A. Have no ...
A: Shame on Edward Jones. To have put you in a mutual fund when you "have no idea what this means." ...
|
| 401K | 9/12/2008 |
Q: I thought you may be able to help me. I currently defer a 25% deduction for my 401K, my company ...
A: Did you get my answer? Make sure you have enough money in cash equivalents-- Check into low-cost ...
|
| Grandchildren savings account | 9/9/2008 |
Q: I had started savings accounts for my 4 grandchildren I don't have a lot of money however they do ...
A: You might start a 529 College Savings Account for them. You have choices of 529 accounts in ...
|
| High Yield Bond Fund | 9/6/2008 |
Q: I have an account with Vanguard's High Yield Corporate Bond mutual fund. Over a year ago the net ...
A: ANSWER FRFOM JOHN WOERTH OF THE VANGUARD GROUP: There are a variety of factors that influence the ...
|
| REITS in portfolio | 8/25/2008 |
Q: Boroson, I just finished Malkiel's "A Randon Walk Down Wall Street," and wanted your opinion about ...
A: Tough question. The traditional advice is: Gradually invest in any segment of the market that ...
|
| investor information | 8/25/2008 |
Q: Could you please tell me your thoughts on what information or knowledge management systems an active ...
A: I think that a professional has two main types of advantages: 1. Knowledge derived (typically) from ...
|
| What should we start with | 8/6/2008 |
Q: My husband and I recently got married (he is 45 & I am 48)and we want to invest part of my extra ...
A: I don't encourage people to speculate. You might get addicted! But... If I wanted to have ...
|
| Need help with IRA and 401k | 7/29/2008 |
Q: I am 56 years old and have a 401k and IRA. For my 401k I switched from a target fund to fidelity ...
A: I like both the Vanguard target funds and the T. Rowe Price target funds. Vanguard is more ...
|
| Need help with IRA and 401k | 7/28/2008 |
Q: I am 56 years old and have a 401k and IRA. For my 401k I switched from a target fund to fidelity ...
A: My best advice is to return to the target fund--presuming it was a high-quality fund like ...
|
| mutual fund strategy | 7/23/2008 |
Q: I'm 50 years old and not an expert investor. I had my 401k spread over several Fidelity funds ...
A: I suggest that you start investing in the stock market again--gradually. Put together a nicely ...
|
| 401k Investing | 7/15/2008 |
Q: I'm just wondering, in general, when the markets don't perform so well isn't it good for someone who ...
A: Yes, in general it's good when stock prices retreat--so you can scoop up bargains. (Assuming you ...
|
| Vanguard New York Long-Term Tax-Exempt Fund Investor Shares (VNYTX) | 7/7/2008 |
Q: I am a single 65 year old NY State resident making about $60K a year. I have some savings that I ...
A: I would suggest Vanguard Intermediate Term Tax-Exempt. Munis do seem a reasonable buy now. In ...
|
| Suggestions? | 6/5/2008 |
Q: I have $10K I'd like to put into two mutual funds...Vanguard's VTSMX ($7k) and Vanguard's VGTSX ...
A: I really can't give you a definitive answer because I don't know what your entire portfolio looks ...
|
| mutual funds | 5/31/2008 |
Q: how do i learn more about mutual funds?? i wanna know where to start and how do you make money with ...
A: Good, honest question. 1. Read a few introductory books. The best by far is Keys to Investing in ...
|
| ira | 5/22/2008 |
Q: i started an roth ira with ameriprise 2 years ago they invest in the ophnheimer fund. i put 4000 in ...
A: The Ameriprise group does NOT have a good record. And you should avoid most load funds. What you ...
|
| mutual fund | 4/21/2008 |
Q: What's your opinion of T. Rowe Price Latin America? Is Latin America a still a good place to be?
A: I agree with Morningstar's assessment. If you're planning to invest in Latin America, you had better ...
|
| hello | 4/21/2008 |
Q: When i graduate i want to start a hedge fund. Ive looked at profiles of major hedge fund managers ...
A: It's hard to say. By going directly to a fine firm like T. Rowe Price, you may rise high in the ...
|
| Bonds funds | 3/30/2008 |
Q: I am changing my investments of $93000 into bond funds because of the present outlook of the ...
A: Yes, diversify. But the decision about municipals depends largely on your tax bracket--although, ...
|
| Mutual Funds - Capital Gains & Dividends | 3/24/2008 |
Q: Good Morning Warren, I have held Putnam's Growth & Income Fund for over twenty five years now, but ...
A: Sell the fund immediately. Take the balance and put it into a better fund--like Fairholme. Or a ...
|
| Mutual Funds - Capital Gains & Dividends | 3/20/2008 |
Q: Good Morning Warren, I have held Putnam's Growth & Income Fund for over twenty five years now, but ...
A: First off: When you invest in a stock or bond, you can make money two ways: (1) Your investment can ...
|
| Currency Risk | 3/7/2008 |
Q: Can you tell me how a long term investor should view and approach currency risk in general? Thanks ...
A: Jean-Marie Eveillard, who is one shrewd investor, suggests: ignore it. In the long run, things ...
|
| Long term S&P 500 vs Diversified index | 2/21/2008 |
Q: If given the choice between Vanguard 500 vs Vanguard LifeStrategy High Growth and one intended to ...
A: I'd recommend a Vanguard Target Retirement fund--one whose date coincides closely with the date you ...
|
| Funds to avoid | 2/1/2008 |
Q: In your experience, what global and local funds (including sectors and indexes) should young ...
A: Interesting question. Keep in mind that the narrower your choice, the riskier--but possibly the more ...
|
| Investing | 1/26/2008 |
Q: I have been thinking about investing in stocks and bonds. My questions is how much of a stock can ...
A: Of course, if you invest in a mutual fund, your proportional holding of any stock may be minimal. ...
|
| ASAP | 1/21/2008 |
Q: I'm 70 yrs. old and retired. I was wondering what type of mutual funds would best fit my situation? ...
A: I would buy a few funds--just for diversity. The Fidelity Asset Manager fund plus, maybe, Vanguard ...
|
| Asian mutual funds in $ | 1/20/2008 |
Q: ive invested in two good performing asian mutual funds in $ abt a year back. Presently they r down ...
A: Do you have an otherwise well-diversified portfolio? Or are those two funds mainly what you own? If, ...
|
| looking to invest | 1/14/2008 |
Q: i want to invest $1000 and whenever i want to be able to take the money out or stop the investment. ...
A: Are you willing to lose some of that money--in order to possibly gain money? Or do you want to ...
|
| Asia & India Equity Funds | 1/10/2008 |
Q: What are your thoughts on Asian and Indian equity funds in terms of suitability for a young investor ...
A: Everyone tells me that the Indian stocks are overpriced, but I've made a little money on them. In ...
|
| T-Rowe funds | 12/29/2007 |
Q: My wife and I are in our mid 40's and maxing out Roth IRA's in a T-Rowe Price 2035 target fund and a ...
A: I think the T Rowe target funds are on the aggressive side--I once researched the Depression years, ...
|
| changing retirement investment portfolio | 12/25/2007 |
Q: For years I’ve had American Funds (all A-shares) in my retirement account. In the past I had 401(K) ...
A: I've given your question some thought. Are you coordinating your retirement accounts with your ...
|
| Robert T Kiyosaki on Mutual Funds | 12/2/2007 |
Q: What are your thoughts about the famous Rich Dad Poor Dad author Robert T Kiyosaki saying that ...
A: Kiyosaki ia not only a fool, but a dangerous fool. Wikipedia does a good job of exposing him, but ...
|
| 401K | 11/28/2007 |
Q: I'm 55 year old. Currently I'm loosing money on my 401K. Am I loosing money only on the paper ...
A: Desr Tina-- It's very possible that you have nothing to worry about. You may own good mutual funds ...
|
| MCHFX | 11/20/2007 |
Q: What do you think about MCHFX? I put most of my IRA into it.
A: Most of your IRA? Is it a big IRA? How much of your total assets does that mean? I wouldn't put ...
|
| Pick Stocks Like Buffett | 10/29/2007 |
Q: I haven't yet finished reading your book about picking stocks like Buffett(its a good read!, have ...
A: Good questions. I suspect that the private companies that BH owns don't affect BH's bottom line that ...
|
| Mutual Funds | 10/28/2007 |
Q: I am a 17 year old guy, who is thinking of investing a total of $2000 into mutual funds. My concerns ...
A: At 17, you may want to put aside money for advanced education. Or to buy a house. Beyond that, you ...
|
| Mutual Funds | 10/26/2007 |
Q: I am 21yr old and willing to begin investing $15,000 in mutual funds. Could you suggest where and ...
A: M* ratings are a useful start--as M* likes to say. Fund are rated based on their performance ...
|
| mutual funds | 10/24/2007 |
Q: what do you think of janus mid cap value fund for a long term investment [ 10 years or better]
A: Morningstar loves that fund. It's an "analyst pick." It's "built for long-term success." But... ...
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| Mutual Funds | 10/22/2007 |
Q: I am 21yr old and willing to begin investing $15,000 in mutual funds. Could you suggest where and ...
A: One piece of advice I have for you is: Invest with a large fund family that has a good overall ...
|
| investing | 10/17/2007 |
Q: I will soon be selling my co-op and would like to know how to invest the profits for the short term. ...
A: Very simple suggestions. Put the $50,000 into a one-year CD. Go to www.Bankrate,com to see who's ...
|
| ETF and Mutual Funds | 10/7/2007 |
Q: I am 32 and have began to invest for retirement. I have a couple questions if you don’t mind: 1) I ...
A: 1. All ETFs are index funds, remember. I prefer mutual funds in general because you aren't charged ...
|
| Mutual Funds - Time to Sell | 10/7/2007 |
Q: I have recently purchased four mutual funds. I've just received my month of September statement. It ...
A: I have good news and bad news. The good news first: American Funds New Economy gets five stars from ...
|
| Mutual Funds - Time to Sell | 10/6/2007 |
Q: I have recently purchased four mutual funds. I've just received my month of September statement. It ...
A: One month is generally much too short a time. First, are you comparing the funds' performances with ...
|
| currency hedged international equity fund | 10/6/2007 |
Q: Greetings, could you recommend any such dollar hedged international equity fund (close-end or ...
A: Morningstar FundInvestor (Sept 2007) has an excellent article on this subject. It names three funds ...
|
| Index Funds | 9/29/2007 |
Q: could you please recommend some good index mutual funds that try to replicate the following indexes: ...
A: If you're creating a portfolio of index funds.... you will have to decide what percentages to put ...
|
| Mutual Fund Performance | 9/9/2007 |
Q: I am very new to investing online. How can I determine if my mutual fund is performing adequately? ...
A: First, determine exactly what kind of fund you own. A stock fund? A fixed-income fund? A ...
|
| fund share redeeming | 8/28/2007 |
Q: I plan to redeem nearly half of my shares in a mutual fund soon to buy a new truck. This fund will ...
A: Tough question! I'll have your answer later today. Warren Reply from Sheldon Jacobs: It depends ...
|
| How to buy a Mutual Fund | 8/28/2007 |
Q: Warren Im a fifteen yr old boy that wants to buy a mutual fund. I want to know how do you buy a ...
A: John Woerth of the Vanguard Group tells me that you will have to have your parent or guardian set up ...
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| best mutual funds | 8/17/2007 |
Q: my daughter is 2yrs old and l want to open mutual funds for her education.l would like to save a ...
A: Invest the money into a 529 College Savings Plan. Go to www.savingforcollege.com for information. ...
|
| Third Avenue Real Estate Fund | 8/2/2007 |
Q: Mr. Boroson: I own shares of Third Avenue Real Estate Fund (TAREX), which as of late is doing ...
A: I've been asking myself the same question. I've owned shares for a long time and have large capital ...
|
| cap gains | 7/28/2007 |
Q: Bought 60K Index 500 10 years ago reinvesting allNow worth $140K.Need money but cap gain etc if ...
A: Yes, if you pass on, your children will inherit that money without owing taxes on your gains. Their ...
|
| mutual funds | 6/17/2007 |
Q: i m a graduate t.y.bsc(stats) student and i ant to join mutual fund can u tell me how can i join ...
A: To invest in a mutual fund, obtain the phone number. Call 800-555-1212 and provide the name of the ...
|
| Barrons Mutual Fund Comparisons | 6/5/2007 |
Q: I was told Barrons has a article that normally comes out in Feb comparing Mutual fund families. Are ...
A: Jim--I saw the report, and criticized it. It was too short-term oriented (who cares how a fund ...
|
| Mutual Fund share types | 5/30/2007 |
Q: Which would you choose (and why?)?: My wife and I are in our early 30's and have Roth IRAs. She ...
A: First, why buy load funds? The American funds are top-notch, but maybe you should be buying good ...
|
| IRA advice needed | 4/18/2007 |
Q: We had a financial advisor over the house on the weekend to talk about our IRA. He suggests putting ...
A: Listen to the lady at work. She's right. Buying a new fund is usually not a good idea. Buying a load ...
|
| Reits | 2/9/2007 |
Q: How do you feel about reits in general. In this market they have had such a great run for the last ...
A: The yield on REITs is the lowest it's ever been. You get more from Treasuries. But their prices keep ...
|
| Investment ad | 1/11/2007 |
Q: I am not sure if I should invest in a ROTH IRA or a college fund for my child(illinois first).I am ...
A: Bobby: You should try to do both -- start a Roth, start investing for your children. The college ...
|
| where can I find mutual fund data? | 12/29/2006 |
Q: I will be investing in several mutual funds soon. Can you please tell me of a source, preferably ...
A: All that information is available, free, in Morningstar Mutual Funds, a newsletter available in ...
|
| Mutual fund performance | 12/19/2006 |
Q: I own shares of a natural resource mutual fund that went down dramatically today (12% in one day). ...
A: My Fidelity Natural Resources Fund took a big hit the other day, too, but not more than most oil ...
|
| need some help | 12/11/2006 |
Q: Boroson, So I am in my 20, have a degree, but don't make alot of money. I am basically looking for a ...
A: Gosh, I wish I were 20 again! I would lead a more adventurous life...live and work abroad for a ...
|
| query | 12/7/2006 |
Q: who advices invester about mutual fund -----Question----- I want to became a mutual fund adviser ...
A: Anyone can practice financial planning (in most states), without certification. Just call yourself a ...
|
| Mutual Funds Making $$$ | 11/24/2006 |
Q: How do those mutual funds operate (make money)? I mean, do they speculate like there's no tomorrow? ...
A: Mutual funds can make money in many different ways. Bond funds might buy the bonds issued by ...
|
| what are mutaul funds | 11/16/2006 |
Q: i need to now what mutual funds are and there benefits
A: A mutual fund is a company that buys securities -- stocks or bonds or both. When you become a ...
|
| Chase VS Others | 10/25/2006 |
Q: I need assistance in figuring out who to invest my mutual fund with. I have the Franklyn Templeton ...
A: Try to get out of that investment -- I hope you can do so without paying a financial penalty. When ...
|
| Mutual Funds | 10/21/2006 |
Q: I am not an expert on mutual funds but am familiar with the basics (at least I think I am). I am ...
A: 1. I think most people would be better off investing in mutual funds rather than choosing their own ...
|
| 10/12/2004 MUTUAL FUNDS TOPIC | 10/20/2006 |
Q: At the end of your article on 10/12/2004, the topic titled MUTUAL FUNDS, and you were answering a ...
A: I'm not seeking interest or dividends. I'm after capital gains. The big money. I'm only 71 years ...
|
| Investing mutual funds | 10/16/2006 |
Q: I am currently in a deferred comp/Nationwide. Could you suggest a percentage to invest in for Small ...
A: You should invest your money in a target fund. Like T. Rowe Price 2010. Or one of the Vanguard or ...
|
| All in?? | 10/14/2006 |
Q: Quick background of my financial situation ------------------------------------------ I am 31. I ...
A: 1. If you set up an account with (say) Fidelity, Fidelity will buy all those funds for you, charging ...
|
| invest | 9/17/2006 |
Q: Are you aware of any USA-listed mutual fund or REIT that invests heavily or exclusively on Japanese ...
A: Alpine International Real Estate has been around quite a while, but it's a load fund, it gets only 3 ...
|
| Investing in gold | 8/28/2006 |
Q: I was wondering how risky it is to invest in the US Global Investors Gold Shares (USERX)? I am an ...
A: Addendum: I just looked up the 10-year record of US Global Gold: minus 7% a year, to the end of July ...
|
| Type of investment/annuity for a retired person | 8/10/2006 |
Q: An 80+ year old man will soon be selling his house and needs the proceeds to be put in some type of ...
A: I'll ask a Certified Financial Planner to answer this question, but meanwhile: The gentleman should ...
|
| Income Investments | 8/8/2006 |
Q: I am 53, semi-retired, have $320,000 to invest, and no debt. I would like to invest for income. ...
A: You should diversify. Buy a ladder of CDs, for example -- with different maturities. Go to ...
|
| Buffett Funds | 6/6/2006 |
Q: How are you?Could you please tell me if there are any funds that invest exclusively in Berkshire ...
A: I don't know of any funds that invest exclusively in Berkshire Hathaway A shares. You can buy the B ...
|
| Family of funds-diversify? | 5/27/2006 |
Q: Is it wise to have all investments in more than one family of funds? I am considering moving ...
A: Vanguard is a wonderful family of funds. Low-cost and managed by conscientious people. If God were ...
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| Investment Question | 5/15/2006 |
Q: Boroson: I am writing in hopes that you might be willing to offer some suggestions on the best and ...
A: Jump in. As the saying goes, the stock market climbs a wall of worry. And the best time to invest is ...
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| Mutual Funds 101 | 4/18/2006 |
Q: Sorry about the list of questions earlier. Just two quick questions: 1) What's the difference ...
A: I'll give you a quick answer. Small company stocks, over the years, have outperformed other stocks, ...
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| Mutual Funds 101 | 4/17/2006 |
Q: I'm a 26 year old male with an annual income of $60,000. I'm interested in investing in mutual ...
A: To continue with my replies: An exchange traded fund is a fund that trades on a stock exchange. ...
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| Mutual Fund Tax Question | 4/17/2006 |
Q: Mr. Boroson, I know that mutual funds sometimes have losses. 1. Do they ever distribute those ...
A: Mutual funds don't distribute their losses. They subtract them from their gains. Or, if they don't ...
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| thinking of online investing with mutual funds | 2/21/2006 |
Q: Boroson, First, thank you for your service! I'm 53 years old and have had a financial advisor ...
A: In my opinion, you are indeed being ripped off. Your financial adviser must be desperate for money. ...
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| mutul fund | 2/16/2006 |
Q: sir, What is mutual fund? How does it function? How can mutual fund helps to an ordinary people? ...
A: Marimuthikumar: A mutual fund is basically a safer way to invest in stocks than buying stocks ...
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| 401 K plans | 2/11/2006 |
Q: I don't know how to invest my 401(K) funds. We have what might be an unusual situation. My husband ...
A: Take some risk, but hunker down with safety. Riskier investments do not necessarily provide more ...
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| mutual funds | 1/28/2006 |
Q: I actually called the Marsico Funds and they said they have a flexible definition of growth, meaning ...
A: As Max Heine once said, many roads lead to Jerusalem. A high return on equity is a good clue that a ...
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| Overly-diversified mutual funds and fees. | 1/6/2006 |
Q: I have a strong feeling I am "overly-diversified" in blue chip mutual funds: I have a hodge-podge ...
A: Over-diversification can happen, but it is not all that bad. It's certainly better than ...
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| need to know | 1/4/2006 |
Q: i listing to you some stock topics & i want you to take a look then tell me is that topic ...
A: Many of those topics seem somewhat advanced. Still, you could probably read them and learn ...
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| Triple Witching Day | 12/24/2005 |
Q: ------------------------- Thank you for your reply and info. I have wrote my pension admins. and ...
A: I see that American Century Small Cap Value dropped from $11.12 per share on Dec. 5 to 9.79 on Dec. ...
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| Triple Witching Day | 12/22/2005 |
Q: I have my retirement funds in a self-direct plan. This year, 1 of the 3 funds I am in took a big dip ...
A: Mutual funds make distributions late in the year. Distributions: realized capital gains, dividend ...
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| pointers | 12/11/2005 |
Q: could you point me to a good methodology on how to rebalance my 401k. Also, do you know what web ...
A: The generally accepted rebalancing method is to check it at least every year -- and rebalance when ...
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| 401K Rollover | 11/26/2005 |
Q: Warren- I have recently changed jobs and am planning to roll-over my 401K either into a traditional ...
A: There's an easy answer. If your new employer offers a match, go with it. If your new employer ...
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| Bond index funds | 9/19/2005 |
Q: Please help to understand MorningStar info on index bond funds: 1. Why they evaluate risk of ...
A: Answer from Don Phillips, managing director, Morningstar The reader is right in his thinking about ...
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| 401k | 9/15/2005 |
Q: What are the pros and cons of just throwing all my allocation into an index fund such as a fund that ...
A: The pros: * You will have a well-diversified portfolio, the S&P 500 having been set up to cover a ...
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| tax break on dividends | 9/9/2005 |
Q: I've been considering buying a Vanguard mutual fund which invests in dividend paying stocks. This ...
A: My guess is that it wil be extended--along with the 15% limit on taxes for long-term capital gains ...
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| treasuries | 9/8/2005 |
Q: My absolute investment periority is preservation of nest egg.I hold Vang 28 with is corp. bonds of ...
A: Treasuries are not only safer; they are more liquid--easier to buy and sell. But if you're focusing ...
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| Bond Funds | 9/5/2005 |
Q: If an investor wants to have a bond mutual fund in his IRA account, what type of bond fund, short ...
A: The consensus among authorities is that ordinary investors are not compensated enough for the ...
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| Splitting between mutual fund companies? | 7/21/2005 |
Q: is there any real danger to having all of my stocks and bonds invested via one company (e.g., all ...
A: I would not keep all of my money in one fund family. But not for safety reasons. Keep in mind that ...
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| mutual funds working internationally | 6/19/2005 |
Q: I'm a student of Pharmacy in Pakistan. I have some questions please give me their answers: 1..Is ...
A: I forwarded your questions to the Investment Company Institite here in the U.S., and here is the ...
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| Ginnie Maes | 6/13/2005 |
Q: Boroson, I understand the bare basics of investing in GNMA's but am unclear how rising or falling ...
A: Mortgages are a complicated subject. Someone at Fidelity who runs a GNMA fund told me that buying ...
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| Clarify the total Cost on investment on mutual fund | 5/29/2005 |
Q: Warren Boroson, The net asset of a fund determines a fund price. Investment cost is one of factors ...
A: The management fee is less than the net asset value. The fee does not include trading costs, ...
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| Mutual funds | 5/26/2005 |
Q: My wife and I are nearing retirement age and we have a substantial fund available to invest. Could ...
A: Ben Graham, a noted investor, once said that there are two rules to investing: 1. Don't lose money ...
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| interest in China real estate investment | 3/10/2005 |
Q: Boroson, Thank you so much for your recommendation of placing an ad in the wall street jernal ...
A: In answer to your first question, I would suggest the hard copy of the WSJ, not the online edition. ...
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| mutual funds for 9 year olds. | 3/6/2005 |
Q: My son has $1,000 and wants to add small amounts on a regular basis.
A: One good choice would be Vanguard STAR. Its minimum is only $1,000. You can add to your holdings in ...
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| Roth-IRA | 3/3/2005 |
Q: I really appreciate your taking the time and the detailed answers. So, coming to the actual decision ...
A: You know more about the specifics of those on-line brokers than I do! But there are two things I do ...
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| Fidelity Mutual Funds | 3/1/2005 |
Q: What is your opinion on Fidelity ContraFund (Large Cap Growth, 5 star Morningstar rating) Thank you ...
A: Apart from its gigantic size, there's nothing not to like about Fidelity Contrafund. A M* Analyst ...
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| What are Mutual Bonds? | 2/23/2005 |
Q: I was looking to start investing in stocks. What is the difference between bonds and stocks? I was ...
A: Stocks are ownership, bonds are loanership. Stocks give you part ownership of a corporation. Like ...
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| Mutualfund managers | 2/2/2005 |
Q: W.Boroson I Would like to know, how an mutualfunds creates funds. Can any one create mutualfunds?. ...
A: To create a mutual fund, you need the approval of the Securities and Exchange Commission. A lot of ...
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| Roll Over | 1/30/2005 |
Q: I retired 2 years ago and have left part of my retirement investments in a 401K plan that my former ...
A: You might as well dump ICAP Equity. Over 5 years it has returned only 2.98% a year, and Morningstar ...
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| Beginner Question | 1/24/2005 |
Q: Warren, Hello I am considering investing in mutual funds but know next to nothing about it... is ...
A: 1. Get my book, Keys to Investing in Mutual Funds 2. Go to a library and become familiar with ...
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| index funds a good idea? | 1/24/2005 |
Q: i hear much of the benefits of index funds for the typical hands-off investor. however, i seem to ...
A: For most people, a large-company stock index fund makes sense. It's well diversified; it's low cost; ...
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| R.E.I.T's | 1/19/2005 |
Q: Mr. Boroson, My wife and I are 78 and all our income is from S/S, IRA/CD's and Vanguard Mutual ...
A: CD's are much safer than REITS. And Vanguard's REIT index fund hasn't exactly shot out all the ...
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| Index Funds | 1/4/2005 |
Q: I'm looking for an index fund with a low initial investment requirement. Also a no-load fund would ...
A: Apparently $1,000 is the lowest minumum that no-load index funds based on the S&P 500 charge. But I ...
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| Third Avenue Real Estate Value Fund | 12/30/2004 |
Q: My husband and I have shares of Third Avenue Real Estate Value Fund (Tarex) and we noticed thatin ...
A: Michael Winer, manager of the fund, replies: The Fund's NAV was down 34 cents on Dec 28 as a ...
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| Mutualfund Managers | 12/17/2004 |
Q: Is it true that most mutual funds lose money,and do not deliver any growth. My second question is ...
A: No, it isn't true that most mutual funds lose money. According to Morningstar Mutual Funds, the ...
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| 7 years to go | 11/18/2004 |
Q: What kind of mutual fund stategy should I be using with 7 years to go before I start collecting ...
A: Congratulations on your choices of funds. Very impressive. Apparently you have around $197,000 in ...
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| about mutual funds | 11/9/2004 |
Q: how is the price of a particular mutual fund determined? how could I make money buying mutual ...
A: 1--Most mutual funds start out by setting their price--their net asset value--at $10 a share. That ...
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| Closed-end Funds | 10/29/2004 |
Q: I wish to invest a large amount of money in tax-exempt fixed income instruments; I am in a high tax ...
A: Vanguard is clearly the class act of fixed-income funds, and you can't do any better with a ...
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| YTD Return v. Yield | 10/12/2004 |
Q: I monitor my mutual funds daily using Yahoo. When I click on the "chart" feature for a mutual fund, ...
A: A high yield is a warning sign. It is a red light. It means: Prepare to abandon hope all ye who ...
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| What is a "hedge fund." | 9/27/2004 |
Q: What the hell is a "hedge fund." I had assumed that it was a fund that did a lot of arbitraging ...
A: I've never invested in a hedge fund myself--not rich or adventurous enough. But I think what unites ...
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| INVESCO Roth IRA Regulatory Actions | 8/22/2004 |
Q: I have a Roth IRA with INVESCO. The SEC has filed a complaint, they say that INVESCO failed to ...
A: A big consideration in deciding whether to leave a fund family that has been experiencing ethical ...
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| hello,
thanks very much for... | 8/20/2004 |
Q: i have a 401k at work and was interested in investing in a low-cost index fund. however, i dont have ...
A: Tom-- A commingled fund doesn't differ much from a normal open-end fund--it just allows more ...
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| -------------------------
... | 8/9/2004 |
Q: Boroson: I am indeed very grateful to you for your help on this matter. Your follow through is a ...
A: Here's the answer from Stephen Kaye, CFP, of Watchung, NJ: The definition of an annuity is ' a ...
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| investing | 7/15/2004 |
Q: Mr. Boroson, I'm 19 years old. I have at least $400-$500 a week that I can invest. I want to ...
A: First, you need an emergency fund. In case you need money quickly--and the various kinds of ...
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| A mutual fund to invest in | 7/13/2004 |
Q: I am 23 years old and I am about to begin investing. I have been doing extensive reading on Mutual ...
A: I think you should diversify--and not own just one mutual fund that invests in growth stocks, as ...
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| investing for future | 7/4/2004 |
Q: g., HIX) will after reinvesting for many years (e.g.,30+) will buy enough new shares plus some ...
A: Watch out. The yields may fluctuate. This year, for example, the yields on junk bonds happen to be ...
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| Mutual Funds | 7/3/2004 |
Q: I've been faithfully putting $50.00 a month in a rather agressive taxable mutual fund in the Strong ...
A: You can phone the Strong funds. Their representatives are among the most helpful and courteous in ...
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| mutal funds | 7/1/2004 |
Q: I am retired and 60 yrs. old, I have extra money where do I put it,this money would be for my wife ...
A: Perhaps you could benefit from the services of a Certified Financial Planner, particularly someone ...
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| Vanguard Health Care Fund | 6/7/2004 |
Q: Boroson: I would like to have your opinion of health care funds in general, and the Vanguard Health ...
A: Morningstar makes the good point that if you own any diversified mutual funds, you already have a ...
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| investing | 4/21/2004 |
Q: If I wanted to make a safe investment, can you please describe the types of investments that are ...
A: Clearly, the safest investments in a money market fund are Treasuries. The most unsafe are probably ...
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| Vanguard money market fund | 4/19/2004 |
Q: I have one final question for you: In the information you provided me with today you stated that you ...
A: Vanguard Prime Money Market Fund is one of the consistently high payers among money market funds -- ...
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| Hi
Thanks first of all for... | 4/14/2004 |
Q: I have a 401k plan at work that has a limited amount of investment choices (6 mutual funds, most of ...
A: The all-important question is: Does your employer match your 401(k) contribution in any way? If ...
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| Investing strategy | 4/13/2004 |
Q: Boroson: Thank you so much for your input on Bridgeway ultra-small company market fund. You asked ...
A: You have a big exposure to the stock market--around 70% of your $100,000 portfolio (not counting ...
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| Bridgeway Ultra-small Co. Mkt Fund | 4/10/2004 |
Q: Boroson: I have a $10,000 CD maturing next month, and I was thinking of investing the principal in ...
A: I own shares of Bridgeway Ultra-Small Company. And Third Avenue Real Estate Value. And Vanguard ...
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| diversification | 4/1/2004 |
Q: ..I have a question about equity diversification (let forget about bonds for a minute). Everyone ...
A: With regard to growth vs. value, I incline toward value. Value stocks do better in the long run, and ...
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| Child savings and investing | 3/6/2004 |
Q: My 10 year old son has made it a point to save most if not all of the money he usually receives. I ...
A: Safe? AND high return? You're asking a lot. But one possibility for a 10-year-old is Vanguard STAR, ...
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| mutual fund | 2/24/2004 |
Q: I found a mutual fund that looks very good. The only drawback is that it has an expense ratio of ...
A: It depends. If a fund has a superior record, maybe its manager and analysts deserve more money. ...
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| Mutual funds objective | 1/17/2004 |
Q: All the mutual funds I am familiar with invest in some part of economy or have specific way of ...
A: Very few funds don't specialize--in large caps, small caps, growth, value, U.S. stocks, foreign ...
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| Investing | 1/11/2004 |
Q: Boroson, I would love to learn how to analyze companies, pick stocks, funds, annuities, etc., and ...
A: I put your question to David Winters, chairman and CEO of the $26 billion Franklin Mutual Series ...
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| Mutual Fund Choices | 12/29/2003 |
Q: Mr. Boroson, I'm 76 and retired. I currently have 60% of my retirement funds invested with Vanguard ...
A: Your portfolio seems to be 40-45% in stocks, which is reasonable--STAR gives you your biggest ...
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| Morningstar Ratings | 10/25/2003 |
Q: I purchased a fund, Vanguard Wellesley Income (vwinx), in March of this year. At that time it was ...
A: By a coincidence, I too bought Vanguard Wellesley Income a few months ago. I bought it because (1) ...
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| Retirement income | 10/14/2003 |
Q: I am retired and was counting on my IRA for income. Many of my bonds were called and the cash is not ...
A: The American funds are excellent. Top-notch. But they carry sales charges. That's how your broker ...
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| Third Ave Real Estate Value Fund | 10/12/2003 |
Q: Boroson: Recently I asked for your general opinion about REITs. You said that they can be a value ...
A: If your $90,000 is nicely diversified (value, growth, foreign stocks, along with fixed income), some ...
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| REITs | 9/23/2003 |
Q: Please give me your general opinion about real estate investment trusts; including the pros and cons ...
A: A recent study found that REITs really do help diversify a portfolio. They aren't that well ...
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| Florida UGMA vs UTMA | 9/13/2003 |
Q: Can you guide me in the right direction? I am trying to find out the difference between UGMA and ...
A: There's little difference between UGMA and UTMA accounts--the G stands for gifts, the T for ...
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| mutual fund co. or the local bank | 9/1/2003 |
Q: I have some money that I have set aside that I wanted to invest for the long term(10 yrs), in an us ...
A: Go through Vanguard. What makes you think that the bank offers a NO-LOAD index fund? And not only ...
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| Joint mutual fund account question | 7/28/2003 |
Q: I have a question for you.....My husband and I have been married for 23 years (we are in our late ...
A: It's true that if your son were to die, his mother would have to pay the taxes on the funds--after ...
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| How many US funds are there | 7/8/2003 |
Q: I realize that the answer to this will, of necessity, be an off-the-top-of-the head guestimate, but ...
A: Answer: 9,000-10,000. The Investment Company Institute, the trade group for most mutual funds (open ...
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| Thank you, first of all,... | 6/15/2003 |
Q: first of all, for taking my question. I have a few mutual funds with my bank's brokerage in both ...
A: Keep in mind that high expense ratios are undesirable, but poor records are also undesirable. You ...
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| total expense ratios and total returns | 6/8/2003 |
Q: first of all, for taking my question. I'm fairly new to the mutual fund investment world and sort ...
A: The expenses are included in a mutual fund's official "total return." If a fund gained 11% from ...
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| ira and taxes | 5/27/2003 |
Q: I invested in a mutual fund for retirement in a IRA. I understand that one can sell a mutual fund ...
A: No problem. You can move IRA money around within one fund family without any tax consequences. You ...
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| interest rates and mutual funds | 4/22/2003 |
Q: With interest rates being the way they currently are, at record 40 yr lows, i have been debating ...
A: If interest rates rise quickly--if we have inflation--then perhaps hard assets would benefit. Real ...
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| investing in individual stocks | 4/22/2003 |
Q: After investing in various mutual funds, I would like to start investing in individual stocks. Any ...
A: While I'm a fan of mutual funds, I can understand your interest in buying individual stocks. I ...
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| Mutual Fund | 4/6/2003 |
Q: B. Is there a mutual fund that would allow me to put in money and withdraw it without waiting for a ...
A: Most funds don't have redemption fees, so you have pretty clear sailing. I myself wouldn't ...
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| mutual funds | 2/13/2003 |
Q: I was wondering exactly what mutual bonds were and what they do to expand your funds.
A: A mutual fund might be considered an empty box. You can put various investments into the box. ...
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| FMV date of death | 2/11/2003 |
Q: Do you know where one could find the price of a mutual fund from 1-5 years ago? I am preparing the ...
A: 1. Call the mutual fund and request the information. I have found fund people very helpful in ...
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| Hello Warren
Thank you first... | 1/30/2003 |
Q: I have a general question which I have not been able to find an answer for about bond fund ...
A: In general, invest in bonds when interest rates are unusally high. Don't invest when interest rates ...
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| Profit On An Investment | 1/28/2003 |
Q: If $10,000 was invested in a mutual fund or a stock for five years and the total amount totaled ...
A: Yes, $10,000 growing to $13,000 after five years is similar to $100 growing to $130. And yes, it was ...
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| S & P 500 | 1/25/2003 |
Q: I invested monies I received from my husband's death, in April 2000, in the S&P 500. To date I have ...
A: I cannot answer this question intelligently without knowing * what other investments you own--what ...
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