| Subject | Date Asked |
|
| joint mutual | 11/19/2009 |
Q: I own a mutual fund with my brothers (two). I have been paying the taxes for these funds for about ...
A: This is a tricky situation as it appears your social security # is the first and main one listed on ...
|
| YTD Return vs. Yield? | 10/7/2009 |
Q: In the daily Yahoo stock and mutual funds closing report, I receive two figures--year-to-date return ...
A: Yield is the amount of income being paid whereas total return is a combination of income being paid ...
|
| brat@arctic.net | 9/29/2009 |
Q: What types of mutual funds perform better if interest rates increase?
A: On the fixed income side, it will be shorter term instruments as there is an inverse relationship ...
|
| Total Return & Expense Ratios | 9/28/2009 |
Q: (1) How is the total return of a mutual fund determined? (2) When is the total expense ratio of a ...
A: The total return of a mutual fund is a combination of the change in the underlying share price (NAV ...
|
| Retirement | 9/26/2009 |
Q: I'm 52 years old and need some investment ideas for my Roth IRA. Thanks so much, Vicki
A: In order to offer any type of investment advice, I would need to know in some detail your specific ...
|
| 457.B and 403.B | 8/23/2009 |
Q: Which investment company would be best for a 403.B and a 457.B and why? American General --VALIC ...
A: I apologize but the best company comes down to the investment options each provides as well as the ...
|
| College Account | 7/19/2009 |
Q: I set up a UGMA for my son, who is still 17. Account was basic mutual funds. College is starting ...
A: Most brokerage firms, mutual fund companies, banks, etc, that hold UGMA accounts for investors will ...
|
| gifting one mutual fund to two children | 6/19/2009 |
Q: I plan to gift a mutual fund worth about $11000 to my two children equally. How would I go about ...
A: In order to gift the mutual fund you would need to open an investment account for each of them and ...
|
| long term invest | 5/19/2009 |
Q: I am 27 yrs old and am allocating 20% ($400) of my income to my company's 401k. Also I am constantly ...
A: First of all, let me extend a congrats to your diligence in saving at a young age. If you can keep ...
|
| 401 (k) Plan & IRA Fees | 5/4/2009 |
Q: I recently became aware of the fees that are charged to people who have 401 (k) plans from their ...
A: Depending on where you hold your IRA, these fees can vary. The basic fees in most instances is the ...
|
| Mutual fund question | 4/29/2009 |
Q: Could you please tell me about the process of setting up a mutual fund.
A: I am assuming you mean investing in a mutual fund? If so, then the process can happen one of 2 ...
|
| BONDS in a tax shelter account | 4/22/2009 |
Q: THROUGH READING OF VARIOUS WORTHWHILE BOOKS LIKE THE ONES WRITTEN BY JOHN BOGLE AND WILLIAM ...
A: I can relate to what you are saying and hope the following comments are helpful. I am very familiar ...
|
| BONDS in a tax shelter account | 4/17/2009 |
Q: THROUGH READING OF VARIOUS WORTHWHILE BOOKS LIKE THE ONES WRITTEN BY JOHN BOGLE AND WILLIAM ...
A: In regards to your questions; if you go to http://www.treasurydirect.gov you can obtain information ...
|
| BONDS in a tax shelter account | 4/16/2009 |
Q: THROUGH READING OF VARIOUS WORTHWHILE BOOKS LIKE THE ONES WRITTEN BY JOHN BOGLE AND WILLIAM ...
A: First, let me comment by saying I agree with the thoughts you are sharing in regards to placing ...
|
| stocks inside of a mutual fund | 4/14/2009 |
Q: Is there any way to find out what stocks a mutual fund holds?
A: Yes, reporting agencies such as Morningstar and Lipper have this data and supply some of it free of ...
|
| Investing for retirement | 3/3/2009 |
Q: I am 30 years old and want to open a Roth IRA. I only have about $2000 to $4000 to invest per year. ...
A: How you should invest is dependent on your specific goals and risk tolerance. In regards to the ...
|
| first time invester | 2/16/2009 |
Q: After i complete my military deployment, i will have saved between $20-25,000. I have no debt of my ...
A: The best way to invest is based on specifics about your situation and what you are trying to ...
|
| dividends | 1/24/2009 |
Q: I have asked for any dividends to be sent in a money market in lieu of being reinvested from my 3 ...
A: They are in a better position to answer this question than I am. If your investments are at 3 ...
|
| Mutual Fund investment requirements | 1/18/2009 |
Q: What percentage of an equity mutual fund's assets must be invested at any one time? When the ...
A: Mutual funds have the discretion to invest the fund $$ in whatever fashion they want as long as it ...
|
| Confussed young investor | 1/9/2009 |
Q: I have been searching for investment for the past 2 weeks, i got a little abuut how the game is but ...
A: A mutual fund can be purchase the same way as stocks and the return of the mutual fund is dependent ...
|
| Commodity futures options | 11/12/2008 |
Q: When oil was selling for $120/barrel, a friend of mine who used to be a commodities broker suggested ...
A: It depends on the price of each put option contract which cannot be determined based on any ...
|
| Commodity futures options | 11/12/2008 |
Q: When oil was selling for $120/barrel, a friend of mine who used to be a commodities broker suggested ...
A: The return you would have received is based on the number of put options you purchase. In order to ...
|
| mutual fund | 11/6/2008 |
Q: i recently put in about $5,000 in a mutual fund about 5 months ago, and although the economy isn't ...
A: The answer to this question depends on your investment time horizon and tolerance for risk. ...
|
| c shares | 11/4/2008 |
Q: john good morning.my wife and i are a fixed income ss and disabilty income.we have 50g to invest are ...
A: C shares references a class of mutual fund and the specific way the expenes are charged. The safety ...
|
| mutual fund advice | 11/3/2008 |
Q: Our financial advisor is with Smith Barney. Up till recently I have trusted him implicitly, but ...
A: The real question is whether or not you should be investing in a high yield bond fund, which ...
|
| mutual fund advice | 11/2/2008 |
Q: Our financial advisor is with Smith Barney. Up till recently I have trusted him implicitly, but ...
A: In regards to your question, the right type of investment for you is dependent on your specific ...
|
| Cash Management-A TOD | 10/31/2008 |
Q: I've invested $50 a month in a First Investors Cash Management- A Type TOD mutual fund for about 2 ...
A: If you liquidate the account, you will owe taxes in the difference between what you have contributed ...
|
| IRA question | 10/29/2008 |
Q: With the market taking a dive we are watching the investments in our IRA dwindle. Rather than watch ...
A: If you want to take your money out of the market then you simply need to sell your investments and ...
|
| Inherited Mutual Funds | 10/19/2008 |
Q: Upon the passing of my mother I will be inheriting 16% of hre Mutual Fund Account. I do not want to ...
A: More than likely, the firm who holds the current mutual funds will need to split this account up and ...
|
| Making the Most of the Dow | 10/15/2008 |
Q: If the Dow declines much further, I'm contemplating trying to cash in on its eventual return to ...
A: Although there has been some recent issues with spreads between the bid and ask prices of ETF's for ...
|
| Making the Most of the Dow | 10/15/2008 |
Q: If the Dow declines much further, I'm contemplating trying to cash in on its eventual return to ...
A: I feel an index fund such as Vanguard 500 or Total Stock market is a great way to do this. If you ...
|
| storing surplus | 10/13/2008 |
Q: Few years ago I told you I am holding about 80& of my 1 mil portfolio in premium, high rated, long ...
A: I recall some of our past conversations. In regards to your question, the Vanguard Fed money market ...
|
| Roth IRA | 9/30/2008 |
Q: I am thinking of opening an Roth IRA account, but I'm worried about how the current economic crisis ...
A: The performance of the Roth IRA would be dependent o n how it is invested vs who it is invested ...
|
| Smart Money | 9/15/2008 |
Q: I just want to be secure for the future in this economy, I know you can't become a millionaire ...
A: There is no best way to save and invest that applies to everyone. The best way is dependent on your ...
|
| begginer | 9/9/2008 |
Q: Hello mr smith and my question is im 31 years olds and i havent been saving for retirement i work ...
A: The best way for you to save and invest for retirement is dependent on many unique factors specific ...
|
| mutual fund | 8/28/2008 |
Q: i am a student,studying for Bachelor of dentistry,3rd year. i would like to invest some of my pocket ...
A: Yes, if you are in mutual funds that invest in the stock market and the stock market goes down you ...
|
| investor information | 8/25/2008 |
Q: Could you please tell me your thoughts on what information or knowledge management systems a mutual ...
A: This question is a bit more complicated than you may realize. The information a mutual fund manager ...
|
| mutual fund | 8/24/2008 |
Q: i am a student,studying for Bachelor of dentistry,3rd year. i would like to invest some of my pocket ...
A: How you should invest depends on specific factors such as your investment time horizon, risk ...
|
| License requirements | 8/22/2008 |
Q: I am a full-time worker in the construction industry but I am also active in the stock/options ...
A: The legal requirements for offering investment advice are complicated and several factors impact ...
|
| index fund, Ariel funds | 7/21/2008 |
Q: I have about $20,000 sitting in my checking account and would like to park it somewhere where it ...
A: Yes, there are low cost index funds that do not impose fees to purchase or sell and I am a big ...
|
| Mutual Funds/CDs | 7/15/2008 |
Q: When my father in law died he left our 6yo son 5000. We invested it in a Mutual fund and now 2 ...
A: The "best" way to invest is dependent on youre specific risk tolerance and goals. Since there is no ...
|
| Performance of Mutual Funds over five years | 6/26/2008 |
Q: I am a student at Colorado State University and was curious about how a fictitious person's money ...
A: In order to calculate this you would first need to know the performance of the mutual fund over the ...
|
| currency ETFs | 6/26/2008 |
Q: Do currency ETFs go up and down with the currencies they track?
A: The price flucuation of ETF's are technically driven by the purchase and sale pressures of the ...
|
| taxable dividends | 5/13/2008 |
Q: I own funds with t rowe price, dodge & Cox and vanguard. It seems that relative to the poor ...
A: First, it is important to realize that 2007 was a record year on average for distributions from ...
|
| Mutual Fund | 5/9/2008 |
Q: What is your feeling about the Janus Fund (JANSX). I have been holding this fund since 1999 as part ...
A: As you are aware as an investor in the fund, Janus has been around a long time and has gone through ...
|
| Re: Advice on Investment Portfolio | 4/22/2008 |
Q: Re: Advice on Investment Portfolio Hello, after reading 9 books on investing I have created my ...
A: First, to clarify, I think you are heading in the right direction by building a portfolio of ETF's. ...
|
| mutual fund | 4/21/2008 |
Q: What's your opinion on T.Rowe Price Latin America? Is Latin America still a good place to be?
A: For ling term investing, I feel Latin America is a good place to be. However, lating america, like ...
|
| ETF's in 403(b) | 3/12/2008 |
Q: I read your response regarding ETF's in a 403(b). I would like to do this also, but I was told that ...
A: My understanding is that only mutual funds can be part of the investment choices in 403b's, not ...
|
| ira-mutual funds | 3/7/2008 |
Q: I now have all my IRA investments in 5 mutual funds, as I have been advised by my bank's investment ...
A: The important thing to remember with investing is risk and return. The higher the return you expect ...
|
| Moving America Funds to Money Market | 2/16/2008 |
Q: In Sept 07 I moved fund balances from ICA and Growth Fund of America to Cash Mgmnt Trust of America ...
A: If you sold the shares of ICA and Growth Fund of America for gain then this gain does need to be ...
|
| Mutual Fund handling - Inheritance/Disposition | 2/11/2008 |
Q: I inherited a mutual fund from my mother. My name was on the account only because I was Power of ...
A: The cost basis of the mutual fund holding is the value as of the date of death or 9 months later. ...
|
| First Time Investor | 2/3/2008 |
Q: I will be attending university this upcoming fall and if all goes well I will not have any payments ...
A: How you invest depends on many factors, such as the amount you have to invest, the amount of ...
|
| mutual funds 2 or one? | 1/30/2008 |
Q: I have just been hired by a bank. They contribute to a mutual fund within their company when ...
A: I am a firm believer in making sure a portfolio is diversified, so if you choose to invest in only 1 ...
|
| Mixing Rollover and Non Rollover IRA | 1/29/2008 |
Q: Sir: 25 Years ago, when my employer laid me off, I converted a Vanguard 401K plan to a "rollover ...
A: The IRS does not require you to keep the accounts separate. The purpose of keeping them separate is ...
|
| mutual fund redemption | 1/28/2008 |
Q: I am the nominee for a mutual fund equally owned by 3 people. I have always reported all 1099-DIV ...
A: The tax transaction needs to be reported on whoever's tax return matches up with the social security ...
|
| fxi | 1/25/2008 |
Q: what is your current opinion about "fxi" thanks
A: I like iShares and exchanged traded funds in general, so any reservations I have about FXI is the ...
|
| Asset Allocation | 12/7/2007 |
Q: Could you suggest an asset allocation strategy of how a beginning investor desiring moderate to high ...
A: Although there are various rules of thumb, a person's asset allocation should be based on their ...
|
| taking from fund to payoff loan? | 11/27/2007 |
Q: I have a fund (not sure if it's a 403B or if it's called a mutual fund) with Planmember Corp ...
A: Under most circumstances, mortgage interest is deductible as an itemized deduction on your income ...
|
| taking from fund to payoff loan? | 11/26/2007 |
Q: I have a fund (not sure if it's a 403B or if it's called a mutual fund) with Planmember Corp ...
A: If you take the $$ out of the 403b, the amount withdrawn will be subject to a 10% early withdrawal ...
|
| ETF's in Retirement accounts | 11/20/2007 |
Q: I have a question about using Exchange-Traded Funds (ETF's) instead of Mutual Funds for my ...
A: In regards to your question, the first thing to confirm is whether or not ETF's are on the ...
|
| rollover from lump sum | 11/17/2007 |
Q: i have an $80,000 lump sum,plus $2,900 monthly pension.my advisor suggest i roll the $80,000 over ...
A: Yes, there are many mutual fund companies and mutual funds that are no load. The reason the broker ...
|
| Invested in Loaded Mutual Fund -what should we do | 11/7/2007 |
Q: I helped my 25 year old daughter set up her mutual from a friend from Primerica. We don't know until ...
A: This is the Legg Mason Agressive Growth Fund class A shares which means the commission was paid up ...
|
| mutual funds | 10/26/2007 |
Q: I've been told that investing in no-load mutual funds is the way to go. (I'm a bit of a financial ...
A: As it relates to investing in mutual funds, my preference is to use no-load (no commissiones) vs ...
|
| ETF and Mutual Funds | 10/7/2007 |
Q: I am 32 and have began to invest for retirement. I have a couple questions if you don’t mind: 1) I ...
A: People will typically purchase mutual funds through brokers such as Scottrade in order to be able to ...
|
| Mutul funds about investment | 10/1/2007 |
Q: 1. What is invest mutul funds? 2. How to invest money in mutul funds? 3. What is best mutul funds to ...
A: A mutual funds is an investment vehicle where money from different investors is pooled together and ...
|
| Index Funds | 9/29/2007 |
Q: could you please recommend some good index mutual funds that try to replicate the following indexes: ...
A: For mutual funds, you can look at the Vanguard group of index funds for the Russell 2000 and MSCI ...
|
| Mutual Fund decision | 8/31/2007 |
Q: I was recently hired as an Associate teacher for an Intermediate Unit, an entity of the school ...
A: Without having the opportunity to review the mutual fund choices at each company it is difficult for ...
|
| timing of share redemption | 8/28/2007 |
Q: I plan to redeem nearly half of my shares in a mutual fund soon to buy a new vehicle. This fund ...
A: Once the dividend is paid, the share price of the fund will be reduced to compensate for this ...
|
| Turnover Ratio | 8/10/2007 |
Q: How is the turnover ratio determined for a mutual fund? For example, a ratio of 150 percent means ...
A: Actually, the turnover is based on the number of holdings in the fund that are sold. Therefore, in ...
|
| Turnover Ratio | 8/8/2007 |
Q: How is the turnover ratio determined for a mutual fund? For example, a ratio of 150 percent means ...
A: turnover tracks the trading that goes on in a portfolio. For example, a turnover ratio of 100% ...
|
| IRA advice needed | 4/18/2007 |
Q: We had a financial advisor over the house on the weekend to talk about our IRA. He suggests putting ...
A: First, let me comment on the advisor saying it is better than putting your $$ in CD's. In my ...
|
| investing in a mutual fund | 4/17/2007 |
Q: I'm interested in putting money into a mutual fund, maybe a Vanguard mutual fund. If I start at age ...
A: If you earn 10% (a little less than the long term historical performance of the stock market) your ...
|
| General Idea about mutual fund | 4/7/2007 |
Q: Sir, What is Equity diversified fund? what is debt fund? what is balanced fund? Will you please ...
A: A diversified equity fund is a mutual fund that invest only in a diversified basket of stocks. A ...
|
| lic growth fund | 3/29/2007 |
Q: i pay premium of 40,000 pa for lic growth fund.i don t understand how my money is invested .when ...
A: You should have received a confirmation when you purchased the mutual fund shares that shows how ...
|
| Mutual 101 | 3/21/2007 |
Q: I want to put money in a mutual fund but I can't find someone to do it for a decent price any ...
A: For a $1000 investment, if you know the mutual fund you want to buy, I would open the account ...
|
| online savings | 2/11/2007 |
Q: I'm not sure if this falls in your field or not - if not maybe you can point me in the right ...
A: In my experience, online banks do offer more on their accounts that a traditional bank savings ...
|
| Getting Started | 1/22/2007 |
Q: I am a 17 year old hoping to invest about $2000 dollars in a mutual fund. I wouldn’t plan on taking ...
A: Generally speaking, I would agree that it makes sense to invest more agressively right now. Since ...
|
| GSSMX Fund drop | 12/15/2006 |
Q: One of my better performing mutual funds in my 401k retirement plan dropped 6% to 7%, December ...
A: That is probably correct. Many mutual funds are paying significant year end distributions, so this ...
|
| Chase VS Others | 10/25/2006 |
Q: I need assistance in figuring out who to invest my mutual fund with. I have the Franklyn Templeton ...
A: I would agree that the 5% they are charging is uncessary. There are alot of no load mutual funds ...
|
| Mutual Funds | 10/21/2006 |
Q: I am not an expert on mutual funds but am familiar with the basics (at least I think I am). I am ...
A: Befor I answer your questions, I would also like to suggest you visit the following website for ...
|
| UGMA Transfer | 9/19/2006 |
Q: I have two UGMA accounts set up in the kids names. (one child 14 the other 11) The fund/s they are ...
A: Depending on your overall objective, you have a couple of different options. One option is to ...
|
| invest | 9/17/2006 |
Q: Are you aware of any USA-listed mutual fund or REIT that invests heavily or exclusively on Japanese ...
A: No I do not, however, there are several global REITS that have come to market in the past year or so ...
|
| No Load Mutual Funds | 9/10/2006 |
Q: I'm new to investing; almost brand new. Can you tell me what a no load mutual fund is? Thanks, Kim ...
A: A no load mutual fund is a mutual fund that does not impose a sales charge (commission) when you buy ...
|
| Certified Fund Specialist designation | 8/30/2006 |
Q: Regarding compliance, how one would become properly registered to offer advice? If I'm not going to ...
A: I apologize, but my expertise is not in compliance. I have someone in my company that takes care of ...
|
| Certified Fund Specialist designation | 8/29/2006 |
Q: What I would like to do is start a small business on the side advising individuals on mutual funds ...
A: Actually, you can offer advice without having any designation. Designations are more important when ...
|
| Investing in Mutual Funds | 8/3/2006 |
Q: I am from New Zealand. I have three kids, and live on one income. It's pretty hard. I have recently ...
A: Can you please clarify; do you currently live in New Zealand or do you live in the USA? If you live ...
|
| how to buy stocks | 7/31/2006 |
Q: how do you buy stocks also - prices vary from how much to how little?
A: In order to purchase shares of stock, it is usually most efficient to open an account at a discount ...
|
| Young and interested | 7/26/2006 |
Q: I am almost 23 and looking to begin investing my money but not sure exactly where to start. I am in ...
A: Instead of offering specific advice regarding your situation, which is very difficult (and not very ...
|
| help | 7/25/2006 |
Q: in a mutual fund i can put money in , and over time it will grow right , but by how muchi'm 16 teen ...
A: Over time, the value of the mutual fund investment should grown. How much it grows will depend on ...
|
| websites for over-weight & underweight recommendations | 7/17/2006 |
Q: Could you give me a clue as to what search words I should use to locate the place on the websites of ...
A: "asset allocation strategies" or "asset class strategies" should yield some results. Also, if you ...
|
| websites for over-weight & underweight recommendations | 7/16/2006 |
Q: In my investing I would like to keep abreast of what various experts suggest in overweighting and ...
A: I am very familiar with these types of resources on the insititutional side, meaning you have to pay ...
|
| amount to withdraw from 403b funds at age 70 1/2 | 7/7/2006 |
Q: I have several 403b mutual funds. How much must I withdraw from these funds at age 70 1/2. Must ...
A: Your required distribution amount is based on the total value of all qualified accounts (403b, IRA, ...
|
| bonds, cds | 5/31/2006 |
Q: I am 18 years old and want to invest. I don't know much about stocks or bonds but I was told by a co ...
A: In my opinion, how you invest your $$ depends on your specific goals and risk tolerance. CD's are a ...
|
| Where to invest? | 5/30/2006 |
Q: I just finished up my freshman year at college. I will have summer jobs each summer until I ...
A: I would contact your local bank or a mutual fund company such as Vanguard (www.vanguard.com) and ...
|
| withdrawing some money from my kids mutual savings account | 5/25/2006 |
Q: will I have to pay taxes on monies I withdraw from my kids mutual savings account?
A: The tax consequences of withdrawing from an investment account depends on what type of account it is ...
|
| Hi John, Most mutual funds... | 4/28/2006 |
Q: Most mutual funds do well when the general market is going up but what types of mutual funds would ...
A: In my opinion, the best way to protect against this is to diversify your holdings will large US, ...
|
| portfolio anaylsis | 4/26/2006 |
Q: I am aware that the Beta measures risk, I having difficulty wording this but what I was trying to ...
A: It sounds like you are trying to optimize these 2 assets? If this is the case, then you should ...
|
| investing -student | 4/21/2006 |
Q: I checked their website: http://www.tdcanadatrust.com/accounts/int-calc.pdf And I did not see ...
A: The reason you do not see money market on the information you are looking at is because your $$ are ...
|
| Mutual Funds 101 | 4/18/2006 |
Q: Sorry about the list of questions earlier. Just two quick questions: 1) What's the difference ...
A: To add to my previous explanation regarding value and growth. Think of a value company as one that ...
|
| Loss Distribution on Mutual Funds | 4/17/2006 |
Q: Mr. Smith, I know that mutual funds sometimes have losses. 1. Do they ever distribute those ...
A: Actually, mutual funds are not allowed to distribute losses. They instead use these internal losses ...
|
| I'd like to cash out my mutual... | 4/14/2006 |
Q: I'd like to cash out my mutual funds to invest in my amall business. The funds are in a retirement ...
A: It depends on the type of plan and where it is currently invested, but typically the company holding ...
|
| a funds | 3/12/2006 |
Q: which is a betterinvestment, I have A funds in my portfolio, I was told I would do better ...
A: The answer to this question depends on the quality of advice you would be getting from the managed ...
|
| Annual Expenses | 2/10/2006 |
Q: I want to thank you for the reply and answer. If I have calculated correctly, the annual management ...
A: Yes, assuming 75% of your investments are in the fund with a 1.15% expense ratio and 25% of your ...
|
| Annual Expenses | 2/9/2006 |
Q: How can someone determine his annual management fees for more than one investment? For example, if ...
A: You are on the right track, however, you need to weight each mutual fund based on how much you have ...
|
| mutual fund capital gains taxes | 2/8/2006 |
Q: I have had a mutual fund since 1993. I have been paying taxes on the dividends, which are rolled ...
A: You have to pay taxes on the gains, but not on the dividends that have been paid and reinvested. ...
|
| Cash Balance in an IRA. | 2/3/2006 |
Q: I recently made an early distribution from my IRA to take advantage of some of a soaring mining ...
A: Mt suggestion would be to put the money in a competively yielding money market account or a 12 month ...
|
| why pay a financial planner | 1/27/2006 |
Q: assuming I do reasonable research, invest in a diversified array of mutual funds with good track ...
A: In my opinion, you should pay a financial planner if you feel they can offer services that will ...
|
| need to know | 1/5/2006 |
Q: i listing to you some stock topics & i want you to take a look then tell me is that topic ...
A: For a beginner to investing, I would still stick with books, etc, that talk about widely accepted ...
|
| need to know | 1/4/2006 |
Q: i listing to you some stock topics & i want you to take a look then tell me is that topic ...
A: Unfortunately it is difficult for me to recommend these courses without knowing more detail about ...
|
| 401k strategy | 12/11/2005 |
Q: I am 35 years away from retirement. Does it make sense to have a very aggressive growth strategy for ...
A: In my opinion, it does make sense to have an agressive growth strategy for retirement savings needed ...
|
| I'm looking for a place, on... | 11/29/2005 |
Q: I'm looking for a place, on which there is classifieds, where people sell a business and search for ...
A: The Wallstreet Journal has a section each week that posts small business opportunities...both ...
|
| inflation-protected bonds | 10/14/2005 |
Q: Fidelity, Vanguard, and others have offered inflation-protected bond funds for several years now. ...
A: TIPS perform the best in periods of unanticipated inflation. Regardless of the interest rate ...
|
| 401k | 9/15/2005 |
Q: What are the pros and cons of just throwing all of my allocation into an Index fund such as a fund ...
A: I agree with the philosophy of using index funds since over time active managers have a tough time ...
|
| tax break on dividends | 9/9/2005 |
Q: I've been considering buying a Vanguard mutual fund which invests in dividend paying stocks. This ...
A: Your question is a great one Tom, and to be honest, nobody knows for sure what will happen. The ...
|
| treasury | 9/8/2005 |
Q: When my absolute priority of investing is peservation of capital is the word "treasury"some sort of ...
A: The word treasury would imply guaranteed against default since it is backed by the US government. ...
|
| Rate Of Return & Total Return | 9/1/2005 |
Q: I want to thank you for the reply. I am somewhat confused. You indicated in your reply "rate of ...
A: and sorry for the confusion. As I mentioned the phrase rate of return and total return on ...
|
| Rate Of Return & Total Return | 9/1/2005 |
Q: Is there a difference between rate of return and total return on an investment? Perhaps you can ...
A: Both terms are used to provide and investor with a benchmark of performance. Depending on the ...
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| Selling shares of a bond fund that accrues dividends daily. | 6/27/2005 |
Q: I'm passing this question your way since you offer to "answer detailed questions regarding mutual ...
A: Like all mutual funds, the NAV of a bond mutual fund at the end of each day is a function of the ...
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| investing | 6/10/2005 |
Q: I have some money in the market with wacovia I have FBICX @ 110599M shares and XLACX 1,915.071 ...
A: As you eluded to, risk and return go hand in hand. Unfortunately, there is no sure fire way to ...
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| commodity broker | 5/4/2005 |
Q: I was wondering what is a commodity broker? What exactly do they do for a living? I've heard this ...
A: Commodities are the raw materials that producers use to create the goods that people buy and the ...
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| Mutual Funds | 4/14/2005 |
Q: I am looking to invest in mutual funds and was wondering if there were and that involved real ...
A: Yes, there are mutual funds that invest in Real Estate. In my opinion, funds that are worthwhile ...
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| mutual funds | 4/12/2005 |
Q: I have been given an IRA/SEP and would like to switch to ira but was told that Mutual investments ...
A: Regarding the allocation you mentioned, if low risk is what you are looking for, then this will not ...
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| MUTUAL FUNDS OF INDIA. | 3/15/2005 |
Q: I would like to know the answers for the following questions: 1) I have invested in diversified ...
A: Regarding your questions: 1) Whether or not you should invest in bonds depends on your risk ...
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| License requirements | 3/11/2005 |
Q: Are mutual fund portfolio managers and analysts required to have any specific licenses (series 7, ...
A: A publically traded mutual fund by law is required to be registered with the securities and exchange ...
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| Commodity Futures Mutual Fund | 3/11/2005 |
Q: Sir: Is there such a thing as a managed fund along the lines of a stock mutual fund in the ...
A: Pimco Commodity Real Return and Oppenheimer Real Asset are the 2 funds I am most familiar with that ...
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| Roll Over | 1/30/2005 |
Q: I retired 2 years ago and have left part of my retirement investments in a 401K plan that my former ...
A: In my opinion, how your portfolio should be invested depends on your specific goals, risk tolerance, ...
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| index funds a good idea? | 1/24/2005 |
Q: i hear much of the benefits of index funds for the typical hands-off investor. however, i seem to ...
A: In my opinion, index funds area great low cost solution to investing. However, the most important ...
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| using mutual funds to pay for retirement | 1/19/2005 |
Q: I'm about to turn 18 and will be aquiring some extra money. I've heard that by putting $1,000 into ...
A: The amount you need to put into an investment like a mutual fund to achieve retirement depends on ...
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| Index Funds | 1/5/2005 |
Q: Idealy I was looking for something under $1,000. Thanks for the help. JoelHi. I'm looking for an ...
A: Assuming you are looking for an S&P 500 Index fund, TD Waterhouse has a no-load fund with a $1000 ...
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| Mutual Funds | 12/31/2004 |
Q: I am 21 years old and have been into investing from a young age. I currently have 3 CD's, a couple ...
A: How you invest this money is dependent on your risk tolerance, specific goals, etc. With that being ...
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| Roth IRA | 12/28/2004 |
Q: I worked for a company 5 years ago and had a 401K through Fidelity. I recently did a transfer to ...
A: Assuming the IRA account is opened at Baron and the check Fidelity mailed to you is made payable to ...
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| 12b-1 Fees | 12/10/2004 |
Q: I have noticed that a number of no-load mutual funds now have 12b-1 fees. I can recall that many or ...
A: Actually, this has been a hot topic of debate recently, in light of the mutual fund scandals that ...
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| investing | 12/7/2004 |
Q: also i would like to know of any firms online or otherwise would manage my portfolio (such as i put ...
A: There are a number of good books available that talk about the basics of investing. One of my ...
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| Mutual Fund Advice | 11/22/2004 |
Q: Smith, I am 21 years and want to buy a mutual fund and continually add to it every month, perferably ...
A: A 10% required rate of return is a bit ambitous, however, the stock market's long term rate of ...
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| index funds | 9/13/2004 |
Q: re#2 question about IRA rollovers - would you compare the two plans via the same method you ...
A: I don't know that you can place one over the other when it comes to importance. They are completely ...
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| Mutual Funds | 8/23/2004 |
Q: I would like to invest $8000 that I received in a settlement for my daughter's education. I ...
A: It is difficult for me to offer specific invesment advice without knowing in greater detail your ...
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| INVESCO Roth IRA Regulatory Actions | 8/22/2004 |
Q: I have a Roth IRA with INVESCO. The SEC has filed a complaint, they say that INVESCO failed to ...
A: I am not familiar enough with the entire complaint against Invesco, therefore, I am not in a ...
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| hello,
thanks very much for... | 8/20/2004 |
Q: i have a 401k at work and was interested in investing in a low-cost index fund. however, i dont have ...
A: This fund will serve the purpose of indexing the S&P 500. The fact that it is called a "Commingled ...
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| investing & cfp | 8/9/2004 |
Q: I currently have about 10,000 I am looking to invest in different mutual funds. I have been looking ...
A: In order to prudently offer investment advice, I would need to know in greater detail your specific ...
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| investing | 7/15/2004 |
Q: my boyfriend just changed jobs. he had about $1,000 in a 401k plan, but his new job doesnt have a ...
A: He best option is to open and IRA Rollover and transfer the funds into this new account. Since it ...
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| Mutual Funds | 7/3/2004 |
Q: I've been faithfully putting $50.00 a month in a rather agressive taxable mutual fund in the Strong ...
A: The quickest way to determine your rate of return would be to total all of your contributions and ...
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| Financial Planning | 6/13/2004 |
Q: I am just begining. My husband and I are 30, we have a 1 year old baby and we have little to no ...
A: Unfortunately this question is too generic for me to offer much in the way of specific advice. In ...
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| where to put extra funds | 5/29/2004 |
Q: We have $8000 that is coming to maturity in a money market account. We want to take that money out ...
A: How you reinvest the $$ really depends on your specific financial goals, risk tolerance and your ...
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| mutual fund weekly tracking | 5/25/2004 |
Q: The company that I work for has a 401k with about 200 investment options. Trying to track all of ...
A: Sorry, but I am not aware of a service that will provide this bulk weekly data in the format you are ...
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| I was wondering about a 401k... | 5/14/2004 |
Q: I was wondering about a 401k and taxes If you are retired and living off your 401k alone is it ...
A: I apologize for the delayed response. I was out of town at a conference and apparantly forgot to set ...
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| mutual funds | 4/21/2004 |
Q: Can you describe the two categories (classifications) of expenses and provide some examples of types ...
A: Im not sure I completely understand your question, but here is what I hope will help. Mutual funds ...
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| MutualFunds | 4/21/2004 |
Q: Can you describe the tax regulations of mutual funds that allow them to be treated as a pass through ...
A: Mutual funds by law are required to pass along to the shareholders 90% (maybe 85%) of their gains, ...
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| Can you create a fictiocious... | 4/20/2004 |
Q: Can you create a fictiocious mutual fund account starting with a 10,000 dollar balance. Invest these ...
A: Are you asking if "I" can do this for you, or if it is possible to do? If you are wondering if I ...
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| Hi
Thanks first of all for... | 4/14/2004 |
Q: I have a 401k plan at work that has a limited amount of investment choices (6 mutual funds, most of ...
A: Generally speaking, even if the investments choices are less than ideal, it still makes sense to ...
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| diversification | 4/1/2004 |
Q: ..I have a question about equity diversification (let forget about bonds for a minute). Everyone ...
A: The question on how much to invest in each category varies based on who you talk to. Everyone has ...
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| Buy stock now? | 3/25/2004 |
Q: "I keep reading that this is not a good time to get into stock, but these statements never seem to ...
A: In my opinion, trying to time the stock market is an impossible thing to consistently do accurately, ...
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| My father in laws annuity | 3/13/2004 |
Q: My father in law is 83. He has an annuity which he never took anything out of until this past year ...
A: When $$ are taken out of an annuity, a portion of this withdrawal is considered a return of premium ...
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| 3-year investment | 3/11/2004 |
Q: I am looking to put my money in something for three years (about $10k right now from a money ...
A: I agree completely with your line of thinking. A combination of CD's and a short term bond fund ...
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| Child savings and investing | 3/6/2004 |
Q: My 10 year old son has made it a point to save most if not all of the money he usually receives. I ...
A: Cudos to your 10 year old for saving! The term "safe" and "high return" are a bit contradictory in ...
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| Investments - Mutual Funds etc | 3/2/2004 |
Q: Investments - Mutual Funds etc --- Hi. I have just read that it is best to invest money in something ...
A: I agree with the concept of mutual funds, but not for the exact reasons you mentioned. A mutual ...
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| Transfer of pension? | 2/22/2004 |
Q: I have a frozen company pension which is final salary based (a UK pension by the way). Basically a ...
A: Since I am based in the US, I am not very familiar with UK based pension plans. However, if indeed ...
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| investments | 2/14/2004 |
Q: I am a small business owner. I do like to invest for the future. We have some stocks, and some ...
A: Unfortunately, making profits for the short term is something I do not attempt to dabble in. In my ...
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| follow up question | 2/10/2004 |
Q: I asked you a question the other day about Vanguard S & P 500 Index Mutual Fund. I asked that ...
A: Her comment was based on the fact that over long periods of time, the stock market as a whole ...
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| Mutual Fund New buys | 2/10/2004 |
Q: I was wondering if you know of anywhere that I could find (for free) mutual fund new buys and that ...
A: Besides the information mutual fund companies are required to to make publically available for free, ...
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| mutual funds | 2/9/2004 |
Q: I have heard alot about the Vanguard S & P 500 Index Mutual Fund. Do you know anything about that? ...
A: The Vanguard S&P 500 Index fund is a mutual fund that buys shares of all the companies that make up ...
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| 401k | 2/9/2004 |
Q: I am 25 years old and am allocating 5% of my income to my company's 401k. Presently, the money ...
A: The first question to ask is will you be borrowing the $$ from the 401k with the intention of paying ...
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| New to Mutual Funds | 2/6/2004 |
Q: I have a few questions for you. I am new to the game and I want to start investing into a Roth IRA. ...
A: For diversification reasons, ideally, it is good to invest in a few different funds that cover ...
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| Choosing a fund | 1/15/2004 |
Q: I understand that you would normally need a lot more information than I can give you here to direct ...
A: I would like to start by first mentioning that I agree with your comment about bonds not being a ...
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| mutual fund gifting | 1/12/2004 |
Q: Can I gift up to $11,000 worth of currently held mutual fund shares to one of my children without ...
A: Yes, cuurent law allows for the gifting of $11,000 ($22,000 with spousal consent) to any number of ...
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| Investing | 1/11/2004 |
Q: Smith, I would love to learn how to analyze companies, pick stocks, funds, annuities, etc., and ...
A: In my opinion, the CFP (Certified Financial Planner) designation will carry the most weight and be ...
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| Hello,
Thank you very much... | 12/6/2003 |
Q: I am trying to find out if there are any sources on the internet that give TRAILING P/E ratios for ...
A: The only other resource I am familiar with that may show trailing P/E is Value Line or Bloomberg. ...
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| hello
thank you first of... | 9/27/2003 |
Q: i recently heard a financial radio talk show host recommend to his listeners that they look into ...
A: The Rydex Juno fund is a "bear market" fund and is designed to perform well when the stock market is ...
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| switching | 8/9/2003 |
Q: I would like to switch my grandson's investment portfolio. He is 15 years old so I am looking at am ...
A: I am not sure if you can purchase Vanguard funds through your bank. My hunch is you cannot, but you ...
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| How many US funds are there? | 7/8/2003 |
Q: I realize that the answer to this will, of necessity, be an off-the-top-of-the head guestimate, but ...
A: Do you mean mutual funds? If so, Morningstar, a top provider of mutual fund research information, ...
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| Thank you, first of all,... | 6/15/2003 |
Q: first of all, for taking my question. I have a few mutual funds with my bank's brokerage in both ...
A: Yes, if you open the appropriate accounts at Vanguard, they can provide you with the necessary ...
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| total expense ratios and total returns | 6/8/2003 |
Q: first of all, for taking my question. I'm fairly new to the mutual fund investment world and sort ...
A: The total return of a mutual fund is the change in NAV price, plus any adjustment for interest and ...
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| Trends | 4/18/2003 |
Q: Please explain where SECTOR ROTATION is today. Where are the BIG investors (pensions, etc) putting ...
A: This question is much easier to ask than to answer. You are right in saying IF you know the trend ...
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| mutual funds | 4/9/2003 |
Q: i am a student,i know nothing about mutual funds, could u please explain what are these, thank u ...
A: Regarding your question, instead of me providing and in depth typed answer, I would suggest you ...
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| Investment during retirement | 3/26/2003 |
Q: I am retired and my only income, except a little Social Security, is from my IRRA with a large ...
A: Regarding your question, I have cut and pasted a recent article from the Journal of Financial ...
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| Major Holding in 401k | 3/5/2003 |
Q: I have about 1/2 of my 401k in PFG. As I recently left employment, am contemplating using another ...
A: I would not recommend holding any one stock as a core holding and since it is impossible to predict ...
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| FMV date of death info | 2/11/2003 |
Q: Do you know where one could find the price of a mutual fund from 1-5 years ago? I am preparing the ...
A: If you got to www.yahoo.finance.com, there is an area where you can pull up historical prices for ...
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| Investing Questions | 2/9/2003 |
Q: Smith I am 24, a recent college grad, somewhat new to investing... and have around $5000 to invest ...
A: For long term investing, I think now is as good of a time as any to start/continue investing. By ...
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| Hello
Thank you first of... | 1/31/2003 |
Q: I have a general question which I have not been able to find an answer for about bond mutual fund ...
A: Assuming interest rates do go up, which is inevitable, it is almost certain that the NAV of your ...
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