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Mutual Funds/Questions Answered by Expert Dr. Joseph de Beauchamp
| Subject | Date Asked |
| US Mutual Funds Total assets & Portfolio count needed | 9/19/2007 |
| Q: where can i find details of the Total assets under management and the Portfolio count of the top ... A: This is really the best and only source for your information. If it is not in the Morningstar book, ... | |
| mutual f | 6/27/2007 |
| Q: some info for you and then qqq.. Thank you. I am puzzled my mutual funds costs and my actual ... A: You could do the math to reduce the returns to take into effect the fees. I am not able to calculate ... | |
| dividends and capital gains | 6/21/2007 |
| Q: I have various mutual funds and stocks. I have never been able to determine how long I have to be in ... A: Each fund is different and you should check with the fund on the exact date. You could also go to ... | |
| fidelity portfolio advisory services | 6/20/2007 |
| Q: 1.I initiated contact for the P.A.S. Is it worthwhile. how expensive is this service ? 2.all ... A: I think you can ask about the cost, of which, I do not know. Most services charge 1-3% per year, and ... | |
| IRA advice needed | 4/18/2007 |
| Q: We had a financial advisor over the house on the weekend to talk about our IRA. He suggests putting ... A: Oppenheimer is a good fund group. I would suggest that you go to the local library, and look over ... | |
| mutual fund | 3/3/2007 |
| Q: can you tell me what a mutual fund is? what is minimum investment? how is the profit payed out? ... A: Investment is never a quick fix. You should go to the public library and read through the ... | |
| Mutal Funds | 2/28/2007 |
| Q: I want to invest in mutal funds about $10,000.Would you reccomend? Where should I start? A: Go to the public library in your area. You can usually find a rather large book called Morningstar. ... | |
| Recent drop in 401k fund | 1/23/2007 |
| Q: I had previously looked up the one, two, and three month price charts for each fund, but never ... A: Most funds allow for automatic reinvestment back into the same funds. This would be a option to ... | |
| Getting Started | 1/22/2007 |
| Q: I am a 17 year old hoping to invest about $2000 dollars in a mutual fund. I wouldn’t plan on taking ... A: The better funds can be found in Morningstar. This is in the local library. Most libraries have this ... | |
| Recent drop in 401k fund | 1/22/2007 |
| Q: I participate in my company's 401k plan and have a question regarding a recent drop in value for ... A: Look these up and read in Morningstar. This is in most public library. I think you will find all the ... | |
| Mututal funds. | 1/5/2007 |
| Q: The fund is Alliance Bernstein International each day it reflects a change in valuee based on what ... A: This must be what happened. Without trading in the USA markets, then the price of the fund does not ... | |
| Mutual Fund trends for 2007 | 12/25/2006 |
| Q: I'm evaluating my 401K and want to reallocate the funds for 2007 to drive double digit gains. A few ... A: Jim, You are best to go to the local library and read through Morningstar. This is over 1000 pages ... | |
| Mutual fund performance | 12/19/2006 |
| Q: I own shares of a natural resource mutual fund that went down dramatically today (12% in one day). ... A: You might find out that the fund went x-dividend or x-capital gain today. You might want to go to ... | |
| Chase VS Others | 10/25/2006 |
| Q: I need assistance in figuring out who to invest my mutual fund with. I have the Franklyn Templeton ... A: This is a good fund. You should go to the public library and pull out the Morningstar book. It has ... | |
| Beginner Investing | 9/10/2006 |
| Q: I will look for Morningstar and may I get back to you with some investment question if necessary; ... A: I would suggest the book only. The website is not free, and quite a few pages. I have not found the ... | |
| Beginner Investing | 9/10/2006 |
| Q: I am interested in learning about investing in mutual funds and being able to track them. Until I ... A: Kim, Traders fade away and loose money. I like your idea of learning about mutual funds, though. I ... | |
| Confused about Mutual Funds | 9/2/2006 |
| Q: de Beauchamp, I have some money to invest. I am seriously interested in a Roth IRA. I have been ... A: I do not believe in a Roth, and would not recommend this. I have not seen this workout for anyone. ... | |
| mutual fund | 8/19/2006 |
| Q: . i would like to know what is mutual fund..why it is essential..why it is used in ... A: You migh want to go to the public library in your area. Find the Morningstar book, and this is about ... | |
| AAAAA ratings | 8/16/2006 |
| Q: Sometime ago I read an article that a 5 star rating was a bad thing for a fund because it led to the ... A: Open ended funds simply have more stock in the float. This would have no impact on an open ended ... | |
| ytd return - calculation | 6/12/2006 |
| Q: How is YTD return calculated? As of today, Yahoo shows the YTD return for VHCOX to be 10.45%. ... A: I would recommend that you do your calculations. Yahoo is seldom correct. It is simply take the past ... | |
| mutual funds | 6/12/2006 |
| Q: how do i minimize the risk involved in buying mutual funds? A: Always do your own research. Go to the local library and look over the Morningstar. Pick a fund with ... | |
| When to diversity? | 6/9/2006 |
| Q: de Beauchamp, Thank you for the prompt response. I guess my next question is at what point should ... A: We are going into a bear market, in my hubble opinion. I would look at your fund risk. I would look ... | |
| When to diversity? | 6/8/2006 |
| Q: de Beauchamp, I have just over CDN$6000.00 sitting in one Balanced Growth fund. So far, it's been ... A: Richard, I would stick to one fund. You might want to go to the local library and look over the ... | |
| mutual funds | 5/20/2006 |
| Q: can a 15 y/o young adult invest in mutual funds? or @ what age can they buy mutual funds? A: 18 or older is the age for most funds to accept the money. You might have your parents invest for ... | |
| Mutual Funds 101 | 4/17/2006 |
| Q: I'm a 26 year old male with an annual income of $60,000. I'm interested in investing in mutual ... A: L, 1. Difference of these terms can vary, but generally they mean that the mutual fund will buy ... | |
| WASH RULE | 3/1/2006 |
| Q: I redeemed some mutual funds in July of 05. I received an "Average cost accounting statement" and ... A: Could mean that neither loss or gain applies here because of some transfer in tittle ownership ... | |
| IRA | 2/17/2006 |
| Q: can a retired person still fund a mutual fund IRA, or does it require earned income to do this? ... A: You can put money into an IRA if you have any line 7 income, otherwise it would not have a point. ... | |
| Commodities | 2/15/2006 |
| Q: Good evening Dr.why don't many/most investment advisors at bank trust departments/brokerage houses ... A: Commodity mutual funds or any involvement with commodities are too speculative. I would be surprised ... | |
| Triple Witching Day | 12/22/2005 |
| Q: I have my retirement funds in a self-direct plan. This year, 1 of the 3 funds I am in took a big dip ... A: I think this is temporary. Mostly at the end of the year, funds drop to pay out the capital gains ... | |
| Mutual Funds/529 Savings Plan | 11/9/2005 |
| Q: My wife and I are trying to decide if a 529 plan or mutual fund is better for our children's money. ... A: Scott, Making money with a mutual fund and paying taxes ---this is a good thing. Most funds over ... | |
| Mutual fund | 10/1/2005 |
| Q: Everyday newspaper i'm hearing of mutual fund.What is mutual fund.it will be useful for me if you ... A: Aravind, There are about 15,000 mutual funds. You might want to go to a local library and read ... | |
| mutual fund companies | 9/23/2005 |
| Q: When I retired from the hospital, I transfered all my retirement assets and TSA to a mutual fund ... A: They would be just fine to use. Most of the funds are about the same. TSA funds need to approved by ... | |
| tax break on dividends | 9/9/2005 |
| Q: I've been considering buying a Vanguard mutual fund which invests in dividend paying stocks. This ... A: Tom, I think that you should make your decision independent of tax concerns. Tax laws continue to ... | |
| Safety when in investing in mutual funds | 7/21/2005 |
| Q: Dr. de Beauchamp, is there any real danger to having all of my stocks and bonds invested via one ... A: Paul, Rest easy. SPIC insurance never received the test yet. It has been more stable in the ... | |
| Clarification | 6/16/2005 |
| Q: I miss-spoke...I meant "interest only" loans rather than "no interest" loans...sorry. A: I thought you meant this. Ginnie Maes are basically mortgage back loans in a fund. The day that we ... | |
| Bond risk | 6/16/2005 |
| Q: Joe, I would be interested to know your thoughts on ginnie maes considering that "no interest" ... A: VAIPX might have inflation protection to it, but it is nothing more than a bond fund. Bonds will ... | |
| Proper Asset Allocation? | 6/10/2005 |
| Q: I am a retired AeroSpace engineer, living on Social Secutity and a small pension. My mutual fund ... A: Norman, You may wish to hold just the international stock fund. This might perform better over the ... | |
| ROTH IRA | 6/1/2005 |
| Q: HOW MUCH CAN MY WIFE AND I PUT INTO A ROTH IRA AND HOW DO YOU SUGGEST I INVEST IT? A: Here are the rules. Mostly, I am not recommending to people to use Roth. I believe taxes will be ... | |
| investing | 4/2/2005 |
| Q: I have about $35,000 to invest. What could I invest in right now? A: Donna, Go to http://wfnn.info and look to the left. There is a mutual fund section on this free ... | |
| switching around funds in my company plan | 3/10/2005 |
| Q: My company offers several different different funds. Some of the funds pay dividends annually and ... A: Usually with mutual funds, they make one payment per year towards the end of the year. Good news is ... | |
| do you recommend index funds or not? | 1/24/2005 |
| Q: i hear much of the benefits of index funds for the typical hands-off investor. however, i seem to ... A: Funny thing about index funds, they generally do not perform as good as the index. Also, choose ... | |
| day trading | 12/28/2004 |
| Q: I am 62 and would like to make added income with day trading. I have about $100,000 I could afford ... A: Sorry, but I am a fundamentalist like Graham. None of us believe or practice day trading. Buy low ... | |
| Where should I put my money | 12/7/2004 |
| Q: I have some retirement funds that are very lazy. How do you think I should break them up? Answer - ... A: Well, I am 55. Probably short term is best in money market plans. Yes, you will only get a few ... | |
| Where should I put my money | 12/5/2004 |
| Q: I have some retirement funds that are very lazy. How do you think I should break them up? A: Unless you are a professional, choose a large mutual fund and hold long term. You can go to the free ... | |
| 401k day trading | 10/16/2004 |
| Q: Severl years ago I got involved with my 401k and found that I could move money around to different ... A: You have your money to play with in this fashion. You are stepping way over the line to help others ... | |
| mutual funds | 9/29/2004 |
| Q: I've been wanting to invest in a mutual fund for long-term, say 20-30 years. How can I find a fund ... A: A mutual fund is made of of 30 companies and their stocks or more. It is a pool of 50 million ... | |
| What is a hedge fund? | 9/27/2004 |
| Q: What the hell is a "hedge fund." I had assumed that it was a fund that did a lot of arbitraging ... A: A hedge fund shares in the profits. Usually 20% to the fund of the profits if they can beat the ... | |
| mutual funds | 9/18/2004 |
| Q: I have a mutual fund through equitable ins. co. my biggest fear is that if an event happens that ... A: Mutual funds usually trade this way. This would be no reason to change. If you want to know what I ... | |
| hello, thanks very much for... | 8/20/2004 |
| Q: i have a 401k at work and was interested in investing in a low-cost index fund. however, i dont have ... A: This index fund is as good as it gets. I would not invest in this or any other USA index fund, ... | |
| Mutual Funds (general) | 8/19/2004 |
| Q: I will be graduating from college this year and have limited knowledge on how to save and invest ... A: Depends on your major and minor in college. Only a few MBA courses have this information. You might ... | |
| investing.. | 7/23/2004 |
| Q: my fiance has recently inherited 20000 and has decided to invest it. i told him that when he talked ... A: It is hard to advise a friend on their money. Sounds as if he has already made his bed. Does he have ... | |
| Starting an Investment | 7/6/2004 |
| Q: I am a college student with not a lot of money or time to spend on the stock market. I was looking ... A: Mutual fund would be best. Anytime I run into someone who has less than $10,000, I suggest a mutual ... | |
| Mutual Funds | 7/3/2004 |
| Q: I've been faithfully putting $50.00 a month in a rather agressive taxable mutual fund in the Strong ... A: Question #1: What's the quickest way to determine a rate of return on a mutual fund? Money in and ... | |
| high yield and internation bond funds | 6/17/2004 |
| Q: I have been advised by my broker that I should move out of some funds and into others to get my ... A: It appears that he is giving you good advise. He would understand your long term objectives here. ... | |
| mutual fund weekly tracking | 5/25/2004 |
| Q: The company that I work for has a 401k with about 200 investment options. Trying to track all of ... A: You might want to just pick one or two mutual funds. Morning Star provides some of this data, but ... | |
| I was wondering about a 401k... | 5/14/2004 |
| Q: I was wondering about a 401k and taxes If you are retired and living off your 401k alone is it ... A: Not knowing your state, I think you have this correct. There is a little known article of retiring ... | |
| Definition of Alpha | 5/4/2004 |
| Q: Doesn't all fund managers attempt to have a high Alpha performance? Which means performing much ... A: Most fund managers look for stocks to place in their funds that balance the action. The Alpha ... | |
| Definition of Alpha | 5/3/2004 |
| Q: What is the definition of Alpha as use in the mutual fund managers who described their funds are ... A: Alpha is a math expression used by fund managers. It shows how funds or stock move in the direction ... | |
| Can you describe the tax regulations... | 4/24/2004 |
| Q: Can you describe the tax regulations of mutual funds that allow them to be treated as a pass-through ... A: The special tax treatment of mutual funds is designed in part to provide their investors with some ... | |
| Mutual fund reporting | 4/20/2004 |
| Q: can you send me a created mutual fund account starting with a 10,000 balance that invested these ... A: With the expenses of running a mutual fund, most companies do not create a fund without at least 50 ... | |
| Hi Thanks first of all for... | 4/14/2004 |
| Q: I have a 401k plan at work that has a limited amount of investment choices (6 mutual funds, most of ... A: The 401k might provide you an ability to roll over the sums into a self directed IRA account. You ... | |
| retirement and roll over money | 4/9/2004 |
| Q: I am 59 years old and about to retire I have money to roll over What do I do with the money, I know ... A: Let me take your multiple questions one at a time here. One, you do not need a money manager to roll ... | |
Mutual Funds
Answers by Expert:
Dr. Joseph de Beauchamp
Top Expert on this page
Expertise
Over the decades, I have taught the MBA schools in this subject. I have published on over 2000 public companies. I love to help provide information to the individual and company.
Experience
Past/Present Clients
2000 public companies
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