| Subject | Date Asked | Expert |
|
| mutal funds | 7/1/2004 | Warren Boroson |
Q: I am retired and 60 yrs. old, I have extra money where do I put it,this money would be for my wife ...
A: Perhaps you could benefit from the services of a Certified Financial Planner, particularly someone ...
|
| high yield and internation bond funds | 6/17/2004 | Dr. Joseph de Beauchamp |
Q: I have been advised by my broker that I should move out of some funds and into others to get my ...
A: It appears that he is giving you good advise. He would understand your long term objectives here. ...
|
| Financial Planning | 6/13/2004 | John D Smith, CFP |
Q: I am just begining. My husband and I are 30, we have a 1 year old baby and we have little to no ...
A: Unfortunately this question is too generic for me to offer much in the way of specific advice. In ...
|
| Vanguard Health Care Fund | 6/7/2004 | Warren Boroson |
Q: Boroson: I would like to have your opinion of health care funds in general, and the Vanguard Health ...
A: Morningstar makes the good point that if you own any diversified mutual funds, you already have a ...
|
| where to put extra funds | 5/29/2004 | John D Smith, CFP |
Q: We have $8000 that is coming to maturity in a money market account. We want to take that money out ...
A: How you reinvest the $$ really depends on your specific financial goals, risk tolerance and your ...
|
| mutual fund weekly tracking | 5/25/2004 | John D Smith, CFP |
Q: The company that I work for has a 401k with about 200 investment options. Trying to track all of ...
A: Sorry, but I am not aware of a service that will provide this bulk weekly data in the format you are ...
|
| weekly tracking of funds | 5/25/2004 | Docs99 |
Q: The company that I work for has a 401k with about 200 investment options. Trying to track all of ...
A: I am not familiar with such software. You may want to check www.morningstar.com or even try to get ...
|
| mutual fund weekly tracking | 5/25/2004 | Dr. Joseph de Beauchamp |
Q: The company that I work for has a 401k with about 200 investment options. Trying to track all of ...
A: You might want to just pick one or two mutual funds. Morning Star provides some of this data, but ...
|
| I was wondering about a 401k... | 5/14/2004 | John D Smith, CFP |
Q: I was wondering about a 401k and taxes If you are retired and living off your 401k alone is it ...
A: I apologize for the delayed response. I was out of town at a conference and apparantly forgot to set ...
|
| I was wondering about a 401k... | 5/14/2004 | Dr. Joseph de Beauchamp |
Q: I was wondering about a 401k and taxes If you are retired and living off your 401k alone is it ...
A: Not knowing your state, I think you have this correct. There is a little known article of retiring ...
|
| Definition of Alpha | 5/4/2004 | Dr. Joseph de Beauchamp |
Q: Doesn't all fund managers attempt to have a high Alpha performance? Which means performing much ...
A: Most fund managers look for stocks to place in their funds that balance the action. The Alpha ...
|
| Definition of Alpha | 5/3/2004 | Dr. Joseph de Beauchamp |
Q: What is the definition of Alpha as use in the mutual fund managers who described their funds are ...
A: Alpha is a math expression used by fund managers. It shows how funds or stock move in the direction ...
|
| Can you describe the tax regulations... | 4/24/2004 | Dr. Joseph de Beauchamp |
Q: Can you describe the tax regulations of mutual funds that allow them to be treated as a pass-through ...
A: The special tax treatment of mutual funds is designed in part to provide their investors with some ...
|
| investing | 4/21/2004 | Warren Boroson |
Q: If I wanted to make a safe investment, can you please describe the types of investments that are ...
A: Clearly, the safest investments in a money market fund are Treasuries. The most unsafe are probably ...
|
| mutual funds | 4/21/2004 | John D Smith, CFP |
Q: Can you describe the two categories (classifications) of expenses and provide some examples of types ...
A: Im not sure I completely understand your question, but here is what I hope will help. Mutual funds ...
|
| MutualFunds | 4/21/2004 | John D Smith, CFP |
Q: Can you describe the tax regulations of mutual funds that allow them to be treated as a pass through ...
A: Mutual funds by law are required to pass along to the shareholders 90% (maybe 85%) of their gains, ...
|
| Can you create a fictiocious... | 4/20/2004 | John D Smith, CFP |
Q: Can you create a fictiocious mutual fund account starting with a 10,000 dollar balance. Invest these ...
A: Are you asking if "I" can do this for you, or if it is possible to do? If you are wondering if I ...
|
| Mutual fund reporting | 4/20/2004 | Dr. Joseph de Beauchamp |
Q: can you send me a created mutual fund account starting with a 10,000 balance that invested these ...
A: With the expenses of running a mutual fund, most companies do not create a fund without at least 50 ...
|
| Vanguard money market fund | 4/19/2004 | Warren Boroson |
Q: I have one final question for you: In the information you provided me with today you stated that you ...
A: Vanguard Prime Money Market Fund is one of the consistently high payers among money market funds -- ...
|
| Hi
Thanks first of all for... | 4/14/2004 | John D Smith, CFP |
Q: I have a 401k plan at work that has a limited amount of investment choices (6 mutual funds, most of ...
A: Generally speaking, even if the investments choices are less than ideal, it still makes sense to ...
|
| Hi
Thanks first of all for... | 4/14/2004 | Dr. Joseph de Beauchamp |
Q: I have a 401k plan at work that has a limited amount of investment choices (6 mutual funds, most of ...
A: The 401k might provide you an ability to roll over the sums into a self directed IRA account. You ...
|
| Hi
Thanks first of all for... | 4/14/2004 | Warren Boroson |
Q: I have a 401k plan at work that has a limited amount of investment choices (6 mutual funds, most of ...
A: The all-important question is: Does your employer match your 401(k) contribution in any way? If ...
|
| Investing strategy | 4/13/2004 | Warren Boroson |
Q: Boroson: Thank you so much for your input on Bridgeway ultra-small company market fund. You asked ...
A: You have a big exposure to the stock market--around 70% of your $100,000 portfolio (not counting ...
|
| Bridgeway Ultra-small Co. Mkt Fund | 4/10/2004 | Warren Boroson |
Q: Boroson: I have a $10,000 CD maturing next month, and I was thinking of investing the principal in ...
A: I own shares of Bridgeway Ultra-Small Company. And Third Avenue Real Estate Value. And Vanguard ...
|
| retirement and roll over money | 4/9/2004 | Dr. Joseph de Beauchamp |
Q: I am 59 years old and about to retire I have money to roll over What do I do with the money, I know ...
A: Let me take your multiple questions one at a time here. One, you do not need a money manager to roll ...
|
| diversification | 4/1/2004 | John D Smith, CFP |
Q: ..I have a question about equity diversification (let forget about bonds for a minute). Everyone ...
A: The question on how much to invest in each category varies based on who you talk to. Everyone has ...
|
| diversification | 4/1/2004 | Warren Boroson |
Q: ..I have a question about equity diversification (let forget about bonds for a minute). Everyone ...
A: With regard to growth vs. value, I incline toward value. Value stocks do better in the long run, and ...
|
| Buy stock now? | 3/25/2004 | John D Smith, CFP |
Q: "I keep reading that this is not a good time to get into stock, but these statements never seem to ...
A: In my opinion, trying to time the stock market is an impossible thing to consistently do accurately, ...
|
| My father in laws annuity | 3/13/2004 | John D Smith, CFP |
Q: My father in law is 83. He has an annuity which he never took anything out of until this past year ...
A: When $$ are taken out of an annuity, a portion of this withdrawal is considered a return of premium ...
|
| 3-year investment | 3/11/2004 | John D Smith, CFP |
Q: I am looking to put my money in something for three years (about $10k right now from a money ...
A: I agree completely with your line of thinking. A combination of CD's and a short term bond fund ...
|
| Child savings and investing | 3/6/2004 | John D Smith, CFP |
Q: My 10 year old son has made it a point to save most if not all of the money he usually receives. I ...
A: Cudos to your 10 year old for saving! The term "safe" and "high return" are a bit contradictory in ...
|
| Child savings and investing | 3/6/2004 | Warren Boroson |
Q: My 10 year old son has made it a point to save most if not all of the money he usually receives. I ...
A: Safe? AND high return? You're asking a lot. But one possibility for a 10-year-old is Vanguard STAR, ...
|
| Investments - Mutual Funds etc | 3/2/2004 | John D Smith, CFP |
Q: Investments - Mutual Funds etc --- Hi. I have just read that it is best to invest money in something ...
A: I agree with the concept of mutual funds, but not for the exact reasons you mentioned. A mutual ...
|
| mutual fund | 2/24/2004 | Warren Boroson |
Q: I found a mutual fund that looks very good. The only drawback is that it has an expense ratio of ...
A: It depends. If a fund has a superior record, maybe its manager and analysts deserve more money. ...
|
| Transfer of pension? | 2/22/2004 | John D Smith, CFP |
Q: I have a frozen company pension which is final salary based (a UK pension by the way). Basically a ...
A: Since I am based in the US, I am not very familiar with UK based pension plans. However, if indeed ...
|
| investments | 2/14/2004 | John D Smith, CFP |
Q: I am a small business owner. I do like to invest for the future. We have some stocks, and some ...
A: Unfortunately, making profits for the short term is something I do not attempt to dabble in. In my ...
|
| follow up question | 2/10/2004 | John D Smith, CFP |
Q: I asked you a question the other day about Vanguard S & P 500 Index Mutual Fund. I asked that ...
A: Her comment was based on the fact that over long periods of time, the stock market as a whole ...
|
| Mutual Fund New buys | 2/10/2004 | John D Smith, CFP |
Q: I was wondering if you know of anywhere that I could find (for free) mutual fund new buys and that ...
A: Besides the information mutual fund companies are required to to make publically available for free, ...
|
| mutual funds | 2/9/2004 | John D Smith, CFP |
Q: I have heard alot about the Vanguard S & P 500 Index Mutual Fund. Do you know anything about that? ...
A: The Vanguard S&P 500 Index fund is a mutual fund that buys shares of all the companies that make up ...
|
| 401k | 2/9/2004 | John D Smith, CFP |
Q: I am 25 years old and am allocating 5% of my income to my company's 401k. Presently, the money ...
A: The first question to ask is will you be borrowing the $$ from the 401k with the intention of paying ...
|
