| Subject | Date Asked | Expert |
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| day trading | 12/28/2004 | Dr. Joseph de Beauchamp |
Q: I am 62 and would like to make added income with day trading. I have about $100,000 I could afford ...
A: Sorry, but I am a fundamentalist like Graham. None of us believe or practice day trading. Buy low ...
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| Roth IRA | 12/28/2004 | John D Smith, CFP |
Q: I worked for a company 5 years ago and had a 401K through Fidelity. I recently did a transfer to ...
A: Assuming the IRA account is opened at Baron and the check Fidelity mailed to you is made payable to ...
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| Mutualfund Managers | 12/17/2004 | Warren Boroson |
Q: Is it true that most mutual funds lose money,and do not deliver any growth. My second question is ...
A: No, it isn't true that most mutual funds lose money. According to Morningstar Mutual Funds, the ...
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| 12b-1 Fees | 12/10/2004 | John D Smith, CFP |
Q: I have noticed that a number of no-load mutual funds now have 12b-1 fees. I can recall that many or ...
A: Actually, this has been a hot topic of debate recently, in light of the mutual fund scandals that ...
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| Where should I put my money | 12/7/2004 | Dr. Joseph de Beauchamp |
Q: I have some retirement funds that are very lazy. How do you think I should break them up? Answer - ...
A: Well, I am 55. Probably short term is best in money market plans. Yes, you will only get a few ...
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| investing | 12/7/2004 | John D Smith, CFP |
Q: also i would like to know of any firms online or otherwise would manage my portfolio (such as i put ...
A: There are a number of good books available that talk about the basics of investing. One of my ...
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| Where should I put my money | 12/5/2004 | Dr. Joseph de Beauchamp |
Q: I have some retirement funds that are very lazy. How do you think I should break them up?
A: Unless you are a professional, choose a large mutual fund and hold long term. You can go to the free ...
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| Mutual Fund Advice | 11/22/2004 | John D Smith, CFP |
Q: Smith, I am 21 years and want to buy a mutual fund and continually add to it every month, perferably ...
A: A 10% required rate of return is a bit ambitous, however, the stock market's long term rate of ...
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| Mutual Fund Advice | 11/20/2004 | Docs99 |
Q: I am 21 years and want to buy a mutual fund and continually add to it every month, perferably a ...
A: You may want to chat with a reg rep or a tax advisor, duly licensed. I am unable to furnish you ...
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| 7 years to go | 11/18/2004 | Warren Boroson |
Q: What kind of mutual fund stategy should I be using with 7 years to go before I start collecting ...
A: Congratulations on your choices of funds. Very impressive. Apparently you have around $197,000 in ...
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| about mutual funds | 11/9/2004 | Warren Boroson |
Q: how is the price of a particular mutual fund determined? how could I make money buying mutual ...
A: 1--Most mutual funds start out by setting their price--their net asset value--at $10 a share. That ...
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| Closed-end Funds | 10/29/2004 | Warren Boroson |
Q: I wish to invest a large amount of money in tax-exempt fixed income instruments; I am in a high tax ...
A: Vanguard is clearly the class act of fixed-income funds, and you can't do any better with a ...
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| 401k day trading | 10/16/2004 | Dr. Joseph de Beauchamp |
Q: Severl years ago I got involved with my 401k and found that I could move money around to different ...
A: You have your money to play with in this fashion. You are stepping way over the line to help others ...
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| YTD Return v. Yield | 10/12/2004 | Warren Boroson |
Q: I monitor my mutual funds daily using Yahoo. When I click on the "chart" feature for a mutual fund, ...
A: A high yield is a warning sign. It is a red light. It means: Prepare to abandon hope all ye who ...
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| mutual funds | 9/29/2004 | Dr. Joseph de Beauchamp |
Q: I've been wanting to invest in a mutual fund for long-term, say 20-30 years. How can I find a fund ...
A: A mutual fund is made of of 30 companies and their stocks or more. It is a pool of 50 million ...
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| What is a "hedge fund." | 9/27/2004 | Warren Boroson |
Q: What the hell is a "hedge fund." I had assumed that it was a fund that did a lot of arbitraging ...
A: I've never invested in a hedge fund myself--not rich or adventurous enough. But I think what unites ...
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| What is a hedge fund? | 9/27/2004 | Dr. Joseph de Beauchamp |
Q: What the hell is a "hedge fund." I had assumed that it was a fund that did a lot of arbitraging ...
A: A hedge fund shares in the profits. Usually 20% to the fund of the profits if they can beat the ...
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| commodities broker | 9/27/2004 | Docs99 |
Q: I was wondering if you know what a commodities broker is? What does someone in that profession do ...
A: In general, a commodities broker deals with commodities, such as wheat, cotton, etc. They deal and ...
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| mutual funds | 9/18/2004 | Dr. Joseph de Beauchamp |
Q: I have a mutual fund through equitable ins. co. my biggest fear is that if an event happens that ...
A: Mutual funds usually trade this way. This would be no reason to change. If you want to know what I ...
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| index funds | 9/13/2004 | John D Smith, CFP |
Q: re#2 question about IRA rollovers - would you compare the two plans via the same method you ...
A: I don't know that you can place one over the other when it comes to importance. They are completely ...
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| mutual funds | 9/7/2004 | Docs99 |
Q: We just recently paid off our cars, and now we would like to open a no load mutual fund in addition ...
A: You may want to sit down and have a chat with your tax advisor and registered rep. No load funds ...
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| INVESCO Roth IRA Regulatory Actions | 8/23/2004 | Docs99 |
Q: I'm in FloridaHello. I have a Roth IRA with INVESCO. The SEC has filed a complaint, they say that ...
A: You may want to look for a reg rep affiliated with a reputable company. The major mutual life ...
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| Mutual Funds | 8/23/2004 | John D Smith, CFP |
Q: I would like to invest $8000 that I received in a settlement for my daughter's education. I ...
A: It is difficult for me to offer specific invesment advice without knowing in greater detail your ...
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| INVESCO Roth IRA Regulatory Actions | 8/22/2004 | Warren Boroson |
Q: I have a Roth IRA with INVESCO. The SEC has filed a complaint, they say that INVESCO failed to ...
A: A big consideration in deciding whether to leave a fund family that has been experiencing ethical ...
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| INVESCO Roth IRA Regulatory Actions | 8/22/2004 | John D Smith, CFP |
Q: I have a Roth IRA with INVESCO. The SEC has filed a complaint, they say that INVESCO failed to ...
A: I am not familiar enough with the entire complaint against Invesco, therefore, I am not in a ...
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| hello,
thanks very much for... | 8/20/2004 | Dr. Joseph de Beauchamp |
Q: i have a 401k at work and was interested in investing in a low-cost index fund. however, i dont have ...
A: This index fund is as good as it gets. I would not invest in this or any other USA index fund, ...
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| hello,
thanks very much for... | 8/20/2004 | Warren Boroson |
Q: i have a 401k at work and was interested in investing in a low-cost index fund. however, i dont have ...
A: Tom-- A commingled fund doesn't differ much from a normal open-end fund--it just allows more ...
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| hello,
thanks very much for... | 8/20/2004 | John D Smith, CFP |
Q: i have a 401k at work and was interested in investing in a low-cost index fund. however, i dont have ...
A: This fund will serve the purpose of indexing the S&P 500. The fact that it is called a "Commingled ...
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| Mutual Funds (general) | 8/19/2004 | Dr. Joseph de Beauchamp |
Q: I will be graduating from college this year and have limited knowledge on how to save and invest ...
A: Depends on your major and minor in college. Only a few MBA courses have this information. You might ...
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| -------------------------
... | 8/9/2004 | Warren Boroson |
Q: Boroson: I am indeed very grateful to you for your help on this matter. Your follow through is a ...
A: Here's the answer from Stephen Kaye, CFP, of Watchung, NJ: The definition of an annuity is ' a ...
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| investing & cfp | 8/9/2004 | John D Smith, CFP |
Q: I currently have about 10,000 I am looking to invest in different mutual funds. I have been looking ...
A: In order to prudently offer investment advice, I would need to know in greater detail your specific ...
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| investing.. | 7/23/2004 | Dr. Joseph de Beauchamp |
Q: my fiance has recently inherited 20000 and has decided to invest it. i told him that when he talked ...
A: It is hard to advise a friend on their money. Sounds as if he has already made his bed. Does he have ...
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| investing | 7/15/2004 | Warren Boroson |
Q: Mr. Boroson, I'm 19 years old. I have at least $400-$500 a week that I can invest. I want to ...
A: First, you need an emergency fund. In case you need money quickly--and the various kinds of ...
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| investing | 7/15/2004 | John D Smith, CFP |
Q: my boyfriend just changed jobs. he had about $1,000 in a 401k plan, but his new job doesnt have a ...
A: He best option is to open and IRA Rollover and transfer the funds into this new account. Since it ...
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| A mutual fund to invest in | 7/13/2004 | Warren Boroson |
Q: I am 23 years old and I am about to begin investing. I have been doing extensive reading on Mutual ...
A: I think you should diversify--and not own just one mutual fund that invests in growth stocks, as ...
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| Starting an Investment | 7/6/2004 | Dr. Joseph de Beauchamp |
Q: I am a college student with not a lot of money or time to spend on the stock market. I was looking ...
A: Mutual fund would be best. Anytime I run into someone who has less than $10,000, I suggest a mutual ...
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| investing for future | 7/4/2004 | Warren Boroson |
Q: g., HIX) will after reinvesting for many years (e.g.,30+) will buy enough new shares plus some ...
A: Watch out. The yields may fluctuate. This year, for example, the yields on junk bonds happen to be ...
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| Mutual Funds | 7/3/2004 | John D Smith, CFP |
Q: I've been faithfully putting $50.00 a month in a rather agressive taxable mutual fund in the Strong ...
A: The quickest way to determine your rate of return would be to total all of your contributions and ...
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| Mutual Funds | 7/3/2004 | Warren Boroson |
Q: I've been faithfully putting $50.00 a month in a rather agressive taxable mutual fund in the Strong ...
A: You can phone the Strong funds. Their representatives are among the most helpful and courteous in ...
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| Mutual Funds | 7/3/2004 | Dr. Joseph de Beauchamp |
Q: I've been faithfully putting $50.00 a month in a rather agressive taxable mutual fund in the Strong ...
A: Question #1: What's the quickest way to determine a rate of return on a mutual fund? Money in and ...
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