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Negotiating Disputes/Questions
| Subject | Date Asked | Expert |
| car loans/restraining orders | 1/22/2010 | Michael Brotherton |
| Q: If a cosigner on a car loan is harassing the primary signer, can the court order the cosigner to ... A: I really need more details. But the answer to your question is NO. The note will remain as is until ... | ||
| Harrassment from Catalog Co. | 1/21/2010 | Michael Brotherton |
| Q: My mother is in a situation where she purchased an article of clothing from a catalog company for ... A: It sounds like their customer service skills are lacking a bit. This is going to cost them much more ... | ||
| Registration Fee | 1/20/2010 | Michael Brotherton |
| Q: I went to get information on a private college and ended up registering and paying $100. They said ... A: Read the fine print. Although you may be able to get a refund many of them do have no refund ... | ||
| Past 2nd Mortgage - Possible Judegment | 1/14/2010 | Michael Brotherton |
| Q: I had a second mortgage that was tied to a house I no longer own. I lost that particular house in ... A: Whether they can come after you depends on what state you live in. In most states they can come ... | ||
| accomodation dispute | 1/4/2010 | Michael Brotherton |
| Q: I rent resort condos. I told a a client verbally that the unit had internet by mistake. He is ... A: If the client disputes the credit card charges you will have an opportunity to explain the situation ... | ||
| Judgement and Lien | 6/15/2009 | Ontrack Financial Group llc |
| Q: I had a judgment and lien filed against me in 2004. I had paid the amount down from 6k to 2k, but ... A: They can attempt to go to court again to force action upon collecting the judgment. This company ... | ||
| Judgement and Lien | 6/15/2009 | Ontrack Financial Group llc |
| Q: I had a judgment and lien filed against me in 2004. I had paid the amount down from 6k to 2k, but ... A: While your answer is generally NO, companies and law firms are doing anything to collect. I ... | ||
| how to dispute a medical bill in collections | 6/2/2009 | Ontrack Financial Group llc |
| Q: I just recieved a phone call from a law firm about a hospital bill from back in 2007. I never got ... A: Please contact the College’s Insurance Coordinator, Lori Linzmaier at (719) 389-6386, or by e-mail ... | ||
| how to dispute a medical bill in collections | 6/2/2009 | Ontrack Financial Group llc |
| Q: I just recieved a phone call from a law firm about a hospital bill from back in 2007. I never got ... A: I don't believe that statement to be true. The debt collector just wants you to pay this debt off. ... | ||
| how to dispute a medical bill in collections | 6/2/2009 | Ontrack Financial Group llc |
| Q: I just recieved a phone call from a law firm about a hospital bill from back in 2007. I never got ... A: Tiamo, Thank you for your question. Start by requesting a detailed list of the services ... | ||
| zynga | 5/5/2009 | Michael Brotherton |
| Q: i have sent them dates and amounts that she spent but they are ignoring me any ideas of what else i ... A: Contact your bank and advise them that the charges are eroneous. You may state that your daughter ... | ||
| Gym Membership Dispute | 4/17/2009 | Michael Brotherton |
| Q: I have been a member of a health club for over 20 years. My membership contract terms were $500 for ... A: DO you still have a copy of the original contract? If so, I would seek legal counsel to review the ... | ||
| Dental Bill Dispute | 3/27/2009 | Michael Brotherton |
| Q: I live in TX. I received a coupon in the mail for free consultation so I went to see a dentist. ... A: If you cannot get the cooperation from the dentist then I would change dentists or at least threaten ... | ||
| Hotel not reimbursing per agreement | 3/2/2009 | Michael Brotherton |
| Q: Our wedding was double-booked at a large Washington, DC hotel. To help resolve the matter we agreed ... A: It appears they are stalling for some reason. If you have a contract and they have not responded to ... | ||
| violation of FDCPA or other statute? | 2/27/2009 | Michael Brotherton |
| Q: I have been receiving at least two calls daily from a collection agency for the past few months. I ... A: I believe they have violated the Fair Debt Collection Practices Act by claiming to be someone other ... | ||
| National Money Store (online) | 2/26/2009 | Michael Brotherton |
| Q: I borrowed $300. from them by a PayDay Loan online. On my payday which is once a month (on SSD) they ... A: You did the right thing. The dispute you filed with the bank is sometimes called a fraud affidavit. ... | ||
| tarnished or slander credit | 2/11/2009 | Michael Brotherton |
| Q: i helped a friend purchase tires for there car on my good year credit card. when tires where bought ... A: I assume the paperwork that was in their name was the invoice and warranty, etc... but the charge ... | ||
| dry cleaners burned down | 1/10/2009 | Michael Brotherton |
| Q: My dry cleaners in Boston, MA burned down last week, the day after I gave them $500 of my clothing ... A: Your secretary of state should have a listing for the company's statutory agent. This is the person ... | ||
| Credit Card Dispute | 1/8/2009 | Michael Brotherton |
| Q: Who do I contact regarding an issue with a credit card company that can not be resolved? There was ... A: Send a letter by certified mail return receipt requested advising them to cancel the charges once ... | ||
| broken contract and they kept the money | 1/7/2009 | Ontrack Financial Group llc |
| Q: My son paid $200 for snowplowing service, and signed the contract - I lent him the money and signed ... A: Check cashing places such as the one you mentioned are notorious for playing this chase game. A ... | ||
| Vehicle Repossession | 12/17/2008 | Michael Brotherton |
| Q: We had a vehicle that we fell behind on payments with in late 2005. By Feb. 2006, we informed that ... A: You are probably right but it is their decision. If it was a matter of policy they do not have to ... | ||
| credit card dispute | 12/14/2008 | Michael Brotherton |
| Q: We moved several months ago. The moving company overcharged me by $269. I disputed the charge and ... A: The credit card company doesnt want to get involved in a dispute this small. They have much bigger ... | ||
| Auto Deposit | 12/6/2008 | Michael Brotherton |
| Q: In July of 2008 I put a $25,000.00 deposit with a local Chevy Dealership for a new car that was ... A: Yes you may. They never honored their agreement. If you wish to cancel the deal then send them a ... | ||
| Payments on FHA Mortgaged Home Strangling Me | 12/4/2008 | Michael Brotherton |
| Q: First, thank you so much for your consideration of people's problems here. I will definitely ... A: Apparently your mortgage company is more concerned with collecting money than fixing theproblem. You ... | ||
| Judgement /Illinois | 12/2/2008 | Michael Brotherton |
| Q: Mike, I have an old Citi Bank credit card judgement on my credit report going back to 2003. The ... A: In most cases when a debt is sold to a collection agency the agency only pays pennies on the dollar. ... | ||
| Judgement /Illinois | 11/26/2008 | Michael Brotherton |
| Q: Mike, I have an old Citi Bank credit card judgement on my credit report going back to 2003. The ... A: No, you can do better. I have negotiated wth CitiCard for as little as 30%. This really depends on ... | ||
| Housing Dispute | 11/20/2008 | Michael Brotherton |
| Q: I apologize if this is not the appropriate place to ask this question, as I do not have an issue ... A: This can be tricky but if you take more than a passive interest in -bay it can be considered a ... | ||
| CoSigned on a auto loan | 11/10/2008 | Michael Brotherton |
| Q: I was wondering if you could help me with some advice. i co-signed for a auto loan for my friend, I ... A: You deserve a spanking for this one. I hate co-signer loans. They almost always go bad and the ... | ||
| Judgement | 11/3/2008 | Michael Brotherton |
| Q: I have spoken to you before regarding this judgment and the uncooperative attorneys office. They ... A: We can negotiate at any point even if they have a judgment. Particularly if you wish to avoid a wage ... | ||
| Judgement | 10/31/2008 | Michael Brotherton |
| Q: I have spoken to you before regarding this judgment and the uncooperative attorneys office. They ... A: Do the best you can. Debt collector are demanding anyway and anything you tell them they are going ... | ||
| Medical Bills dispute | 10/25/2008 | Michael Brotherton |
| Q: This is a rather embarrassing situation but here goes... I was picked up by a city police officer in ... A: Although this is not my particular area of expertise I am somewhat familiar with the subject. ... | ||
| Judgement | 10/16/2008 | Michael Brotherton |
| Q: Here is my situation. Collector got a judgement on me. There was an agreement to pay $300 a month ... A: First, we are now a full service law firm. Once we contact them they will have to respond in a ... | ||
| Judgement | 10/5/2008 | Michael Brotherton |
| Q: Here is my situation. Collector got a judgement on me. There was an agreement to pay $300 a month ... A: Yes, you may appeal the garnishment and ask for a hearing or ask the court for an accounting of the ... | ||
| Expired sister's credit card debts | 10/1/2008 | Ontrack Financial Group llc |
| Q: My sister passed away in March of 2007 (Georgia). She had around $24,000 of credit card debts ... A: Kurt, I'm sorry about your sister. Creditors will not jump around to settle debts at every ... | ||
| Problem with credit card company's mistakes | 9/26/2008 | Ontrack Financial Group llc |
| Q: I am being left to deal with a huge mess due to mistakes made by two separate banks regarding a ... A: How ridiculous this entire situation is. I call this customer no service. Please visit the ... | ||
| Online product returns | 9/22/2008 | Michael Brotherton |
| Q: What can I do about an online company who refuses to accept a return on an order which they sait was ... A: I believe you have 60 days to dispute the charge on the credit card you used if a Visa or MC. If you ... | ||
| Unclaimed Assets issue | 9/21/2008 | Michael Brotherton |
| Q: Brotherton, Let me first thank you for taking the time to read my post. My husband was contacted ... A: I would say you probably need to check with an attorney specializing in contract law for your state. ... | ||
| Escrow Accounts | 9/16/2008 | Michael Brotherton |
| Q: Here's my situation. I was 1/2 owner of a property that got sold in June. Escrow accts were made ... A: Tough questions. The title company or attorney is required to disburse the funds according to the ... | ||
| us. national bank | 9/11/2008 | Michael Brotherton |
| Q: I got a call from a company saying they are repersenting us.nationl bank and they are with untied ... A: I suspect one of the loan companies you owed in the past sold that information to them illegally. I ... | ||
| United StatesNational Bank scam | 9/4/2008 | Michael Brotherton |
| Q: I just had this scam pulled on me this morning.I contacted the police here in Palm Springs,CA but ... A: I agree with you,. This is a huge scam and no one seems to be doing much about them. I get ... | ||
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