About Michael Brotherton Expertise Consumer/Debtor Rights Advocate.
Mike Brotherton is a negotiator with over 30 years experience in consumer lending and collections. Mike has 30 years in the credit and collections industry as a former loan officer, debt collector and manager of two finance companies over several years.
Mike is well versed in Loss Mitigation practices and the legal collection process. He has helped literally thousands of people over many years overcome serious financial problems such as foreclosure, creditor lawsuits and abuse by debt collectors. For more information about resolving your "financial emergency" visit www.financialemergency.com.
FinancialEmergency.com is a consumer web site which actively promotes Fair Debt Collection Practices and other consumer protection laws. We teach DEBTOR RIGHTS and enforcement of those rights. The more informed you are of your rights and the credit collections practices of creditors the more peace you can have dealing with your FINANCIAL EMERGENCY.
Most financial problems are fairly common and as such have some very common solutions. The key is understanding your rights in the collection process and how to enforce them if need be.
Primary business- Debtor Rights Advocacy and Debt Mitigation relating to foreclosure, creditor lawsuits, and other serious financial problems.
www.financialemergency.com (copy and paste in browser).
Experience 30 years experience negotiating disputes and resolving financial issues related to consumer debt, corporate debt, and mortgage restructuriing.
Question We stayed at a hotel- paid bill - left - 7 days later I recieve a notice in mail that the hotel was going to charge my debit card $440 for a television set they said we broke.
The tv did not work when we arrived at the hotel -but since we rented a suite, the other tv worked, and we had lots going on, so it wasn't that big of a deal. Is there anything we can do about this?
Answer I would think they would have to prove you broke the TV to be able to charge you for it. You can dispute the charge with your bank if they do charge it to your card then plead your case with the bank. You may be able to dispute the charge over the phone or by e-mail. Check the web site for the bank that issued the card for dispute procedures the file the dispute.
Some hotels have been known to pull scams like this and have a history. Check with your state attorney general and see if they have any complaints similar to yours and if it looks like a pattern file a complaint with them.
Your state may also have a regulatory agency for hotels. Check with the Secretary of State and find out then contact them to see if they have had other similar complaints.
