About Michael Brotherton Expertise Consumer/Debtor Rights Advocate.
Mike Brotherton is a negotiator with over 30 years experience in consumer lending and collections. Mike has 30 years in the credit and collections industry as a former loan officer, debt collector and manager of two finance companies over several years.
Mike is well versed in Loss Mitigation practices and the legal collection process. He has helped literally thousands of people over many years overcome serious financial problems such as foreclosure, creditor lawsuits and abuse by debt collectors. For more information about resolving your "financial emergency" visit www.financialemergency.com.
FinancialEmergency.com is a consumer web site which actively promotes Fair Debt Collection Practices and other consumer protection laws. We teach DEBTOR RIGHTS and enforcement of those rights. The more informed you are of your rights and the credit collections practices of creditors the more peace you can have dealing with your FINANCIAL EMERGENCY.
Most financial problems are fairly common and as such have some very common solutions. The key is understanding your rights in the collection process and how to enforce them if need be.
Primary business- Debtor Rights Advocacy and Debt Mitigation relating to foreclosure, creditor lawsuits, and other serious financial problems.
www.financialemergency.com (copy and paste in browser).
Experience 30 years experience negotiating disputes and resolving financial issues related to consumer debt, corporate debt, and mortgage restructuriing.
Question I got a call from a company saying they are repersenting us.nationl bank and they are with untied investigations and that i owe some pay day loans.Which I do any I had out I called them today and they all told me iwas paid in full. This company wanted me to send them 2000 dollars but when I told them I did not have that kind of money would settle for 1500 with 200 of it being paid up front and the rest would be paid over the next 6 months.When I question them about this they told me I was going to be sorry.I told them I called all the payday loan places and they all told me I didnt owe anything. The company that called me told me they would be co ming after me and is harrassing me at work also.Is there anything I can do to stop the calls. i dont know how they got my work number or my socail security number.
Answer I suspect one of the loan companies you owed in the past sold that information to them illegally. I would tell them that you have contacted the FBI and the attorney general and the Federal Trade Commission and filed a complaint against them for attempted fraud. You may also file the complaint by going toe www.ic3.gov.
Once you advise them of the complaint they will usually quit calling.
When they act like they are going to do something to you, laugh at them. They hate it. Make fun of them. They wont call back. Its kind of funny how well that really works.
