About Michael Brotherton Expertise Consumer/Debtor Rights Advocate.
Mike Brotherton is a negotiator with over 30 years experience in consumer lending and collections. Mike has 30 years in the credit and collections industry as a former loan officer, debt collector and manager of two finance companies over several years.
Mike is well versed in Loss Mitigation practices and the legal collection process. He has helped literally thousands of people over many years overcome serious financial problems such as foreclosure, creditor lawsuits and abuse by debt collectors. For more information about resolving your "financial emergency" visit www.financialemergency.com.
FinancialEmergency.com is a consumer web site which actively promotes Fair Debt Collection Practices and other consumer protection laws. We teach DEBTOR RIGHTS and enforcement of those rights. The more informed you are of your rights and the credit collections practices of creditors the more peace you can have dealing with your FINANCIAL EMERGENCY.
Most financial problems are fairly common and as such have some very common solutions. The key is understanding your rights in the collection process and how to enforce them if need be.
Primary business- Debtor Rights Advocacy and Debt Mitigation relating to foreclosure, creditor lawsuits, and other serious financial problems.
www.financialemergency.com (copy and paste in browser).
Experience 30 years experience negotiating disputes and resolving financial issues related to consumer debt, corporate debt, and mortgage restructuriing.
Question hi my 11 year old daughter got hold of my wifes credit card and my sons debit card and spent about 370 pounds on a zynga site the only way to get in touch with them is by email. i have sent them dates and amounts that she spent but they are ignoring me any ideas of what else i can do,they have a phone number in sanfransisco but keeps saying unavailable
Answer Contact your bank and advise them that the charges are eroneous. You may state that your daughter used the card but dont worry about her being prosecuted. They wont persue any charges. They may threaten to but they wont. Dispute the charges as unauthorized and they should reverse the charges. The debit card may be a little more difficult but you may attemptt o refute the charges as unauthorized. This should do the trick.
