AboutOntrack Financial Group llc Expertise With the credit market on a brink of collapse, the future of having good credit will be paramount. Loans will be near impossible to obtain with strict lending practices around the corner. Debt collectors and Law offices will use even stronger tactics to recover more of your hard earned money. Protecting you and your credit has to be a top priority.
In 2000 Ontrack Financial Group llc founded the credit arbitration movement. More and more companies entered into the arena and new business models joined old ones. Only one company has the attitute and aptitude to truly assist our clients. Ontrack Financial Group llc is that company!
With our proven credit arbitration solution, you can become Charged Off Debt free within three years or less. Our clients have eliminated their Charged Off Debts with our service and avoided communication with collection agencies and law offices in the process.
Since the inception of Ontrack Financial Group™, we have continued assisting our nation-wide clientele with their burdensome unsecured debt and has enrolled thousands clients in its programs, managing millions of debt for its clients without one complaint.
Ontrack Financial Group™ is a for-profit, private company and is not affiliated with the credit bureaus or the credit industry. As a result, our services are unbiased and independent, which allows us to better serve the consumer.
Experience Please read about us at Https://www.OntrackFinancialGroup.com/Q&A.html
Question QUESTION: Hello, I had a judgment and lien filed against me in 2004. I had paid the amount down from 6k to 2k, but was late adn the creditor would not accept my payments so I stopped. Now there is a new law firm contacting me asking for 4,800. I have since married and my married name is on a property in another state. Can the new law firm attach a lien to my husband's house even if I am not on the mortgage. Does it matter if the name is incorrect or if I have not officially changed my name? I'm concerned that they will impact his credit.
ANSWER: Hello Sharon,
Thank you for you question!
While your answer is generally NO, companies and law firms are doing anything to collect. I wouldn't put it past them.
Who is the collection agency/ law firm?
Ontrack Financial Group llc
888-686-6834
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QUESTION: Thank you.
The firm is SmithDebnam in Raleigh. I started to do a quit claim to take my name off my husband's property, but the name is not the same so I am stuck.
All my official bills, id, documentation etc are in one name. This deed has a different last name.
ALso, the letter they sent threatened lagel action. Can they take me to court again?? Even though they have a judgement and lien against my own property?
Answer Dear Sharon,
They can attempt to go to court again to force action upon collecting the judgment.
This company is attempting to scare you into paying them. I'm 100% positive if you had the money this situation wouldn't exist.
The name on the account doesn't matter, as long as they can prove it's the debtor that owes the debt, they can attach property.
In your state chances are that you're exempted from certain tangible property from being seized.
