AboutOntrack Financial Group llc Expertise With the credit market on a brink of collapse, the future of having good credit will be paramount. Loans will be near impossible to obtain with strict lending practices around the corner. Debt collectors and Law offices will use even stronger tactics to recover more of your hard earned money. Protecting you and your credit has to be a top priority.
In 2000 Ontrack Financial Group llc founded the credit arbitration movement. More and more companies entered into the arena and new business models joined old ones. Only one company has the attitute and aptitude to truly assist our clients. Ontrack Financial Group llc is that company!
With our proven credit arbitration solution, you can become Charged Off Debt free within three years or less. Our clients have eliminated their Charged Off Debts with our service and avoided communication with collection agencies and law offices in the process.
Since the inception of Ontrack Financial Group™, we have continued assisting our nation-wide clientele with their burdensome unsecured debt and has enrolled thousands clients in its programs, managing millions of debt for its clients without one complaint.
Ontrack Financial Group™ is a for-profit, private company and is not affiliated with the credit bureaus or the credit industry. As a result, our services are unbiased and independent, which allows us to better serve the consumer.
Experience Please read about us at Https://www.OntrackFinancialGroup.com/Q&A.html
Question QUESTION: I just recieved a phone call from a law firm about a hospital bill from back in 2007. I never got any of these bills and I had insurance at the time but the law firm said that its my own fault in the state of Colorado. Should I go to court and try to fight it or should I try to pay these unfair bills?
ANSWER: Tiamo,
Thank you for your question.
Start by requesting a detailed list of the services performed / items used. Contact your ins company and request information on what they paid. Chances are the hospital didn't bill the ins company, or you deductible wasn't paid.
By performing a little leg work, you will discover what happened and may take action after you have all the facts.
Good Luck
Ontrack Financial Group
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QUESTION: They just faxed me a detailed summary and it shows that the insurance company was not billed. The law firm said that in Colorado though if the hospital doesnt submit the bills to insurance then it is my own problem that I didnt follow up even though I never knew I had these bills. So now since it is past the date to submit to my insurance should I fight these bills in court?
ANSWER: I don't believe that statement to be true. The debt collector just wants you to pay this debt off. Contact the insurance company before you do anything. They may pay the claim is it's submitted. Let me know how it worked out for you.
Michael Moore
Ontrack Financial Group
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QUESTION: I have spoken with my college health insurance at the time and they have said that they cannot pay it because it is over a year and a half old and that is past their timeline that they have in the policy to pay. So should I just go to court and try to fight the collections since its the hospitals fault and not mine?
Answer Please contact the College’s Insurance Coordinator, Lori Linzmaier at (719) 389-6386, or by e-mail at lori.linzmaier@ColoradoCollege.edu. She will assist you with this situation.
Since you received services ultimately you're responsible for paying this debt. You did sign a document the hospital gave called Conditions of Admissions.
