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About Ursula Kiener
(Top Expert on this page)

Expertise
I can answer questions regarding Insurance, Real Estate, Mortgages, Investing, Relocation, Retirement, Types of Visas, Laws, Places to go to, Night Clubs, Restaurants, Hotels, and Tourism in general.

Experience
My company has over 30 years of experience in the insurance industry. Founded in 1976, Forlacol is a family oriented company, with me (Ursula) as the third generation in the business. I obtained my insurance license in 2004 and I am qualified to sell personal, property and casualty, and guarantee bonds in the country of Panama. I also have worked in Real Estate in Panama. Most of my friends and clients are foreigners so I'm pretty used to being a tour guide.

Organizations
International School of Panama Alumni Society (Vice President 2002-2005) Florida State University Real Estate Society Florida State University Insurance Society (Vice President 2005-2006)

Publications
Panama Real Estate Magazine Building the Best The Pananole - FSU Panama’s Online Newspaper. (Founder and writer 2002 - 2004)

Education/Credentials
I went to college at Florida State University with a scholarship. I graduated with a double major in Multinational Business and Human Resource Management. I took my Real Estate course in 2004 and my Insurance Course in 2003.

Awards and Honors
Florida State University 2 2 Scholarship Hispanic Honor Society

Past/Present Clients
My clients are mostly foreigners. Countries of origin include: the US, Canada, Europe, and Central/South America.

   

You are here:  Experts > Cultures > Mexico/Central America for Visitors > Panama

SubjectDate AskedExpert

veternarian services7/4/2008Ursula Kiener
  Q: I have 4 small cats and I would like to know if they have good vets who are able to take care of 1 ...
  A: I have a wonderful vet in Panama - his name is Antonio Delgado and he just opened his new clinic in ...
going with motorhome to panama6/29/2008Ursula Kiener
  Q: we are travelling from canada but would like to avoid central america. is there a way via boat, ...
  A: I actually have an office in Boquete - we do insurance and mortage brokering. If you need my ...
going with motorhome to panama6/28/2008Ursula Kiener
  Q: we are travelling from canada but would like to avoid central america. is there a way via boat, ...
  A: Yes you can use a shipping company to take your motorhome to Panama. I brought my car from Miami to ...
me again6/27/2008Lorena Milanes
  Q: hey, its me again...still bothering you. i appreciate your honesty once again. i can only hope all ...
  A: Iīts ok, you do not bother me. I think your Boquete options is a good one. Itīs a small place, ...
to move or not to move6/27/2008Lorena Milanes
  Q: lorena, i have read several of your answers, you seem to be very honest and straight forward. for ...
  A: No need to worry, you can ask all you need to know, Iīll do my best to point you in the right ...
to move or not to move6/26/2008Lorena Milanes
  Q: lorena, i have read several of your answers, you seem to be very honest and straight forward. for ...
  A: In regards to racism towards tourists or people coming from the U.S. I perceive it as none existant. ...
to move or not to move6/26/2008Lorena Milanes
  Q: lorena, i have read several of your answers, you seem to be very honest and straight forward. for ...
  A: I try to tell people the things the way are, because if it was me asking, I would like to know :) I ...
MOVING TO PANAMA6/26/2008Jack Silvera
  Q: i am considering the move to panama, i have two children ages 3 and 5. concerned about safety and ...
  A: You are 43 and have financial security. Raising children in Panama should be the least of your ...
Driving in Panama6/26/2008Lorena Milanes
  Q: Lorena, My friend and I are travelling to Panama for 10 days in July. We plan to visit Panama ...
  A: If you really want to drive in Panama, note that people do not obey traffic signs, so you have to be ...
Moving to Panama,6/25/2008Jack Silvera
  Q: hope you are doing well. here is my question. I actually living in Aruba, soon been relocated to ...
  A: The title is also not used in Panama. Your car registration & revision are proof of ownership. ...
Retiring to Panama6/24/2008Ursula Kiener
  Q: First of all, thank you for this valuable service. My family and I are going to move to Panama this ...
  A: I think other people do a good job of keeping me busy as well :p A house in those areas 3 - 4 ...
Retiring to Panama6/24/2008Ursula Kiener
  Q: First of all, thank you for this valuable service. My family and I are going to move to Panama this ...
  A: No worries :) You have enough income to live anywhere you would want in Panama - unless you were ...
visa de trabajo6/24/2008Ursula Kiener
  Q: soy salvadorena, que requisitos necesito para trabajar en el panama por 20 meses. ya sea para una ...
  A: Hola Ericka. Ellos tienen que sponsor you - para que te den la visa. Una compania puede tener ...
houses and moving to panama6/23/2008Lorena Milanes
  Q: Some friends of mine are thinking of moving to Panama and setting up a business. They are looking ...
  A: I would recommend the Bella Vista area for this type of business. I am certain you can find a big ...
Retirement Visa vrs Dual Citizenship6/22/2008Jack Silvera
  Q: My Father and Grandfather were both born in Panama. My Uncle ( a former colonel in the Panamanian ...
  A: If you are moving to Panama as retirees you will be able to invest in property without paying taxes ...
selling a car in panama6/17/2008Ursula Kiener
  Q: we are driving a car bought in mexico to panama. we wish to sell the car in panama. is this ...
  A: Are you the same as David who wrote to me about selling a car in Panama? Your car is so old that the ...
selling an american truck6/17/2008Ursula Kiener
  Q: I am interested in selling my Ford truck once I arrive in Panama City. Could you give me some ...
  A: This is not as easy as it seems since you need to register the truck in Panama and unless you have ...
Importing cars to Panama6/17/2008Jack Silvera
  Q: I just opened my own independent auto dealership in Tampa, FL. I am very interested in exporting ...
  A: Hola Yolanda: I can advise you to contact Larosch Motors in Panama City. They import from USA ...
Cerro Azul6/16/2008Lorena Milanes
  Q: Can I RENT a small 2-3 bedroom house in Cerro Azul ? Can I have access to High Speed Internet ? ...
  A: Here are your specifics... 1.Places to search for a home in Cerro Azul to rent, try ...
Cerro Azul6/15/2008Lorena Milanes
  Q: Can I RENT a small 2-3 bedroom house in Cerro Azul ? Can I have access to High Speed Internet ? ...
  A: Yes, there should be homes available for both, rent and purchase in the Cerro Azul area. There ...
Buy car in Panama6/14/2008Ursula Kiener
  Q: I just read one of your responces and wanted to ask a similar question. I will be flying into Panama ...
  A: Besides what I send to your email. You have to go to Plaza Conquistador in front of El Rey of Via ...
Selling an RV in panama6/10/2008Jack Silvera
  Q: I'm am going to be arriving in Panama in a few days and we have driven a US registered RV which I am ...
  A: As far as selling your vehicle, the best city to do it would be in the capital Panama City because ...
younger expats?6/5/2008Lorena Milanes
  Q: Lorena, My wife and I are considering retiring to Panama within next 7 years. We will be age 50 at ...
  A: Sorry it took so long for me to get back to you. I looked around a bit before I figured I had ...
The Dollar5/25/2008Ursula Kiener
  Q: I am purchasing land in Panama but I am wondering about how Panama's economy is effected by the weak ...
  A: I actually wrote an article on this subject - ...
Best Areas to Start Looking5/21/2008Ursula Kiener
  Q: Kiener, A number of expat friends and I who currently live in Venezuela are have decided to leave ...
  A: Mountain areas close to Panama City: Cerro Azul - which is very close about 40 minutes On the ...
Driving David to Bocas5/20/2008Lorena Milanes
  Q: We are a family of seven travelling over the holidays and think it will be less expensive to drive ...
  A: I apologize for delay in reply I was out of the country and had very little access to email. ...
Obtainin citizenship through my mother5/12/2008Jack Silvera
  Q: My mother and grandmother (both of whom are Panamanian citizens through birth) have recently ...
  A: If your mother and grandmother were both born in Panama, then you can definitely claim Panamanian ...
moving FROM panama to US5/10/2008Ursula Kiener
  Q: we want to take our Panama-purchased 2005 Nissan Frontier pickup back to the US. is this possible? ...
  A: I would not take a car back to the US - your car here has European specs not American and this would ...
Lots of questions5/8/2008Ursula Kiener
  Q: Wow Ursula you are a wealth of knowledge! I appreciate you taking the time to read and answer my ...
  A: Well my job is basically speaking so I have to be very well informed of everything that is going on. ...
shipping a few boxes5/6/2008Ursula Kiener
  Q: I am in the process of getting my pensionado visa, I have a temporary and waiting for permanent. I ...
  A: I called Fletes - they only have one route which is anything that passes between Panama and David ...
FROM PANAMA TO COSTA RICA5/4/2008Ursula Kiener
  Q: I AM CURRENTLY STAYING IN SONA, PANAMA. MY 30 DAY VISA EXPIRES IN TWO DAYS. I WANT TO GO TO COSTA ...
  A: What you are describing is basically what people do - the go to Costa Rica for 2 or 3 days and come ...
shipping a few boxes5/4/2008Ursula Kiener
  Q: I am in the process of getting my pensionado visa, I have a temporary and waiting for permanent. I ...
  A: With the permanent you can ship $10,000 of household goods without paying entry taxes. I don't know ...
shippiing a car from Miami to Colon5/2/2008Ursula Kiener
  Q: I am shipping a 2004 Nissan X Terra SE,value $15,000. From what I understand even if I have an ...
  A: Actually with the pensionado visa you can bring in a car every 2 years without paying taxes. Here ...
shipping a truck to Panama5/1/2008Ursula Kiener
  Q: Where do you go to ship a truck to Panama from either New Jersey or Florida?
  A: No worries - luckly I am in that business - well not the shipping but the insurance so I get asked ...
moving to Panama.4/28/2008Jack Silvera
  Q: My Wife and I are tired of the American way of life, and are looking to Panama, Allison has two BA's ...
  A: It depends on your spending habits and what kind of apartment/house you want to live in. If you ...
questions about relocating to Panama4/28/2008Ursula Kiener
  Q: My husband and I are investigating the possibility of moving to Panama. This past winter here was ...
  A: At least you are in luck in the fact that starting up a business in Panama is very easy - you need a ...
moving to Panama.4/27/2008Jack Silvera
  Q: My Wife and I are tired of the American way of life, and are looking to Panama, Allison has two BA's ...
  A: First I would like to suggest that you come down for a short vacation and see if Panama is a place ...
Panama popular attractions and locations4/26/2008Ursula Kiener
  Q: Could you tell me about some of the popular attractions and locations in Panama. I am doing a ...
  A: Popular attractions: Casco Viejo Panama Viejo Panama Canal - and locks Gamboa Rainforest Zona ...
boating to panama4/23/2008Lorena Milanes
  Q: Good afternoon. I am planning on bringing my 28' bertram( fishing boat) from florida to the ...
  A: I am not familiar with this activity, but I think what you need is orientation from a lawyer. A ...
veterans medical insurance4/22/2008Jack Silvera
  Q: is there doctors and or hospitals that except usa veterans medical?
  A: I'm not sure about Veteran's Medical Insurance. I have heard Hospital San Fernando accepts insurance ...

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