AboutBruce Julien Expertise I can answer questions on and raise issues clients overlook in the areas of Estate Planning as far as taxes and distribution flow problems, Asset Management as far as appropriateness of assets and allocations for a desired goal and the value a consumer gets for their costs, Tax Planning related to Income and Estates, and Insurance/Annuity questions particularly in light of suitability to the consumer.
Experience I became a CPA in 1991 and began offering financial advice in 1992. I am a Registered Investment Advisor which means I sign off on putting clients' interests first in a fiduciary role.
Education/Credentials BA in Accounting, University of Maryland 1990
Question I want to open a Roth IRA to save for retirement. I want to know: 1) Where should I open the Roth IRA account? I don't have $ to go to a financial planner and I only have a small amount of money to get it started (about $100). I called Wells Fargo bank and they only had an interest rate of 1.1%. Is that all I can expect?
Answer Nobody loves you unless you have a lot of money Nikki
Good for you you want to save. 1.1% is about all you can expect regardless of account size
Do this - either go do all the work yourself online with a no-load mutual company like Fidelity, T Rowe Price or Schwab and they might have small minimums. Or get a junior. new stockbroker to take you on with the hope you will save more as time goes by and become a larger account
