AboutBruce Julien Expertise I can answer questions on and raise issues clients overlook in the areas of Estate Planning as far as taxes and distribution flow problems, Asset Management as far as appropriateness of assets and allocations for a desired goal and the value a consumer gets for their costs, Tax Planning related to Income and Estates, and Insurance/Annuity questions particularly in light of suitability to the consumer.
Experience I became a CPA in 1991 and began offering financial advice in 1992. I am a Registered Investment Advisor which means I sign off on putting clients' interests first in a fiduciary role.
Education/Credentials BA in Accounting, University of Maryland 1990
ten years ago my wife purchased a GuaranteedAnnuityy. she was told that the quarantee
was 6% of her investment. recently she decided to cash it in and found to he amazement that she had less than her initial investment. How can this be?
Answer You have to take that up with the insurance company. Bet you were "told" this all by the agent but lo and behold, you were really sold something you didn't fully understand. Happens a lot. Agent fudges things so you buy, insurance company has toexplain the details to you later on the phone.
