About Joe Montgomery Expertise I can answer most any question in this area, unless they are seeking legal advice.
Experience I have worked in the lending industry for over 15 years, and worked in consumer lending, (Personal loans, and small collateral loans) as well as mortgage lending during the first 6 years of my career
Publications Currently an all experts expert for mortgage loans.
Question I want to apply for a personal loan, but my credit is about a 580 and I want to pay something off my credit would it be wise to take out a personal loan?
Answer The only real way to do this would be to take out a personal loan, however the issue would be that with a credit score under 600, you would most likely not be able to qualify for the loan. I would recommend talking to the creditor that you wish to pay off, and see if there is something you can work out.
