About Joe Montgomery Expertise I can answer most any question in this area, unless they are seeking legal advice.
Experience I have worked in the lending industry for over 15 years, and worked in consumer lending, (Personal loans, and small collateral loans) as well as mortgage lending during the first 6 years of my career
Publications Currently an all experts expert for mortgage loans.
Question Hi - my question is, when you go into a bank to apply for a personal loan what is the lowest credit score that you can have?
Answer Technically-- 0. If you don't have enough credit you can have no score at all. the "worst" I've ever personally seen was 330, and I believe 300 is the lowest, with 850 being the highest. If you apply for a loan-- any loan, the lowest they usually accept is in the 500 range-- but that's usually for cars and home loans--
