| Subject | Date Asked | Expert |
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| hi | 2/25/2005 | kkemper |
Q: Ive tried everywhere. In a way i dont think that it is entirely fair that people are denied ...
A: a; your age; b; your current employment c; your major what do you know about real estate? i can ...
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| Personal Loan | 2/19/2005 | kkemper |
Q: I am currently employed by S&P Mortgage Services in Warrendale, PA. I have been there since January ...
A: i can tutor you. no cost. find, while you can, some fix up real estate and get control of it, buy ...
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| Security for Emergency Loan | 2/18/2005 | kkemper |
Q: Saw that you told someone he could use his retirement account as security for an emergency loan. ...
A: Tiro; WHat i hope I said was "it depends on the lender". I [as of this moment] am not a lender. ...
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| Credit and Loans | 2/7/2005 | kkemper |
Q: I am so fustrated. Out of ignorance I never checked our (my husbands and mine) credit until a few ...
A: u have a few choices; start a lawsuit against the credit bureaus for FRAUD AND other things they do ...
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| Auto Financing | 2/7/2005 | kkemper |
Q: Can you elaborate on your answer. I am not very excited spending all that money. Please share some ...
A: There are expenditures in business and there are investments; inventory, RE, etc. those are ...
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| Auto Financing | 2/6/2005 | kkemper |
Q: I am planning to buy a Used car in this coming week. This is the 2nd car that I am buying and the ...
A: U did not say whether you had to have a car next week. If not, why not do the fix up real estate ...
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| Becoming a co-signer | 2/1/2005 | kkemper |
Q: why such an emphatic "never?" Is it because of the risk I'll be taking or does it just look bad on ...
A: Ms. Lin: thanks for asking for a clarification. it is purely historical and cultural. I have ...
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| loan consolidation, privacy and available info. | 1/27/2005 | kkemper |
Q: I would like to consolidate my loans, while at the same time lower my monthly payment. What is the ...
A: Brian; what lenders say and what they do are 2 dif things. they sell your data; that is a fact, not ...
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| Student Loans for Housing | 1/4/2005 | kkemper |
Q: I am currently a student at a state university on scholarship. I am in an excellent position because ...
A: unless I am wrong; the answer is no. However, you can find a hard money lender and you should be ...
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| I think I need a personal loan | 12/30/2004 | kkemper |
Q: Followup To Question - Hello, I am 30 years old and have a little over $600,000 in credit card ...
A: email me kkemper1@mindspring.com or 602-705-2319 my cell open 7 days a week [that is both good and ...
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| I think I need a personal loan | 12/29/2004 | kkemper |
Q: I am 30 years old and have a little over $600,000 in credit card debt. I had used them to buy cars ...
A: i would be willing to be your financial manager. YOUR CPA should be fired. IF you have one. You ...
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| I think I need a personal loan | 12/29/2004 | kkemper |
Q: I am 30 years old and have a little over $600,000 in credit card debt. I had used them to buy cars ...
A: if u have 600k in credit card debt, that is a world's record. go buy a fix up income property; like ...
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| Loan Information | 11/9/2004 | kkemper |
Q: Greetings Mr. Kemper: I have poor credit. 3 years ago I had a bad accident and subsequently I ...
A: yes, I can. so can you. seek a reverse annuity mortgage; monthly payments made to you. or sell ...
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| where can i get a personal loan with bad credit | 10/7/2004 | kkemper |
Q: The reason I need a personal loan is to pay off all my debts. I would like to pay them all off and ...
A: yes; SHOULD you use them? NO. if u smoke or drink, use that $ for the next 6 mo to pay off the ...
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| finanaces | 10/1/2004 | kkemper |
Q: is there a real way to obtain instant credit even with bad credit
A: yes, buy a cheap car and make sure they report it to the bureaus why buy more on credit? live ...
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| pleassse help me get a personal loan fast! | 8/20/2004 | kkemper |
Q: Ca and I attend Cal State Long Beach. I really need you help I really dont know where else to go. ...
A: Et: your yr at CSLA? major? where do u work and what do u do? do u smoke? what do u earn? U do ...
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| Credit Score | 8/19/2004 | kkemper |
Q: I have awful credit. I own my home free and clear. The value of it is around $190,000. I net monthly ...
A: dave: what is your lifestyle like? smoke? pills? divorce? health concerns? family problems? ...
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| Personal Loan | 8/1/2004 | kkemper |
Q: My husband and I are trying to get a loan to pay off a judgement that is on his credit. We need to ...
A: YOU need a mortgage broker, instead of a bank. the response your bank gives, "not possible because ...
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| Personal Loan | 7/30/2004 | kkemper |
Q: My husband and I are trying to get a loan to pay off a judgement that is on his credit. We need to ...
A: Trina; get a hard money loan to build the house; with that money, also pay off the judgment. U ...
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| Poor Credit and Loans | 7/25/2004 | kkemper |
Q: Greetings Kkemper: I own a $200,000 home in Buffalo, NY. I want an in ground pool installed as ...
A: ask your mortgage brokers about a REVERSE annuity mortgage; I am not sure about the age part; some ...
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| Outrages APR rate. | 7/23/2004 | kkemper |
Q: I had a friend with ok credit apply for a loan. He saw that the APR was around 80%. When he asked ...
A: such a rate could exist from this; a 16% annual rate and someone pays it off early, like in 1 mo, ...
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| United Miles for House Payment?? | 7/17/2004 | kkemper |
Q: It's a lot of money for me. But I'd like to know if I can somehow pay this using my United Mileage ...
A: some idiotic lenders ask where the downpayment comes from. I tell them from my consulting; as it is ...
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| mobile home loans | 7/8/2004 | kkemper |
Q: Could you tell me some websites to find the lowest rates for a mobile home loan. ( We were quoted 10 ...
A: sue; regardless what city u are in, use your phone and call 3-5 morgtgage brokers. most will have ...
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| GETTING RID OF DEBT | 6/30/2004 | kkemper |
Q: i want to get rid of credit card debt at 22%. Should I seek afinance co. or what at a lower rate? I ...
A: EXCELLENT question. My advice, find 1-2 pieces of fix up real estate, a house or 2-4 plex. see if ...
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| Obtaining a personal loan with bad credit | 6/10/2004 | kkemper |
Q: To answer your question i work at a local florist. I have 2 years and 2 months on the job, perfect ...
A: at high school. Find a fix up 2-4 PLEX. make sure it is available at 14-35% below fair market ...
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| Loans for poor credit | 6/3/2004 | kkemper |
Q: I am a college graduate of 2001. I've been working as an auditor for the past 2.5 years making ...
A: rent a car for now. i presume u have a credit card. i will help you find fix up real estate to buy ...
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| school loan debt | 5/21/2004 | kkemper |
Q: Followup To Question -i owe about 20,000 in school debt is there anyone that can help me reduce ...
A: there are many ways of getting money to pay off school loans and to start biz's. THE easiest by far ...
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| school loan debt | 5/20/2004 | kkemper |
Q: Followup To Question - i owe about 20,000 in school debt is there anyone that can help me reduce ...
A: i was told an LPN degree is one step before RN and it is an AA degree. Which school is granting u ...
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| Improving credit score | 5/4/2004 | kkemper |
Q: I know I can get good rates, I already got pre-approved for 360k loan. I have excellent credit ...
A: in my credit expert's opinion, u are muddying up the water. advance yourself and leave others out ...
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| Improving credit score | 5/3/2004 | kkemper |
Q: I don't know if you are an expert in credit score, but I'll try anyway. I didn't find an answer to ...
A: a; do not bring others into your credit fRAY. [their cards] b; seek different mortgage brokers and ...
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| loan & credit history | 4/2/2004 | kkemper |
Q: usa state of georgia....hi, My credit card is given by wachovia bank.as i have collegee ...
A: a; apply for credit anywhere. if u are accepted, problem over. if rejected, you take that rejection ...
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| Tax Lien and home buying | 3/21/2004 | kkemper |
Q: I am writing you to ask a question regarding an IRS tax lien. I currently have a tax lien for an ...
A: idea; find some fix up prop that u can buy, fix up and re-fi. Have the tax lien paid for out of ...
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| buying property | 3/19/2004 | kkemper |
Q: we live in a small town about 300 people and are a family of 5 we make 1500.a month. he has a ...
A: i can answer all this. BUT first, I have learned to ask; in what city/state/nation are you? YOUR ...
|
| PAYDAY LOANS | 3/4/2004 | kkemper |
Q: I have gotten myself in a mess with payday loans. It takes my entire paycheck and then some to repay ...
A: Sheila: I am an emergency room fnancial expert. NO cost to u: i need lots of data and as fast as ...
|
| money | 2/25/2004 | kkemper |
Q: what is different between credit and debit
A: if u borrow money from anyone, each time u borrow like a credit card, that is a debit purchase. ...
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| loan | 2/22/2004 | kkemper |
Q: i have a consolidated school loan that is locked in at 7.625%. i consolidated my school loans prior ...
A: don't waste your time. IF getting it paid off as fast as u can is important to u--do one of two ...
|
| bank loan... | 1/29/2004 | kkemper |
Q: I have clear title to my home. I've made all payments and the property is mine. My question is... If ...
A: when i went to school decades ago, this was brought up. IT was "all buildings re fire insurance, ...
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| Which Loan? | 10/18/2003 | kkemper |
Q: I am a college student. I am 18 years old and will be married in June. The only problem is my ...
A: Ashley; Having been there, done that. PLEASE strongly consider this: if u do not have $36,000 in ...
|
| General | 6/16/2003 | kkemper |
Q: Long time since I sent an inquiry your way. I hope all is well. The Real estate thing has been ...
A: Dwayne. In my opinion, if you are thinking of doing one or the other, it is easy; real estate is ...
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| questions for inc | 4/18/2003 | kkemper |
Q: keeping minimal cost and legality in mind at all times!!! What type of shelf corporation should I ...
A: What type of shelf corporation should I choose ,if I wanted to buy a DE corporation?S or C and lived ...
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