| Subject | Date Asked | Expert |
|
| intrest is killing us! | 1/3/2006 | kkemper |
Q: Would it be wise to pay off debt and our mortgage with a home equity loan? We are currently about ...
A: Nina; you queries are confusing me. 6.25% is VERY VERY CHEAP. YOU can get an interest only loan ...
|
| question | 12/31/2005 | kkemper |
Q: You say check out your background under small biz. Where do we do that on this web site? I am not a ...
A: k kemper --under small biz, small biz info, managing a biz-- View Profile In my 34 + years with ...
|
| debt | 12/29/2005 | kkemper |
Q: My question is as follows. I have credit card debt. I would like to transfer to a lower credit rate ...
A: ask your current creditor when you could qualify for a lower interest rate loan and ask that of ...
|
| personal loan | 12/19/2005 | kkemper |
Q: I read a recent question that was sent to you regarding Falsion Financing. I also found them on the ...
A: your occupation? i presume you are a non smoker. have any kids? how about alimony? if assigned and ...
|
| personal loan | 12/19/2005 | kkemper |
Q: I read a recent question that was sent to you regarding Falsion Financing. I also found them on the ...
A: why is your credit not so good? it can be improved every 30 days till it hits 825. consolidating ...
|
| Loan | 12/5/2005 | kkemper |
Q: One company finally wants to help. There name is Falsion Financing. They are going to give me a loan ...
A: that is a con. YOU are wise not to jump at their offer. as a pro once said, the more legal junk ...
|
| Can I get a loan and pay later? | 11/26/2005 | kkemper |
Q: I am a college senior and have money that I have saved up and am using it to get by until I ...
A: CPA? seriously? or acct? have you taken your state test? I am sure I can get someone who is a CPA ...
|
| Can I get a loan and pay later? | 11/26/2005 | kkemper |
Q: I am a college senior and have money that I have saved up and am using it to get by until I ...
A: yes, but by the time it is processed, you will have grad'd. sometimes, dif paycheck lenders will ...
|
| Fixing credit | 11/25/2005 | kkemper |
Q: I want to fix my credit but I don't know where to begin. I heard you need a least a 620 credit score ...
A: pay off all small accounts. IF U wish, then seek a RAPID re-score. that should get you 120 pts. ...
|
| How do I clean up my credit | 11/14/2005 | kkemper |
Q: How do I clean up my credit? My FICO is 520. I want to buy a home within the next year, I have a ...
A: http://www.lendinguniverse.com/af/kkemperrealty.htm visit this site and fill out the data for a ...
|
| Personal loan wth bad credit | 11/6/2005 | kkemper |
Q: My credit rating is poor due to some unpaid balances and I was wondering if it's still possible to ...
A: yes, but it depends on a lot of things; amount needed reason why you are living beyond your means ...
|
| get a loan | 10/18/2005 | kkemper |
Q: I would like to get a personal loan to help with my daughters college. could you help me find out ...
A: yes, but not the way you probably thought; Charles Givens, about 30 yrs ago, wrote a book about ...
|
| Credit History | 10/18/2005 | kkemper |
Q: I dunno if you are the right person to ask.... In April, my credit rating was 620. In Aug it was ...
A: there is no sense to the 3 bureaus. I had the same results. ----------------------------------- why ...
|
| Credit | 10/14/2005 | kkemper |
Q: I have been building my credit for a few years. The last time I applied for a credit card, they ...
A: the EXACT same thing has occurred to me. Equifax, esp, does not give a rat's ass about following ...
|
| Debt consolidation | 10/1/2005 | kkemper |
Q: My girlfriend is a teacher and is struggling horribly with her debt load. She went from being ...
A: i would like to know more about her expenses. She should be doing fine at her income and expense ...
|
| student needs help | 9/19/2005 | kkemper |
Q: I am emailing you because I need some serious financial advice. As you might of guessed I am in ...
A: YOU did not discuss your major, what your medical condition is, how you can get the energy for ...
|
| Debts and Personal Loans? | 9/12/2005 | kkemper |
Q: I'm not sure if you can help me with this question, but I'm beginning to run out of people to ask! ...
A: Andrea; a; what is your degree in? b; your husband's? c; do u have a budget? d; where are you living ...
|
| how do I obtain credit? | 8/12/2005 | kkemper |
Q: I've always rented and used to live with housemates in a college town for years, so things have ...
A: in what city/state r u? visit a local mortgage brokerage. find out what you can get in a mortgage ...
|
| educational loan for a non title IV school | 8/10/2005 | kkemper |
Q: kkemper, i am unsure if you are knowledgable in this area, but here it goes. i was accepted at a ...
A: i am glad you told me what you plan on doing for now My answer is going to be different. sign on as ...
|
| Debts Piling Up | 7/27/2005 | kkemper |
Q: Here's my situation: -I owe $827 on a payday loan that's due this Friday. -I am past due on my ...
A: i do not btw--the bad checks are now a criminal offense so get them taken care of immediately. get ...
|
| credit card debt consolidation | 7/23/2005 | kkemper |
Q: I'd appreciate any advice you could give on how to solve my credit card debt problem. Here are the ...
A: i have lots of advice. if she took less than the small claims suit limit go to them and sue her. ...
|
| Getting A Personal Loan | 7/12/2005 | kkemper |
Q: My fiance and I are getting married in October and wanted to take out a personal loan to help pay ...
A: Elesha; do not, not not get married till your credit and cash in the bank is at least 700 score ...
|
| debt consolidation | 6/16/2005 | kkemper |
Q: I have $37,000 in credit card debts, and pay about $850 a month on the minimum payments due. I'm ...
A: IGNORE THEM. LIKE donating your money to the boy scouts. Unnecessary. TAKE out an equity home ...
|
| Personal Loan with Bankruptcy | 6/15/2005 | kkemper |
Q: What I'm looking to do is to get a personal loan around $3000. I'm looking to get a motorcycle. The ...
A: the fees are unlimited. idea; u find a house worth 100k that the seller will take 80k for. YOU ...
|
| Personal Loan with Bankruptcy | 6/14/2005 | kkemper |
Q: What I'm looking to do is to get a personal loan around $3000. I'm looking to get a motorcycle. The ...
A: i do not know your income or age or work history. why not dabble for a few months in real estate ...
|
| R7 | 6/6/2005 | kkemper |
Q: Followup To Question - My wife and I are just finishing a 4 year Debt Management program and now ...
A: ok. you got me. Also, I advise those people in the US more than Canadians. PLUS, my report people ...
|
| R7 | 6/6/2005 | kkemper |
Q: My wife and I are just finishing a 4 year Debt Management program and now have everyone paid off. ...
A: CURIOUS; what was the cost of the program? I have never heard of an R7 program. I am guessing that ...
|
| What kind of loan should I get? | 6/4/2005 | kkemper |
Q: Wow, thanks for the quick reply. You asked: what is your occupation? I'm a Geophysical Tech at an ...
A: a; making sure she respects and trusts you; sign a document with her to protect her--ask her ...
|
| HELOC vs. Home Equity Loan... | 5/13/2005 | kkemper |
Q: Is there a disadvantage to credit reporting when taking on a revolving line of credit secured by a ...
A: no and, if the same amount of cash is available, always choose [if same interest rate is offered] ...
|
| First time credit | 4/12/2005 | kkemper |
Q: I have teenage children just entering the work force. I would apreciate information on how they ...
A: define "larger" purchases. I advise my young post high school people to; get work go to college ...
|
| Credit | 4/9/2005 | kkemper |
Q: I am 24 in college, ang going to get married next year in august. Right now me and my fiance are ...
A: you can be a "birddog" if you want to study FINDING "good deals" and getting them under contract [at ...
|
| buying a used car | 4/6/2005 | kkemper |
Q: I am looking to buy a used car for about 12k to 16k and need a loan. There seems to be several ...
A: Steve; unless u have a weird lender, a home equity line is almost always between 2-6%. You will not ...
|
| WHO CAN HELP ME | 4/2/2005 | kkemper |
Q: MY HUSBAND AND FILED LAST YEAR BANKRUPTCY, AND WERE DISCHARGED LAST OCTOBER. THEN WE WERE CONTACTED ...
A: elke; the credit bureaus run their own rules and very little you do will affect what goes into your ...
|
| FINDING A PERSONAL LOAN WITH BAD CREDIT | 3/23/2005 | kkemper |
Q: MY NAME IS JAMES GREEN AND I WOULD LIKE TO KNOW IS THERE ANY LOAN COMPANIES OUT THERE THAT WILL LOAN ...
A: u might need an atty; to get your name cleared up with your credit. THIS IS CALLED SCREAMING, by ...
|
| Cleaning Credit History | 3/22/2005 | kkemper |
Q: My credit score is good to fair. Is there a way, or is there a paid organization that I could hire ...
A: B: the law and logic say one thing; my experience with them says and proves something different. ...
|
| Credit limit | 3/14/2005 | kkemper |
Q: Nice to know you!!! I have a question Please answer my question. How many ways can the credit ...
A: ..can the credit limit increase be approved.... i do not understand the question. I think you are ...
|
| Home Loan | 3/14/2005 | kkemper |
Q: I have credit scores ranging from 595-610. They are low because of some late payments on credit ...
A: NO ONE on earth can tell u when or how much your score will change. I H A T E the fico team of ...
|
| Home loan | 3/11/2005 | kkemper |
Q: I am looking to try for a home loan in the next year or so. The problem is my credit scores right ...
A: tommy; the point game basically means two things; inability to get the best RATES and you will not ...
|
| FICA Scores | 3/5/2005 | kkemper |
Q: I hope this is in your area of knowledge. I saw a story on tv about how to get the lowest credit ...
A: the Fair Issac Scoring system PROBABLY started with a good intent; provide a scoring system that ...
|
| Grants | 3/1/2005 | kkemper |
Q: I don't know if this is out of your expertise or not, but I was told that there are many government ...
A: DAN; ALTHOUGH nothing is impossible, when I was an undergraduate student and a graduate student, ...
|
