| Subject | Date Asked | Expert |
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| Loan after Bankruptcy discharge | 8/9/2006 | Matt |
Q: Bankruptcy Chapter 7 discharged May 2005 where can I get a loan?
A: Without a co-signer you won't be able to. Generally it is 3 years before a creditor will consider ...
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| Personal loan for ring? | 8/9/2006 | Joe Montgomery |
Q: FollowupDo you think it would be difficult to get a credit card since I do not have any "credit", ...
A: It will be difficult, but they do take your job type into consideration, however, they also consider ...
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| Personal loan for ring? | 8/9/2006 | Joe Montgomery |
Q: Maybe this is a stupid question, but I just got a job that will pay about 90k a year. I want to ...
A: Unfortunately, you will not be able to get a personal loan for this amount. Most personal loans max ...
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| Personal Loans for the Unemployed | 8/7/2006 | Matt |
Q: Hey Matt: My boyfriend and I have been out of work for several months living off savings. We have ...
A: I don't know of anyone who will give loans to the unemployed. The reason is that no one wants to ...
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| h | 8/6/2006 | Joe Montgomery |
Q: how strategic is credit repair? how expensive and how long does one ahve to pay for? is it worht ...
A: This is about 20 questions rolled into one. I do not believe in paying for credit repair. Credit ...
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| h | 8/6/2006 | Matt |
Q: how strategic is credit repair? how expensive and how long does one ahve to pay for? is it worht ...
A: I will try and answer all these, if I miss something just ask me again. First of all these places ...
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| Personal Loan Needed ... But I Am Clueless | 8/4/2006 | Matt |
Q: My boyfriend and I need a personal loan of $7500 to relocate to NC from NY. We are saving up money ...
A: Good News, your not completly hopeless. You are however in a tight spot. There are banks who will ...
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| Loan For Toy | 7/31/2006 | Matt |
Q: i live with my mom so i have no bills i have the capital one credit report that they send me a creid ...
A: It is good enough to get a loan but not a great rate on it. Expect a rate of 18-20% Try citibank ...
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| Question About Being A Cosigner | 7/31/2006 | Matt |
Q: I have a few questions that relate to being a cosigner. 1stDo you need a credit score, credit card, ...
A: Answer #1... No you don't have to have a credit score if the other signer's credit is good enough to ...
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| I 'm clueless on personal Loans | 7/28/2006 | Matt |
Q: I'm 24 and live in Orange County, Ca. I have been working with a company for almost about a year. I ...
A: Brandy, Hi. I am 25 and understand your troubles. First most banks limit personal loans at 5,000. ...
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| A child support lein on an home | 7/28/2006 | Matt |
Q: How can i get the lein lifted off the property? if not what can i do with the property if i dont get ...
A: The only way to remove the lein is to pay the child support debt, or if you suspect it is wrongful ...
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| Personal Loans | 7/24/2006 | Matt |
Q: my name is Elizabeth and im 19. I would like to get a bank loan for a car but, i only have a year's ...
A: Possibly, I suggest going to the bank where your checking account is at or a bank where your parents ...
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| personal loan help | 7/22/2006 | Matt |
Q: Yes Iam looking to buy a piece of land with a mobile home on it.The thing is the home is 26 years ...
A: Most banks will stop personal loans at 5-10 thousand. I am not aware of any that will go higher ...
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| How to get the best rate? | 7/19/2006 | Matt |
Q: How can I be sure to get the best rate for a loan? Should I go to my local banks, online? ie - ...
A: Start with lending tree. It will save you alot of time because several banks can all look at once. ...
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| Personal Loan | 7/19/2006 | Matt |
Q: My fiance and I want to start our own business. We want to get a personal loan. His credit score ...
A: your credit is great and your debt to income is great. You will need collateral, some places may do ...
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| question about loan | 7/17/2006 | Matt |
Q: i applied for a secured line of credit loan. i didn't have tax returns to show so he took my bank ...
A: That sounds odd, they are required to give you a reason this is part of the "Fair Lending" ...
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| Credit | 7/17/2006 | Matt |
Q: Fisrt I want to thank you for taking the time to help people like me. Now my question to you is my ...
A: My advice would be go straight to the dealer, he will find away to get you financed. Put just your ...
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| How can I get a personal loan? | 7/9/2006 | Matt |
Q: I have a couple of debts I'd like to pay off. One is a credit card judgement which is already ...
A: Bad situation, and tought to overcome. Your right most places want you to own a home, or at least ...
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| credit | 7/5/2006 | Matt |
Q: I stupidly let my girlfriend put my name on loans because of her bad credit history and now I have ...
A: Wes, GET OUT NOW, RUN !!!! You are in bad shape my friend. In order for you to get off of those ...
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| personal loan for dummies | 6/27/2006 | Matt |
Q: Ok I want to get a loan for consolidation of debts and home improvements. The only bills i have are ...
A: Ask about a home equity installment loan, don't take the line of credit no matter how hard they push ...
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| I need a LARGE loan... | 6/27/2006 | Matt |
Q: My significant other and I are looking to get a fairly LARGE loan. Probably close to $50,000. You ...
A: Ask your bank about a SBA loan, this is a small business start up loan that is backed by your ...
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| Clueless on current student loans | 6/22/2006 | Matt |
Q: Good morning Matt. I hope you'll be able to shed some insight on my current loan delimma. I ...
A: Dana, Thanks for the question. I will be the first to admit, I am not well versed in student loans. ...
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| Best type of loan to expand business | 6/15/2006 | Matt |
Q: I need to purchase raw land to develop a storage business. I have about 500,000 in cash that I could ...
A: Depends, do you want write offs for the business or your personal taxes. If you want it for the ...
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| PERSONAL LOAN | 5/27/2006 | Matt |
Q: I AM PLANNING TO START A SMALL PARTY SUPPLIES STORE BUT DONT HAVE ENOUGH MONEY. HOW DO I GO ABOUT TO ...
A: There a couple ways to go: 1.) use a home equity loan to get your needed capitol, this would require ...
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| Personal Loan | 5/25/2006 | Matt |
Q: I am interested in obtaining a student loan or personal loan to pay for college. I do not have a ...
A: Your best route is to see your college finanical aid officer and tell them you need a student loan. ...
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| personal loan | 5/7/2006 | Matt |
Q: ok i need a personal loan to pay off some bills i was attendin school but lost my f. aid. so i joind ...
A: your best bet is to try and get a co-signer. Get a co signer with good credit and a small personal ...
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| Personal loan with derogatory credit | 5/2/2006 | Matt |
Q: How can I obtain a personal loan ($5500) with derogatory credit. I want to have one payment and be ...
A: Its gonna be tough. A personal loan has no collateral thus, all they have to go on is your credit ...
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| bad deal | 4/29/2006 | Matt |
Q: Matt, Thank you for your time. My husband purchased a motorcycle from a Honda store about a month ...
A: This is a bad situation that happens often with shady dealers. The dealer does not have to take the ...
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| Auto loan | 4/5/2006 | Matt |
Q: I am desperately trying to purchase a new vechicle and need some advice. My bankruptcy has been ...
A: With a bankruptcy less than 3 yrs old, few banks will even look at a deal for you. The ones that ...
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| Auto Loan | 3/28/2006 | Matt |
Q: I want to buy a new car soon. I am 24, and this will be my first new car purchase. I have a credit ...
A: With a credit score like that you should have no problems getting the best rates. Anything above ...
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| how to get personal oan with bad credit | 3/27/2006 | kkemper |
Q: i am a single mom of 1 beautiful baby girl. i was out of work and bill got behind and i cant seem to ...
A: tonya; you did not mention if there is a father of the child, if you are back at work yet? who is ...
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| Debt and Credit | 3/15/2006 | kkemper |
Q: I have been reading your Q&As and hope that you will be able to guide me to a starting point to help ...
A: U can help but as a MD would do in a hospital, I seek to find the causes of things. I need to help ...
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| Need help getting a personal loan. | 3/5/2006 | kkemper |
Q: My credit score is 689 and my total debts are $6,600. I would like to get a personal loan, pay off ...
A: I do not know your occupation, age, location and why you were late, etc. I suggest I help you find ...
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| Application denied, no credit history. | 2/15/2006 | kkemper |
Q: Greetings: Thank you for your time and expertise, whether you can help me or not. I am on a ...
A: WHILE it may not be applicable, what do you want new cash for? My suggestion always works for ...
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| derogatory | 1/26/2006 | kkemper |
Q: how can or what can I do about a derogatory public record tax lien from 1992 for $88.00 which I paid ...
A: Bill; on this specific query--I have two separate answers. a; the legal part and the practicality ...
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| Falsion Financing | 1/17/2006 | kkemper |
Q: I seen the advice that you gave about this being a scam but I seen that information too late so I ...
A: if the time for them to respond has gone past, contact the BBB [better biz bureau] and the state ...
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| Need your HELP!! | 1/11/2006 | kkemper |
Q: My husband works full- time and I have chosen to stay at home with my young ones in hopes to see ...
A: Ms. Mariam We have no debts. That was the only goof up you wrote. YOU have many debts; I think you ...
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| Secured Credit Card Dilemma | 1/10/2006 | kkemper |
Q: I am fairly new in the United States (a year and half) and apparantly did not have a credit history ...
A: CLOSE NO accounts. That is a no no [stupid rule in credit] keeping the accounts at zero balance is ...
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| Credit score | 1/4/2006 | kkemper |
Q: I had a voluntary repo about two years ago. which I paid the balance of a year ago in full. I also ...
A: the best u can do for now is to challenge the repo. or; ask the repo company to eliminate that ...
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| Credit score | 1/3/2006 | kkemper |
Q: I find it inpossible to get my credit score to a descent status. At present my score is 480. Six ...
A: John; although I HATE the scoring bureaus, there are some consistances in what they do [not many but ...
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