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How to Get a Personal Loan
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About Joe Montgomery
Expertise
I can answer most any question in this area, unless they are seeking legal advice.

Experience
I have worked in the lending industry for over 15 years, and worked in consumer lending, (Personal loans, and small collateral loans) as well as mortgage lending during the first 6 years of my career

Publications
Currently an all experts expert for mortgage loans.

 
   

You are here:  Experts > Shopping > Credit/Debt Management > How to Get a Personal Loan > personal loan

How to Get a Personal Loan - personal loan


Expert: Joe Montgomery - 6/7/2007

Question
what are the 10 or so step in getting a better change in getting a personal loan?

Answer
There are no set steps in a process to get a personal loan.  There are certian criteria, or items that are used to qualify a person, but they vary from lender to lender, and can change depending on the situation.
You need a fairly good credit history, a good job history, enough income to support paying all your monthly debt, and have a good residential history.
Contact a local bank or credit union and they can get some basic information from you and tell you what you will need to qualify for the loan you are looking for.

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