About Joe Montgomery Expertise I can answer most any question in this area, unless they are seeking legal advice.
Experience I have worked in the lending industry for over 15 years, and worked in consumer lending, (Personal loans, and small collateral loans) as well as mortgage lending during the first 6 years of my career
Publications Currently an all experts expert for mortgage loans.
Question what are the 10 or so step in getting a better change in getting a personal loan?
Answer There are no set steps in a process to get a personal loan. There are certian criteria, or items that are used to qualify a person, but they vary from lender to lender, and can change depending on the situation.
You need a fairly good credit history, a good job history, enough income to support paying all your monthly debt, and have a good residential history.
Contact a local bank or credit union and they can get some basic information from you and tell you what you will need to qualify for the loan you are looking for.