About Joe Montgomery Expertise I can answer most any question in this area, unless they are seeking legal advice.
Experience I have worked in the lending industry for over 15 years, and worked in consumer lending, (Personal loans, and small collateral loans) as well as mortgage lending during the first 6 years of my career
Publications Currently an all experts expert for mortgage loans.
Question Who are some good lenders to apply for a personal loan? I am 3 years out of BK 7 with scores about 650. I have 2+ years of reestablished credit. A few credit cards and a bank loan. I am trying to consolidate my credit cards and loan into one loan. About $5000 in total. I have been a loan officer for 4 years and have changed companies 2 months ago. I am 100% commission.
Answer You would probably have about as good of an idea as I do in that area. A bank is going to be your best bet as finance companies will not like the former bankruptcy and the added concern of 100% commission. A bank may not want to make the loan at this point due to the short time at your current job-- waiting 6 months might be a better idea so that they can have w-2s from your past years as well as current pay stubs to calculate income.
