How to Get a Personal Loan/personal loan after BK

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Question
Who are some good lenders to apply for a personal loan? I am 3 years out of BK 7 with scores about 650. I have 2+ years of reestablished credit. A few credit cards and a bank loan. I am trying to consolidate my credit cards and loan into one loan. About $5000 in total. I have been a loan officer for 4 years and have changed companies 2 months ago. I am 100% commission.

Answer
You would probably have about as good of an idea as I do in that area.  A bank is going to be your best bet as finance companies will not like the former bankruptcy and the added concern of 100% commission.  A bank may not want to make the loan at this point due to the short time at your current job-- waiting 6 months might be a better idea so that they can have w-2s from your past years as well as current pay stubs to calculate income.

How to Get a Personal Loan

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Joe Montgomery

Expertise

I can answer most any question in this area, unless they are seeking legal advice.

Experience

I have worked in the lending industry for over 15 years, and worked in consumer lending, (Personal loans, and small collateral loans) as well as mortgage lending during the first 6 years of my career

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Currently an all experts expert for mortgage loans.

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