About Joe Montgomery Expertise I can answer most any question in this area, unless they are seeking legal advice.
Experience I have worked in the lending industry for over 15 years, and worked in consumer lending, (Personal loans, and small collateral loans) as well as mortgage lending during the first 6 years of my career
Publications Currently an all experts expert for mortgage loans.
Question How can I get a personal loan with a fico of 501 without using equity in home? Is there any one company that will do this that is legitimate, I've been burned already by one of those fraud companies?
Answer The answer is no. That is why those other questionable companies are out there. I have had several people ask your question, or ones that are similar, and a few have turned to the "No Credit Check" companies and all have said that their interest rates ended up being 50-90%, and they ended up owing three of four times what they had borrowed.
You just need to be patient-- possibly work with the credit reporting agencies to get duplicate accounts, or other errors off your credit and hope to improve your score.
