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Dear Bill and Lorna,
I am a 71 year old single (divorced) retiree, with no dependants, currently living in Thailand, on my pension, and teaching English on the side.  I am also a published Author of books on Ancient History and Ancient Cultures, which are for sale on  My pension is in excess of 62000 Philippine Pesos monthly (744,000 Pesos annually).  My problem is that I do not have anything near what I see as the required deposit.  Is it possible to get some kind of long term visa, without a cash deposit, just on the strength of my pension?  Any help or advice you can give me would be greatly appreciated. My visa here expires on June 23, 2013, and I wanted to relocate before that date.
Dennis McCarthy

Dennis many many expats just extend their tourists every 2 months for up to 16 to 24 months take a short trip out and start the whole process again Even if you fly out in the morning and back in the evening of the same day the extension process starts all over again. The only visa that doesn't require the deposit is the 13A.


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Bill and Lorna Collings


Feel FREE to ask us about traveling, living, relocating, retiring and investing in the Philippines. Guests from 93 countries, the latest being a female PHD from Uganda, make our place in Manila an incredible meeting place for world travelers who exchange travel stories. We understand both the joys and the hardships of living and traveling in the Philippines.


I arrived in the Philippines in January 1980 to travel for 2 months; I stayed 4 months before reluctantly leaving. I met my Filipina wife, Lorna. an incredible stellar, "one in a million" individual in 1983 in Seoul and we moved to the Philippines in 1986 and opened our 3BR house to world travelers on a budget. After welcoming thousands of guests from 93 nations our place has grown to 38 bedrooms in 5 townhouse units, 4 of which are attached but will never lose its "Home away from Home" atmosphere. Almost everyday at The Townhouse Hotel there's a party-like social scene with vibrant, almost magical energetic conversations between our guests who have the pleasure to meet each other and share their life's many experiences.Often three groups with conversations in different languages are going on at the same time. So we've been exposed to every kind of person from all over the world and shared their experiences. Since arriving back in the Philippines Nov 2011 from traveling for 8 months my wife and I have been busy buying land, building houses and expanding our Boracay beach front resort, Casa Camilla for 16 months. Hopefully we'll be finished by the end of 2013 with a total of 50 apartments, 44 units for yearly stays and the six units in our house to be saved for short term stays.

Publications,, who asked me to apply with

some college 2-1/2 years - no degree - I've been traveling since I was 18, almost 30 years.

Awards and Honors
Luckily, my wife and I have been semi-retired since we were 30 years old, almost 30 years.

Past/Present Clients
3000 to 4000 world travelers and guests on a budget pass through our guest house style Townhouse Hotel / Hostel each year since 1986 so we do get a lot of feedback and share a lot of experiences with people which we can then pass on to help others with their questions and problems

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