I am a dual citizen and planning to retire in the Phils. by myself. Looking to buy a house or a townhome where i can afford to live. My pension is under $1k/ month any advise thank you...Linda

Linda, leave the bulk of your savings in the other country so you don't make any spur of the moment financial mistakes and make sure you proceed slowly before buying in. Renting is the best option for the first 6 months to 2 years while becoming adjusted to living on a more local budget. You can live on less than your pension and save part of it. Many retirees/ dual nationals like to travel or go back to their other country each year. Finding reasonable rentals is best by walking or driving around the area you're interested in living looking for 4 Rent signs; bring a digital camera to take pics of the signs to call later and make appointments to see the rental units one by one. Try renting for a few weeks or months in several regions of the Philippines before choosing the place where you're happiest and might want to buy a townhouse unit or house and lot. Mabuhay Philippines! Welcome Home! Good Luck!


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Bill and Lorna Collings


Feel FREE to ask us about traveling, living, relocating, retiring and investing in the Philippines. Guests from 93 countries, the latest being a female PHD from Uganda, make our place in Manila an incredible meeting place for world travelers who exchange travel stories. We understand both the joys and the hardships of living and traveling in the Philippines.


I arrived in the Philippines in January 1980 to travel for 2 months; I stayed 4 months before reluctantly leaving. I met my Filipina wife, Lorna. an incredible stellar, "one in a million" individual in 1983 in Seoul and we moved to the Philippines in 1986 and opened our 3BR house to world travelers on a budget. After welcoming thousands of guests from 93 nations our place has grown to 38 bedrooms in 5 townhouse units, 4 of which are attached but will never lose its "Home away from Home" atmosphere. Almost everyday at The Townhouse Hotel there's a party-like social scene with vibrant, almost magical energetic conversations between our guests who have the pleasure to meet each other and share their life's many experiences.Often three groups with conversations in different languages are going on at the same time. So we've been exposed to every kind of person from all over the world and shared their experiences. Since arriving back in the Philippines Nov 2011 from traveling for 8 months my wife and I have been busy buying land, building houses and expanding our Boracay beach front resort, Casa Camilla for 16 months. Hopefully we'll be finished by the end of 2013 with a total of 50 apartments, 44 units for yearly stays and the six units in our house to be saved for short term stays.

Publications,, who asked me to apply with

some college 2-1/2 years - no degree - I've been traveling since I was 18, almost 30 years.

Awards and Honors
Luckily, my wife and I have been semi-retired since we were 30 years old, almost 30 years.

Past/Present Clients
3000 to 4000 world travelers and guests on a budget pass through our guest house style Townhouse Hotel / Hostel each year since 1986 so we do get a lot of feedback and share a lot of experiences with people which we can then pass on to help others with their questions and problems

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