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About Jay K. Williams, AAI, AIP, CIC, CRM
Expertise
I can answer questions relating to the following coverages: personal auto; homeowners; commercial auto; commercial liability; commercial property; business income and all other property and casualty coverages.

Experience
I have been in the insurance industry in Florida since 1979. I am currently the president of a Florida domestic insurance company subsidiary. I've taught continuing education classes in Florida and across the country. I am quite familiar with all coverages including Florida Condominium master policies and unit owner policies. I also specialize in agent professional liability. I have been a professional educator since 2001.

Organizations
I am a member of the Florida Associaion of Insurance Agents, the state affiliate of the Independent Insurance Agents and Brokers of America.

Education/Credentials
I currently carry the following professional designations: Accredited Advisor in Insurance (AAI) Associate in Insurance Production (AIP) Certified Insurance Counselor (CIC) Certified Risk Manager (CRM)

You are here: Experts > Money > Personal Insurance > Property & Casualty Insurance > Home builders product statue of limitiation homeownersproperty new home roofing defect

Property & Casualty Insurance - Home builders product statue of limitiation homeownersproperty new home roofing defect

Expert: Jay K. Williams, AAI, AIP, CIC, CRM - 10/23/2009

Question
I've been dealing with my home warranty company since June of this year regarding a water leakage in my home that has since been determined that parts of my home was unfinished. My home was built 2007. I purchased it in 2008. My homeowners insurance adjuster came out to discover shotty construction work by the builders. I 'm getting the run around and can't get the warranty company to talk to me nor repair the problem. What recourse do I have with the builders? How do I get them to finish my home and repair the water damage?

Answer
Hi Sharon,

I'm sorry to hear about your problem. Unfortunately, I think what you really need is some legal advice regarding the construction issues. You may have some sort of recourse against the contractor.

I recommend you contact your State Insurance Departent to file a complaint agains the Home Warranty company. There should be no reason why someone shouldn't be talking to you.

If you have some coverage questions, please don't hesitate to write.

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