AboutThom Brooks Expertise I can answer many inquiries on Property & Casualty, or Life and Health Insurance.
Experience 34 years experience and owner of Brooks Insurance School since 1985. I've taught over 39,000 students and would enjoy helping anyone, especially those troubled by not knowing where to find an answer.
Question Does homeowner's coverage cover a vehicle in garage vandalized by a ground hog getting into cars engine and chewing up all main wires going to brain of vehicle?
Answer Lori, hello!
The vehicle is not covered by your homeowners (except for Liability if the car is in dead storage, no tag, no battery).
Your personal auto policy would review paying it but you would likely have a $250 or $500 deductible to pay first. A local mechanic can advise and you will be able to get it re-wired. Dang those ground hogs. I bet he did some damage. Sorry for your loss.
Take Care,
Thom Brooks
BrooksInsuranceSchool.com
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