AboutThom Brooks Expertise I can answer many inquiries on Property & Casualty, or Life and Health Insurance.
Experience 34 years experience and owner of Brooks Insurance School since 1985. I've taught over 39,000 students and would enjoy helping anyone, especially those troubled by not knowing where to find an answer.
Question I live in Kentucky and during a recent storm one of my trees have fallen onto my neighbors property damaging his chain link fence. He is not in town at the moment. Who's responsible for this and what do i need to do?
Answer Stacy, call your Insurer. Your company will advise. If it fell due to an Act of God, and if your tree was not rotted, then your neighbor will have to pay their deductible and then their insurer will pay the claim. If you were negligent, they will subrogate back to you.
