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About Bennie719
Expertise
I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella Insurance. Also thoroughly familiar with Claims Handeling procedures. Will answer questions related to the above.

Experience
Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life & health for two + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker License. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims

Education/Credentials
not applicable

 
   

You are here:  Experts > Money > Personal Insurance > Property & Casualty Insurance > DMV accident report

Property & Casualty Insurance - DMV accident report


Expert: Bennie719 - 7/3/2009

Question
I was involved in an accident, when my case hit a light pole on a town street. Except for the pole and my car nothing was damaged.The police officer arriving at the location of the accident took all the information about the car, insurance , etc. No citation was issued, and I never received any information or claims from whoever owned the light pole.
My insurance company paid for the damages. I assumed that they will file the Accident report to DMV. However,  1.5 mos after the accident I received a letter from my insurance advising me to file the Accident Report.
Since it must be only 10 days gap between the accident and filing the report what should I do. I am worried that now my driver license is going to be suspended.
On the other hand, the insurance agent from the Claims Dept. advised me not to worry and not to file the Accident report.
Great Thanks in advance!


Answer
Hi Alex,
Most states require that DMV accident report be filed by the insurance
company and signed by them as proof that you were insured at the
time of the accident.

I guess yours is different.  I agree with your previous advice......
don't worry about it, just go ahead and file.

Bennie
San Francisco Bay Area

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