Aboutsteve zimmerman Expertise Can answer questions relating to auto, single family home, and condominium insurance. Can answer general questions, and an expert on policies in florida
Experience Sucessful agent with the necessary 220 license for the state of florida
Question We have a pending claim with our insurance company and I am becoming more and more frustrated everyday. While surveying the damage from a water back-up into my entire 1st floor, mold was discovered in the kitchen. The mold remediation was covered up to $5000, however, to get the mold out my kitchen had to be torn apart almost completely. The mold was cleaned up for $2850, which is covered. Now my kitchen needs to be reassembled. My estimates to do that exceed there "so called" mold remediation limits. I need new countertops, my cabinets need repairing and my appliances need to be reinstall. I don't understand why this is not included in the claim and is there something that I can do to get them to cover the cost of the repairs. Insurance company if 1st American Property and Casualty. I have the balance of $2150 in the mold claim to get my kitchen back to normal. My cabinet reinstall is $1400 and the counters are $2500. What can I do.
Answer talk to your adjuster, explian what you told me, make sure you at least have a second estimate, if they will not agree to up the payout, contact a public adjuster and let them handle the claim. You are entitled to get everything to normal...good luck
