| Subject | Date Asked |
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| Putting a roof over my porch | 11/2/2009 |
Q: I'm thinking of having my brother-in-law who works in construction put a roof on my existing back ...
A: Brian Even before we discuss insurance, let me pass on a old saying, "Don't do business with ...
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| Under the table injury | 10/11/2009 |
Q: I was working for a man who ownes a ranch splitting fire wood and while doing so i split my foot and ...
A: Parker This is actually not an insurance question because, it does not appear that there was ...
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| PUD Insurance | 10/7/2009 |
Q: We live in a multi-family PUD on the water which, since 1996 has had a master fire policy on the ...
A: I think this brings up another question. What do the documents say? Does the master deed and ...
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| condo insurance | 9/21/2009 |
Q: I am confused on what to do. I bought a condo last year. The bank demanded I get a 1m liability due ...
A: You have a very sticky situation. First and foremost, you need to know "what you own". When the ...
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| walls in the basement bowing | 9/20/2009 |
Q: I have walls in my basement that are bowing in at least 5 to 7 inch's due to us having a fire in the ...
A: This is really a question for a claims expert but I will give you my best thoughts on the subject. ...
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| hiring a siding person | 8/25/2009 |
Q: I am building my own home as a homeowner. I want to hire a siding contractor who doesn't have ...
A: Phyllis This is a state by state question. My stand pat answer is no. In my state, if he does not ...
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| Diminshed Value | 8/25/2009 |
Q: I got in an accident with a rent-a-car. My insurance will not cover diminished value claim (State ...
A: Tim Have you tried to put this claim into your credit card company (not the bank but MasterCard or ...
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| claim on common fire sprinkler leak repair | 8/21/2009 |
Q: I own one of 12 townhomes in a Townhomes Homeowners Association in Florida. We are not a condominium ...
A: Many associations in NJ require the unit owner to pay for the deductible of a covered claim that ...
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| RCBAP definition | 8/15/2009 |
Q: The NFIP offers flood insurance to residential condo associations. What is the definition of a ...
A: This is not an insurance question. The definition of a residential condo association is not ...
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| Florida condo flood insurance | 8/15/2009 |
Q: We own a condominium in a hight risk beach area in Florida. The condo association carries $500,000 ...
A: The Condo association's flood insurance should pay for common elements of the building and what the ...
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| Homeowners insurance and engagement ring | 8/13/2009 |
Q: I currently own a condominium w/ $15k worth of personal property insurance. My girlfriend also ...
A: First the ring should be insured on what is called and inland marine policy more commonly known to ...
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| Want to sue after insurance company felt they were not liable | 8/10/2009 |
Q: i have a diagram http://bit.ly/XjRcx i was standing perpendicular in my car, looking for a ...
A: You did not mention the state that this happened in. Some states utilize this "percentage at fault" ...
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| condo association insurance | 7/20/2009 |
Q: This would probably lead to more owners doing the same so association is edgy. Want to install ...
A: There are several items to consider. The first thing to consider is how to make sure any defective ...
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| Starting my own property and casualty business | 7/11/2009 |
Q: Ive been licensed now with my L&H for 4 years, done well more in health than anything with life ...
A: I do not know what state you are in. A state like NJ is difficult. Yes you have to go through the ...
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| insurance clain | 9/19/2008 |
Q: About 7 or 8 years ago my husband was doing some remodeling in our home and a nail hit him in the ...
A: No You can not obtain a liability claim from your own insurance company. The liability is designed ...
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| starting my business | 7/29/2008 |
Q: i was thinking about starting my own car detail shop and was wondering what kind of small business ...
A: Anthony... as far as sources of where to go, I can't do that without knowing where you are. Detail ...
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| Property Claim | 4/17/2008 |
Q: I own several homes in Minnesota and would like to submit multiple insurance claims on different ...
A: David There is not enough information here to really say the answer. Are your properties all on ...
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